BLO SERVICES
ActiveThe computed 12-month bankruptcy probability of BLO SERVICES is 1.9% (moderate). The 2025 annual accounts show equity of €42k and a net result of €3k. Equity is growing by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 4462 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-19
Solvency100▲+9
Growth52=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 6.29 against 1.96 in 2024; short-term debt: 11.1% and cash: 6.8% of total assets), and 11.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.9%
Return on assets
5.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
21 d late
2022
23 d early
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 7.2%
2024 · €39k
2021: €16k
2022: €16k
2023: €27k
2024: €39k
2021 → 2025
Total assets
€47k▼ 20.2%
2024 · €59k
2021: €371k
2022: €17k
2023: €31k
2024: €59k
2021 → 2025
Net result
€3k▼ 77.6%
2024 · €13k
2021: €14k
2022: €266
2023: €10k
2024: €13k
2021 → 2025
Working capital
€28k▲ 43.9%
2024 · €19k
2021: €16k
2022: €15k
2023: €4k
2024: €19k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€16k▲ 1.7%€27k▲ 61.9%€39k▲ 47.1%€42k▲ 7.2%
Operating result€18k-€384▼ 97.8%€13k▲ 3,287%€18k▲ 41.2%€9k▼ 53.1%
Net result€14k-€266▼ 98.1%€10k▲ 3,707%€13k▲ 23.3%€3k▼ 77.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€14k▼ 28.4%
Current assets
€33k▼ 16.0%
Equity and liabilities €47k
Equity
€42k▲ 7.2%
Debt
€5k▼ 73.8%
The debt ratio falls from 33.8% to 11.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €25k
Cash flow
€9k▼
2024 · €19k
Solvency
88.9%▲
2024 · 66.2%
Current ratio
6.29▲
2024 · 1.96
Quick ratio
6.29▲
2024 · 1.96
Debt / equity
0.12▼
2024 · 0.51
ROE
6.7%▼
2024 · 32.0%
ROA
5.9%▼
2024 · 21.2%
Interest coverage
6.01▼
2024 · 500.48
Debt
€5k▼
2024 · €20k
Debt ≤ 1 year
€5k▼
2024 · €20k
Income taxes
€3k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€47k▼
Fixed assets21/28€20k€14k▼
Tangible fixed assets22/27€20k€14k▼
Plant, machinery and equipment23€572€1k▲
Furniture and vehicles24€19k€13k▼
Current assets29/58€39k€33k▼
Amounts receivable within one year40/41€3k€18k▲
Trade receivables40€2k€12k▲
Other amounts receivable41€1k€5k▲
Cash at bank and in hand54/58€35k€3k▼
Deferred charges and accrued income490/1€982€12k▲
Equity and liabilities
Total equity and liabilities10/49€59k€47k▼
Equity10/15€39k€42k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€37k€40k▲
Amounts payable17/49€20k€5k▼
Amounts payable within one year42/48€20k€5k▼
Trade debts44€13k€775▼
Suppliers440/4€13k€775▼
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€6k€3k▼
Remuneration and social security454/9€900-
Other amounts payable47/48€202€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€27k€16k▼
Operating profit (loss)9901€18k€9k▼
Financial charges65/66B€50€3k▲
Recurring financial charges65€50€3k▲
Profit (loss) for the period before taxes9903€18k€6k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€13k€3k▼
Profit (loss) for the period to be appropriated9905€13k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€40k▲
Profit (loss) brought forward from the previous period14P€25k€37k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 6.29
Current ratio from 1.96 to 6.29; short-term debt falls from €20k to €5k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €266 ▼98.1%
Net result drops to €266, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 22current ratio 22.68
Current ratio from 1.05 to 22.68; short-term debt falls from €354k to €697.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 5491502 HalleGround area
488 m²
Building footprint
160 m²
Volume, LiDAR
1,143 m³
Parcel 23043F0143/00C010, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BLO SERVICES
since 20202.310.122.207
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23043F0143/00C010 | Flanders | 487 m² | 1 · 160 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ISO-SPOUW
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Proworkx International
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Of 7,010 companies in sector 81220 we hold annual accounts for 2,416. 1,985 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2020
Fiscal year end31-12
Activities, NACEBEL
81220Other building cleaning and industrial cleaning
53200Other postal and courier activities
81210General cleaning of buildings
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.