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BLONDEN

Active
Avenue Blonden 44/12 ·4000 Liège, Belgium
KBO/BCE: BE 0727.928.085
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Age7 yrs
Real estate1 parcel · 858 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BLONDEN is 0.7% (low). The 2025 annual accounts show equity of €391k and a net result of €-59k. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.7% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 6 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 24-08-2026 24 d late 2026-00417743
31-12-2024 31-07-2025 30-08-2025 30 d late 2025-00472261
31-12-2023 31-07-2024 27-09-2024 58 d late 2024-00483279
31-12-2022 31-07-2023 15-01-2024 168 d late 2024-00003031
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20398726
31-12-2020 31-07-2021 29-09-2021 60 d late 2021-71000596

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€-59k-53.9%
Working capital€-107k-37.9%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 24-08-2026 with the NBB · fiscal year 2025 · micro
€-60k€-40k€-20k€0Operating result 2024: €-12k€-12kNet result 2024: €-39k€-39kOperating result 2025: €-36k€-36kNet result 2025: €-59k€-59k20242025
Operating resultNet result
EBITDA
€11k
-62.4% 24-25
Net profit
€-59k
-53.9% 24-25
Cash flow
€-13k
- 24-25
Total assets
€1.39M
+70.4% 24-25
Equity
€391k
- 24-25
Working capital
€-107k
-37.9% 24-25
Income taxes
€5k
- 24-25
Debt
€1.00M
+1.0% 24-25
Show 9 other metrics
Debt ≤ 1y
€255k
-41.4% 24-25
Debt > 1y
€572k
+25.0% 24-25
Current ratio
0.58
-29.3% 24-25
Quick ratio
0.58
-29.3% 24-25
Solvency
28.1%
- 24-25
Debt / equity
2.56
- 24-25
ROE
-15.2%
- 24-25
ROA
-4.3%
+9.7% 24-25
Interest coverage
0.38
-54.4% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€11k
Net profit€-59k
Cash flow€-13k
Staff costs-
Income taxes-
Dividends-
Total assets€1.39M
Equity€391k
Debt€1.00M
of which ≤ 1y€255k
of which > 1y€572k
Working capital€-107k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.58
Quick ratio0.58
Working capital ratio-7.7%
Solvency28.1%
Debt / equity2.56
Long-term debt ratio1.46
Interest coverage0.38
Gross margin-
Net margin-
ROA-4.3%
ROE-15.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.39M
Fixed assets 21/28€1.25M
Tangible fixed assets 22/27€1.25M
Current assets 29/58€148k
Amounts receivable within one year 40/41€30k
Cash & bank 54/58€612
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.39M
Equity 10/15€391k
Contributions / capital 10/11€15k
Accumulated profits (losses) 14€-249k
Amounts payable 17/49€1.00M
Amounts payable after one year 17€572k
Amounts payable within one year 42/48€255k
Trade debts payable within one year 44€17k
Income statement
Gross operating margin 9900€21k
Operating result 9901€-36k
Financial income 75€5k
Financial charges 65€28k
Result before taxes 9903€-59k
Net result for the period 9904€-59k
Result to be appropriated 9905€-59k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
15 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue Blonden 44/124000 Liège
Parcels1
Ground area858 m²
Buildings1
Building footprint383 m²
Volume (LiDAR)12,852 m³
Tallest building36.2 m · ±12 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62805B0418/00F000 Wallonia 858 m² 1 · 383 m² 36.2 m · 12 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured
Health15Profitability0Solvency34Growth52Stability100
40 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 15
Profitability 0
Solvency 34
Growth 52
Stability 100

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 1,152 of the 9,108 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201
Primary activity highlighted.
Names & trade names
Legal nameFR BLONDEN
Registered office
Avenue Blonden 44/12
4000 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.