BLOK42 ARCHITECTS
ActiveBLOK42 ARCHITECTS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €505. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-43
Solvency100▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 5.49 against 2.67 in 2024; short-term debt: 17.3% and cash: 19.3% of total assets), and 17.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.7%
Return on assets
1.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
24 d late
2022
27 d late
2021
29 d late
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 1.7%
2024 · €29k
2020: €22k
2021: €23k
2022: €24k
2023: €32k
2024: €29k
2020 → 2025
Total assets
€36k▼ 20.5%
2024 · €45k
2020: €44k
2021: €26k
2022: €30k
2023: €54k
2024: €45k
2020 → 2025
Net result
€505▼ 95.3%
2024 · €11k
2020: €30k
2021: €801
2022: €879
2023: €20k
2024: €11k
2020 → 2025
Working capital
€28k▲ 4.8%
2024 · €27k
2020: €19k
2021: €18k
2022: €21k
2023: €30k
2024: €27k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€24k▲ 3.8%€32k▲ 33.2%€29k▼ 7.3%€30k▲ 1.7%
Operating result€1k-€3k▲ 190%€26k▲ 713%€16k▼ 40.0%€3k▼ 82.9%
Net result€801-€879▲ 9.7%€20k▲ 2,136%€11k▼ 45.9%€505▼ 95.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€2k▼ 31.0%
Current assets
€34k▼ 19.9%
Equity and liabilities €36k
Equity
€30k▲ 1.7%
Debt
€6k▼ 61.1%
The debt ratio falls from 35.4% to 17.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €17k
Cash flow
€1k▼
2024 · €12k
Solvency
82.7%▲
2024 · 64.6%
Current ratio
5.49▲
2024 · 2.67
Quick ratio
5.49▲
2024 · 2.67
Debt / equity
0.21▼
2024 · 0.55
ROE
1.7%▼
2024 · 36.2%
ROA
1.4%▼
2024 · 23.4%
Interest coverage
4.10▼
2024 · 18.37
Debt
€6k▼
2024 · €16k
Debt ≤ 1 year
€6k▼
2024 · €16k
Income taxes
€2k▼
2024 · €4k
Staff costs
€3k=
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€36k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€100€100=
Current assets29/58€43k€34k▼
Amounts receivable within one year40/41€17k€21k▲
Trade receivables40€9k€7k▼
Other amounts receivable41€8k€14k▲
Cash at bank and in hand54/58€20k€7k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€45k€36k▼
Equity10/15€29k€30k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€24k€25k▲
Amounts payable17/49€16k€6k▼
Amounts payable within one year42/48€16k€6k▼
Financial debts43€362€246▼
Credit institutions430/8€362€246▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€855€2k▲
Taxes450/3€855€2k▲
Other amounts payable47/48€13k-
Income statement
Code20242025
Non-recurring operating income76A-€73
Goods, raw materials, services and sundry goods60/61€118k€122k▲
Remuneration, social security and pensions62€3k€3k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€860▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€920
Other operating charges640/8€1k€2k▲
Gross operating margin9900€22k€9k▼
Operating profit (loss)9901€16k€3k▼
Financial income75/76B€114€267▲
Recurring financial income75€114€267▲
Financial charges65/66B€945€861▼
Recurring financial charges65€945€861▼
Profit (loss) for the period before taxes9903€15k€2k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€11k€505▼
Profit (loss) for the period to be appropriated9905€11k€505▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€25k▼
Profit (loss) brought forward from the previous period14P€27k€24k▼
Profit to be distributed694/7€13k-
Return on contributions (dividend)694€13k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €505 ▼95.3%
Net result drops to €505, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 5.49
Current ratio from 2.67 to 5.49; short-term debt falls from €16k to €6k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 6.16
Current ratio from 1.86 to 6.16; short-term debt falls from €22k to €3k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Villalaan 751190 VorstGround area
737 m²
Building footprint
266 m²
Volume, LiDAR
6,744 m³
Parcel 21007A0118/00A005, Brussels · tallest building 28.5 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Villalaan 75, 1190 Vorst
since 20202.302.587.582
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0118/00A005 | Brussels | 737 m² | 1 · 266 m² | 28.5 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BAFB ARCHITECTURE
BE 0425.106.854
Liège · Eq €30k
wimdepuydt.architect
BE 0739.713.882
Gent · Eq €30k
RHO Architecten
BE 0807.055.935
Temse · Eq €30k
ARMUR architecten
BE 0801.106.865
Gent · Eq €30k
BUREAU D'ARCHITECTURE FREDERIC LOURTIE
BE 0551.850.024
Liège · Eq €30k
Of 18,249 companies in sector 71111 we hold annual accounts for 6,319. 4,920 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-2020
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.blok42.eu
E-mail:blok42architects@gmail.com