BLMA IMMO
ActiveBLMA IMMO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-323k) and a net result of €-40k. Equity is shrinking by ~63.4% per year across the filed fiscal years. Its solvency ranks better than 12% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▲+7
Solvency13▼-2
Growth32=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.01 in 2024; short-term debt: 36.5% and cash: 0.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-12.2%
Return on assets
-1.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-323k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
16 d early
2024
5 d early
2023
28 d early
2022
21 d early
2021
4 d early
2020
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-323k▼ 14.0%
2024 · €-283k
2020: €29k
2021: €-72k
2022: €-138k
2023: €-84k
2024: €-283k
2020 → 2025
Total assets
€2.65M▼ 3.3%
2024 · €2.74M
2020: €339k
2021: €1.09M
2022: €1.67M
2023: €1.64M
2024: €2.74M
2020 → 2025
Net result
€-40k▲ 80.0%
2024 · €-199k
2020: €9k
2021: €-101k
2022: €-66k
2023: €54k
2024: €-199k
2020 → 2025
Working capital
€-935k▼ 8.9%
2024 · €-858k
2020: €157k
2021: €-199k
2022: €-448k
2023: €-434k
2024: €-858k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-72k-€-138k▼ 91.9%€-84k▲ 38.9%€-283k▼ 236%€-323k▼ 14.0%
Operating result€-94k-€-43k▲ 54.4%€84k€-116k€46k
Net result€-101k-€-66k▲ 34.8%€54k€-199k€-40k▲ 80.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €46k after a loss of €116k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.65M
Fixed assets
€2.62M▼ 4.3%
Current assets
€32k▲ 431%
Key figures and ratios
EBITDA
€170k▲
2024 · €164k
Cash flow
€84k▲
2024 · €81k
Solvency
-12.2%▼
2024 · -10.3%
Current ratio
0.03▲
2024 · 0.01
Quick ratio
0.03▲
2024 · 0.01
Debt / equity
-9.21▲
2024 · -10.69
ROA
-1.5%▲
2024 · -7.3%
Interest coverage
1.97▼
2024 · 1.98
Debt
€2.97M▼
2024 · €3.03M
Debt ≤ 1 year
€967k▲
2024 · €864k
Debt > 1 year
€1.94M▼
2024 · €2.13M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.74M€2.65M▼
Fixed assets21/28€2.74M€2.62M▼
Tangible fixed assets22/27€2.74M€2.62M▼
Land and buildings22€2.74M€2.62M▼
Current assets29/58€6k€32k▲
Amounts receivable within one year40/41€5k€7k▲
Trade receivables40€5k€7k▲
Other amounts receivable41-€97
Cash at bank and in hand54/58€650€18k▲
Deferred charges and accrued income490/1€0€7k▲
Equity and liabilities
Total equity and liabilities10/49€2.74M€2.65M▼
Equity10/15€-283k€-323k▼
Contributions10/11€663€663=
Reserves13€29k€29k=
Non-distributable reserves130/1€66€66=
Reserves not available under the articles1311€66€66=
Distributable reserves133€29k€29k=
Profit (loss) carried forward14€-312k€-352k▼
Amounts payable17/49€3.03M€2.97M▼
Amounts payable after more than one year17€2.13M€1.94M▼
Financial debts170/4€2.13M€1.94M▼
Amounts payable within one year42/48€864k€967k▲
Current portion of amounts payable after more than one year42€182k€186k▲
Trade debts44€1k€11k▲
Suppliers440/4€1k€11k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€679k€769k▲
Accrued charges and deferred income492/3€31k€62k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€280k€123k▼
Other operating charges640/8€23k€24k▲
Gross operating margin9900€187k€194k▲
Operating profit (loss)9901€-116k€46k▲
Financial charges65/66B€83k€86k▲
Recurring financial charges65€83k€86k▲
Profit (loss) for the period before taxes9903€-199k€-40k▲
Profit (loss) for the period9904€-199k€-40k▲
Profit (loss) for the period to be appropriated9905€-199k€-40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-312k€-352k▼
Profit (loss) brought forward from the previous period14P€-114k€-312k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-199k ▼470%
Net result drops to €-199k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €54k
Net result €54k after 2 loss-making years.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hofkwartier(HRT) 302200 HerentalsGround area
1,018 m²
Building footprint
946 m²
Volume, LiDAR
7,504 m³
Parcel 13302G0239/00N000, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BLMA IMMO
since 20202.310.243.357
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302G0239/00N000 | Flanders | 1,018 m² | 1 · 946 m² | 14.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NEOVILLA
BE 0802.537.913
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DEN DOOREN BOOM VASTGOED
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SANDRI
BE 0466.723.814
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SHENQI
BE 0699.670.403
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ETALLE REAL ESTATE
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Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 2,512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2020
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.