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BLKN

Active
Private limited companyfounded 2022active for 4 yearsRode Beukenlaan 96, 1970 Wezembeek-Oppem, BelgiumKBO/BCE: BE 0780.907.309
Summary

BLKN has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,595 and a net result of -€17,588. Equity has been shrinking by about 20% per year since 2022. If that trend continues, it turns negative around financial year 2028. Its solvency ranks better than 61% of 2,602 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 26-01-2022 Normal situation
Activity
Driving schools for cars and motorcycles NACE 85531
Establishment unit
2.327.032.869 1970 Wezembeek-Oppem, since 26-01-2022
Financial year end
31 December
Peppol
Reachable since 29-12-2025

Board and ownership

Board

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€4,954
Turnover
≈ €18,000
estimated
Loss
€17,588
Equity
€23,595
Total assets
€41,066
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 3 of the last 3 accounts latelowers riskSector: Education (NACE 85)Size: total assets €41,066Liquidity: current ratio 0.93, cash €12,556, halvedShow the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of micro companies in education (NACE 85)
Financial strength · tick: 2023
Strong
Solvency 82+2
equity 57.5% of total assets
Liquidity 68-10
short-term debt 42.5% · cash 30.6%
Profitability 50-8
return on assets -42.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,822 companies, NACE 85, micro)
Last 24 months 12-2024: 1.4% 01-2025: 0.2%▼ -1.2 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.8%▲ +0.3 percentage points vs 09-2025 11-2025: 0.9%▲ +0.1 percentage points vs 10-2025 12-2025: 1.2%▲ +0.3 percentage points vs 11-2025 01-2026: 1.8%▲ +0.6 percentage points vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 2.0%▲ +0.2 percentage points vs 02-2026 04-2026: 1.8%▼ -0.2 percentage points vs 03-2026 05-2026: 1.8%● unchanged vs 04-2026 06-2026: 1.7%▼ -0.1 percentage points vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 2.6%▲ +0.9 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -2.5 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.93 (1.93 in 2023), below 1. Short-term debt is 42.5% and cash 30.6% of total assets. 42.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 60% of them on solvency, 57% on liquidity and 28% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Size: total assets €41,066
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.93, cash €12,556, halved
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
31 days late
2023
151 days late
2022
149 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 110 days after the deadline. In the sector (NACE 85), the median for financial year 2023 was 14 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 December (3 of the last 3 accounts filed within 118 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00499797.

Annual accounts 2025 filed on 31-08-2026 at the NBB all 3 filings

Amounts without an identifiable currency are taken as euros.

Turnover
€76,100
EBIT margin
61.0%
Net result
-€17,588▼ 166%
2023 · -€6,601
Working capital
-€1,272
2023 · €31,856
Multi-year overview
2022 to 2025, 3 financial years
Turnover
no figure
2025
20222025
Operating result
-€3,661
2025
20222025
Net result
-€17,588
2025
lowest quarter of the sector
20222025
EBIT margin
no figure
2025
20222025
Equity
€23,595
2025
middle half of the sector
20222025
Total assets
€41,066
2025
middle half of the sector
20222025
Debt
€17,471
2025
20222025
Working capital
-€1,272
2025
middle half of the sector
20222025
Solvency
57.5%
2025
middle half of the sector
20222025
Current ratio
0.93
2025
middle half of the sector
20222025
Return on assets (ROA)
-42.8%
2025
lowest quarter of the sector
20222025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line202220232025
Turnover€76,100-
Operating result€46,388--€6,563-€3,661-
Net result€46,384above the sector's middle half--€6,601below the sector's middle half-€17,588below the sector's middle half-
EBIT margin61.0%-
Equity€48,884within the sector's middle half-€42,283within the sector's middle half▼ 13.5%€23,595within the sector's middle half-
Total assets€86,342within the sector's middle half-€76,375within the sector's middle half▼ 11.5%€41,066within the sector's middle half-
Debt€37,458-€34,092▼ 9.0%€17,471-
Working capital€29,551within the sector's middle half-€31,856within the sector's middle half▲ 7.8%-€1,272within the sector's middle half-
Solvency56.6%within the sector's middle half-55.4%within the sector's middle half▼ 1.3pp57.5%within the sector's middle half-
Current ratio1.79within the sector's middle half-1.93within the sector's middle half▲ 0.150.93within the sector's middle half-
Return on assets (ROA)53.7%above the sector's middle half--8.6%below the sector's middle half▼ 62.4pp-42.8%below the sector's middle half-
above within below The sector band is the middle half of the companies in Education (NACE 85). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is a loss of €3,661, against a loss of €6,563 in 2023. Comparable figures for the intervening years are unavailable.

Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €41,066
Fixed assets €24,867 ▲ 138%
Current assets €16,198 ▼ 75.4%
Equity and liabilities €41,066
Equity €23,595 ▼ 44.2%
Debt €17,471 ▼ 48.8%
Debt's share of the balance-sheet total falls from 44.6% to 42.5%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2023
EBITDA
€3,660▲
2023 · €3,484
Cash flow
-€10,267▼
2023 · €3,445
Debt to equity
0.74▼
2023 · 0.81
ROE
-74.5%▼
2023 · -15.6%
Interest coverage
32.85▼
2023 · 90.26
Debt ≤ 1 year
€17,471▼
2023 · €34,092
Income taxes
€13,816
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item202220232025
Tangible fixed assets€29,000€1,140€1,098
Depreciation and write-downs of the year€9,667€10,047€7,321

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2023 · 35 lines
Balance sheet Code20232025
Assets
Total assets20/58€76,375€41,066▼
Fixed assets21/28€10,427€24,867▲
Tangible fixed assets22/27€10,427€24,867▲
Furniture and vehicles24€10,427€24,867▲
Current assets29/58€65,948€16,198▼
Amounts receivable within one year40/41€10,460€3,642▼
Trade receivables40€7,744-
Other amounts receivable41€2,716€3,642▲
Cash at bank and in hand54/58€55,487€12,556▼
Equity and liabilities
Total equity and liabilities10/49€76,375€41,066▼
Equity10/15€42,283€23,595▼
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€39,783€21,095▼
Amounts payable17/49€34,092€17,471▼
Amounts payable within one year42/48€34,092€17,471▼
Current portion of amounts payable after more than one year42-€176
Trade debts44€2,066€139▼
Suppliers440/4€2,066€139▼
Advances received on contracts in progress46-€90
Taxes, remuneration and social security45€3,342€2,191▼
Taxes450/3-€361
Remuneration and social security454/9€3,342€1,829▼
Other amounts payable47/48€28,683€14,875▼
Income statement Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,047€7,321▼
Other operating charges640/8€1,137€1,294▲
Gross operating margin9900€4,621€4,954▲
Operating profit (loss)9901-€6,563-€3,661▲
Financial charges65/66B€39€111▲
Recurring financial charges65€39€111▲
Profit (loss) for the period before taxes9903-€6,601-€3,772▲
Income taxes67/77-€13,816
Profit (loss) for the period9904-€6,601-€17,588▼
Profit (loss) for the period to be appropriated9905-€6,601-€17,588▼
Appropriation of the result
Profit (loss) to be appropriated9906€39,783€21,095▼
Profit (loss) brought forward from the previous period14P€46,384€38,683▼

