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Bloom!

Active Private limited companyfounded 2017active for 9 yearsSint-Geertruistraat 32, 3700 Tongeren-BorgloonKBO/BCE: BE 0678.976.244

Lifetime

3 annual accounts with figures on one time axis
peak €77,482 (2024)
€29,157▼ 62.4%
peak €41,842 (2024)
€7,713▼ 81.6%
peak €92,902 (2024)
€72,232▼ 22.2%
€25,757▼ 55.1%
Board2 names since 2023
2 directorsJeroen GEUSENS and 1 other
Documentsfilings and deeds
13-07-202618 days before the deadline
2025micro format
Gross margin from €77,482 to €29,157Result from €41,842 to €7,713Dividend €28,383Equity from €92,902 to €72,232Debts from €57,301 to €25,757Cash from €46,877 to €25,680

Key points

from the 2025 annual accounts

Equity

€72,232 ▼ 22.2%
92,9022024+7,713Profit-28,383Dividend72,2322025

Bloom! paid out €28,383 in dividends. That is 368% of the 2025 profit.

Turnover

≈ €120,000 estimated

The micro format states no turnover.

Filings

3 annual accounts since 2023
AprilJune31 JulyOctober202320242025

The last three annual accounts were filed 18 to 43 days before the end of the period.

Checked score

94
Excellent
Financially stronger than 55% of micro companies in employment activities (NACE 78)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.3% across 1,379 companies (NACE 78, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024highest value 02-2025: 0.3%● unchanged vs 01-2025highest value 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.2%▼ -0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

99+12equity 73.7% of total assets
77-1short-term debt 19.3% · cash 26.2%
79-21return on assets 7.9%

Score breakdown

raises risk
Size: total assets €97,989
lowers risk
Liquidity: current ratio 2.36, cash €25,680
Equity €72,232 (73.7% of total assets)
Sector: Employment activities (NACE 78)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro). It does better than 75% of them on solvency, 70% on liquidity, 51% on profitability and 24% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as Bloom! has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Bloom! itself is lower: 0.1% within 12 months. It rests on far more data about Bloom! than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for Bloom!. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.36 (2.05 in 2024), above the usual 1.5. Short-term debt is 19.3% and cash 26.2% of total assets. 26.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.36, cash €25,680
NBB · annual accounts
lowers risk · Equity €72,232 (73.7% of total assets)
NBB · annual accounts
lowers risk · Sector: Employment activities (NACE 78)
KBO
raises risk · Size: total assets €97,989
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
18 days early
2024
35 days early
2023
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 32 days before the deadline. In the sector (NACE 78), the median for financial year 2024 was 14 days before the deadline, and 30% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

JG
Director
KV
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0678976244
Change of role: Kaatje VERLINDEN, from manager to director Appointment: Jeroen GEUSENS (director) · Legal-form conversion: from general partnership to private limited company · Director discharge: Kaatje VERLINDEN · Gazette deed
Registered office moved from Kampenhout to Tongeren New registered office: Sint-Geertruistraat 32, 3700 Tongeren · Previous registered office: Bergstraat 98, 1910 Kampenhout · General meeting of 01-02-2023 · Gazette deed
First establishment Sint-Geertruistraat 32, Tongeren-Borgloon
All 11 events

Comparable companies

same main activity, similar in size and age
Company
Bloom! Tongeren-Borgloon €97,989 €29,157 73.7% -
ACA FACTORY Waterloo €108,380 €22,104 65.1% -
24 Seven Antwerp €115,697 €30,845 15.1% -
HR Intelligence Wavre €80,969 €37,977 25.3% -
driepoot Ghent €109,047 €35,765 74.3% -
YOU TURN Antwerp €101,879 €21,186 24.0% -
HR Works Kontich €112,423 €39,314 22.5% -

These companies have the same main activity as Bloom!: employment placement agencies (NACE 78100). They are comparable in size and age: total assets between €81,000 and €116,000, founded between 2015 and 2019.

Official details

Source: KBO
Status
Active since 29-07-2017Normal situation
Activity
Employment placement agenciesNACE 78100and 1 other
Establishment unit
2.266.608.3043700 Tongeren-Borgloon, since 12-08-2017
Financial year end
31 December
Peppol
Reachable since 19-11-2025
Company details

Annual accounts 2025

€97,989▼ 34.8%
Filing
Filed on 13-07-2026, 18 days before the end of the filing period
Financials

Insights on Bloom!

Bloom! files the micro format. That format states no turnover. The gross margin fell from €51,646 in 2023 to €29,157 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Bloom!

What is the company number of Bloom!?
The company number of Bloom! is 0678.976.244. The VAT number is the same number with BE in front: BE 0678.976.244.
Where is Bloom! based?
The registered office is at Sint-Geertruistraat 32, 3700 Tongeren-Borgloon.Company details
What does Bloom! do?
According to the KBO register, the main activity is employment placement agencies (NACE 78100).
What is the legal form of Bloom!?
Bloom! is a private limited company (BV).
When was Bloom! founded?
Bloom! was founded on 29-07-2017.
Is Bloom! still active?
Yes, Bloom! is an active enterprise in the KBO register.
What is the turnover of Bloom!?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €29,157 and 2,934 comparable companies of the same size. It probably lies between €71,000 and €210,000. It is a rough estimate.Financials
Is Bloom! profitable?
In financial year 2025, Bloom! made a profit of €7,713.
Where can I find the annual accounts of Bloom!?
Bloom! filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Bloom! due?
Bloom! must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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