BLOMO
ActiveBLOMO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €781k and a net result of €33k. Equity is growing by ~41.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 1193 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-12
Solvency66▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.66 in 2024; short-term debt: 53.3% and cash: 14.2% of total assets), but 58.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.5%
Return on assets
1.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
24 d late
2024
189 d late
2023
29 d late
2022
4 d late
2021
31 d late
2020
27 d late
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€781k▲ 4.4%
2024 · €748k
2019: €69k
2020: €166k
2021: €180k
2022: €298k
2023: €536k
2024: €748k
2019 → 2025
Total assets
€1.88M▲ 1.8%
2024 · €1.85M
2019: €414k
2020: €572k
2021: €795k
2022: €1.04M
2023: €1.35M
2024: €1.85M
2019 → 2025
Net result
€33k▼ 84.3%
2024 · €211k
2019: €50k
2020: €98k
2021: €14k
2022: €118k
2023: €238k
2024: €211k
2019 → 2025
Working capital
€729k▲ 11.2%
2024 · €656k
2019: €31k
2020: €91k
2021: €72k
2022: €213k
2023: €410k
2024: €656k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€180k-€298k▲ 65.4%€536k▲ 80.0%€748k▲ 39.4%€781k▲ 4.4%
Operating result€59k-€173k▲ 192%€342k▲ 98.1%€280k▼ 18.2%€114k▼ 59.3%
Net result€14k-€118k▲ 739%€238k▲ 102%€211k▼ 11.3%€33k▼ 84.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.88M
Fixed assets
€149k▼ 23.5%
Current assets
€1.73M▲ 4.8%
Equity and liabilities €1.88M
Equity
€781k▲ 4.4%
Debt
€1.10M=
The debt ratio falls from 59.6% to 58.5%. Equity is higher.
Key figures and ratios
EBITDA
€175k▼
2024 · €328k
Cash flow
€94k▼
2024 · €259k
Solvency
41.5%▲
2024 · 40.4%
Current ratio
1.73▲
2024 · 1.66
Quick ratio
1.73▲
2024 · 1.66
Debt / equity
1.41▼
2024 · 1.47
ROE
4.2%▼
2024 · 28.3%
ROA
1.8%▼
2024 · 11.4%
Interest coverage
8.55▼
2024 · 12.17
Debt
€1.10M=
2024 · €1.10M
Debt ≤ 1 year
€1.00M▲
2024 · €999k
Debt > 1 year
€54k▼
2024 · €87k
Income taxes
€68k▲
2024 · €55k
Staff costs
€1.30M▲
2024 · €1.16M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.85M€1.88M▲
Fixed assets21/28€195k€149k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€195k€149k▼
Plant, machinery and equipment23€37k€26k▼
Furniture and vehicles24€155k€122k▼
Other tangible fixed assets26€3k€858▼
Financial fixed assets28€135€135=
Current assets29/58€1.66M€1.73M▲
Amounts receivable after more than one year29€143k€125k▼
Other amounts receivable291€143k€125k▼
Amounts receivable within one year40/41€1.24M€1.27M▲
Trade receivables40€1.13M€1.12M▼
Other amounts receivable41€116k€145k▲
Cash at bank and in hand54/58€251k€268k▲
Deferred charges and accrued income490/1€20k€72k▲
Equity and liabilities
Total equity and liabilities10/49€1.85M€1.88M▲
Equity10/15€748k€781k▲
Contributions10/11€19k€19k=
Reserves13€729k€762k▲
Tax-exempt reserves132€97k€223k▲
Distributable reserves133€632k€539k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€1.10M€1.10M=
Amounts payable after more than one year17€87k€54k▼
Financial debts170/4€87k€54k▼
Amounts payable within one year42/48€999k€1.00M▲
Current portion of amounts payable after more than one year42€45k€33k▼
Financial debts43€316k€184k▼
Credit institutions430/8€200k€170k▼
Other loans439€116k€14k▼
Trade debts44€568k€634k▲
Suppliers440/4€568k€634k▲
Taxes, remuneration and social security45€69k€153k▲
Taxes450/3€0€37k▲
Remuneration and social security454/9€69k€117k▲
Other amounts payable47/48€354€0▼
Accrued charges and deferred income492/3€17k€44k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.16M€1.30M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€61k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-84k€0▲
Other operating charges640/8€20k€9k▼
Gross operating margin9900€1.42M€1.49M▲
Operating profit (loss)9901€280k€114k▼
Financial income75/76B€14k€8k▼
Recurring financial income75€14k€8k▼
Financial charges65/66B€27k€21k▼
Recurring financial charges65€27k€21k▼
Profit (loss) for the period before taxes9903€267k€101k▼
Income taxes67/77€55k€68k▲
Profit (loss) for the period9904€211k€33k▼
Transfer to tax-exempt reserves689€97k€126k▲
Profit (loss) for the period to be appropriated9905€115k€-93k▼
Appropriation of the result
Profit (loss) to be appropriated9906€632k€-93k▼
Profit (loss) brought forward from the previous period14P€518k€0▼
Transfer from equity791/2-€93k
Transfer to equity691/2€632k€0▼
To other reserves6921€632k€0▼
Social balance
Average headcount (FTE)908716.819.1▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 189 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Highest result since 2019net €238k ▲102%
Operating result €342k, net result €238k, both a record.
31-12
Financial
Equity above €500kEq €536k ▲80%
5 profitable years in a row build equity to €536k.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 4 days late
2022
31-12
Financial
Equity above €200kEq €298k ▲65.4%
4 profitable years in a row build equity to €298k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €14k ▼85.6%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €150kEq €166k ▲142%
2 profitable years in a row build equity to €166k.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Begoniastraat 179810 Nazareth-De PinteGround area
2,681 m²
Building footprint
1,312 m²
Volume, LiDAR
10,349 m³
Parcel 44018A0158/00D000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BLOMO
since 20182.273.176.093
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44018A0158/00D000 | Flanders | 2,681 m² | 1 · 1,312 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 5,957 EUR awarded · 5,769 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 714 EUR | 702 EUR |
| 2024 | 1 | 1,501 EUR | 1,325 EUR |
| 2023 | 1 | 2,423 EUR | 2,423 EUR |
| 2022 | 1 | 1,319 EUR | 1,319 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,356 companies in sector 81210 we hold annual accounts for 2,731. 1,068 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2018
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
43120Site preparation
43341Painting of buildings
81100Combined facilities support activities
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.