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BLOMME - COOLSAET

Active
Private limited companyfounded 199036 yrs activeDrieselstraat 16, 9041 Gent, BelgiumKBO/BCE: BE 0440.975.559
Summary

BLOMME - COOLSAET has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €256,876 and a net result of €96,674. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 89% of 10442 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

What they do
Activities of building architects
NACE 71111Photography, excluding press photography NACE 74201
How big
€289,164total assets 2025
Equity
€256,876
Profit
€96,674
Turnover not published (abridged schema)
Financially healthy?
98 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Who decides
Accounts filed 28 d late0 of 1 deed read
Why 98+ Liquidity: current ratio 8.41, cash €64,943+ Equity €256,876 (88.8% of total assets)+ Founded in 1990+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 81% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 88.8% of total assets
Liquidity 77-23
short-term debt 11.2% · cash 22.5%
Profitability 100+34
return on assets 33.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,607 companies)
  • Liquidity: current ratio 8.41, cash €64,943 lowers the probability
  • Equity €256,876 (88.8% of total assets) lowers the probability
  • Founded in 1990 lowers the probability for this profile
  • Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 8.41 against 9.44 in 2024; short-term debt: 11.2% and cash: 22.5% of total assets), and 11.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 87%, liquidity 66%, profitability 88%, growth against the median 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 8.41, cash €64,943
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €256,876 (88.8% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Sector Architectural and engineering activities; technical testing and analysis (NACE 71)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €256,876
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
1 d late
2023
69 d early
2022
21 d late
2021
32 d early
2020
4 d early
2019
66 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €96,674
  3. Equity above €200,000Eq €256,876 ▲60.3%

Key points

  • Positive: Back in profit in 2025after -€4,144 in 2024 €96,674 View
  • Positive: Among the best 9% on net resultsector median €16,544 · 10,443 companies €96,674 View
  • Active since 1990founded 14-06-1990 36 years View

By topic

Financials

Fiscal year
2025
Total assets
€289,164
Profit
€96,674
Solvency
88.8%
Total assets▲ 59.7%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 28-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Equity above €200,000
Go to Timeline

Company details

Legal form
Private limited company
Activity
Activities of building architectsNACE 71111
Founded
14-06-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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