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Line202220232025Change
Turnover70€76,100---
Goods, raw materials, services and sundry goods60/61€20,045---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,667€10,047€7,321-
Other operating charges640/8-€1,137€1,294-
Gross operating margin9900€56,055€4,621€4,954-
Operating profit (loss)9901€46,388-€6,563-€3,661-
Financial charges65/66B€4€39€111-
Recurring financial charges65€4€39€111-
Profit (loss) for the period before taxes9903€46,384-€6,601-€3,772-
Income taxes67/77--€13,816-
Profit (loss) for the period9904€46,384-€6,601-€17,588-
Profit (loss) for the period to be appropriated9905€46,384-€6,601-€17,588-
Line202220232025Change
Assets
Total assets20/58€86,342€76,375€41,066-
Fixed assets21/28€19,333€10,427€24,867-
Tangible fixed assets22/27€19,333€10,427€24,867-
Furniture and vehicles24€19,333€10,427€24,867-
Current assets29/58€67,009€65,948€16,198-
Amounts receivable within one year40/41€7,744€10,460€3,642-
Trade receivables40€7,744€7,744--
Other amounts receivable41-€2,716€3,642-
Cash at bank and in hand54/58€59,265€55,487€12,556-
Equity and liabilities
Total equity and liabilities10/49€86,342€76,375€41,066-
Equity10/15€48,884€42,283€23,595-
Contributions10/11€2,500€2,500€2,500-
Profit (loss) carried forward14€46,384€39,783€21,095-
Amounts payable17/49€37,458€34,092€17,471-
Amounts payable within one year42/48€37,458€34,092€17,471-
Current portion of amounts payable after more than one year42--€176-
Trade debts44€6€2,066€139-
Suppliers440/4€6€2,066€139-
Advances received on contracts in progress46--€90-
Taxes, remuneration and social security45€3,110€3,342€2,191-
Taxes450/3€1,568-€361-
Remuneration and social security454/9€1,542€3,342€1,829-
Other amounts payable47/48€34,342€28,683€14,875-
Line202220232025Change
Profit (loss) for the period9904€46,384-€6,601-€17,588-
+ Depreciation and write-downs630€9,667€10,047€7,321-
Operating cash flow (approximation)€56,051€3,445-€10,267-
Investment in fixed assets (approximation)--€1,140--
Change in cash--€3,777--

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 3,223 companies had the same profile as BLKN has now. Two years later, 87.8% were still going and 3.4% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
87.8% was still going
8.7% stopped otherwise
3.4% went bankrupt

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of BLKN itself is lower: 0.1% within 12 months. It rests on far more data about BLKN than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,223 companies, not a prediction for BLKN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (3)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00499797 PDF
31-12-2023 micro format 29-12-2024 2024-00628312 PDF
31-12-2022 micro format 27-12-2023 2023-00538825 PDF

Board & ownership

Directors

Directors
1 director, no change since 2022
GRIGORIU Lila Rita
Director · since 26-01-2022 · term without a fixed end · listed in the 2025 annual accounts, filed on 31-08-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 13. Vertegenwoordigingsbevoegdheid Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als…”
deed of 28-01-2022

Owners and capital

Articles of association

Board and representation

Board ruleThese rules set how the board is made up, meets and takes decisions.
“1”

Audit, dissolution and liquidation

Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Indien geen andere vereffenaar benoemd, aanduiden vereffenaars,bevoegdheden omlijnen,vergoeding bepalen”

Articles of association, deed of 28-01-2022 (in Dutch)

Network & group

BLKN shares no director with another company.

Companies at the same address

2 other companies

Connections & network

1 current director
Depth

The network starts from the directors of BLKN. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
31-08
NBB filing Annual accounts 2025 filedNBB
micro format · 31 days late
2025
31-12
Financial Weakest financial yearnet -€17,588
The net result drops to -€17,588, the lowest from 2022 to 2025.
2024
29-12
NBB filing Annual accounts 2023 filedPDF
micro format · 151 days late
2023
27-12
NBB filing Annual accounts 2022 filedPDF
micro format · 149 days late
2022
28-01
Gazette deed Incorporation
Appointment: GRIGORIU Lila Rita (director) · Registered office clause · Pre-incorporation commitments21 points ▸
  • Other provision, “eerste boekjaar en eerste algemene vergadering”, 31-12-2022 (deed in Dutch)
  • Registered office clause, “1970 Wezembeek-Oppem,Rode Beukenlaan 96” (deed in Dutch)
  • Director appointment, GRIGORIU Lila Rita (director)
  • Pre-incorporation commitments, “takeover, alle verbintenissen,verplichtingen,activiteiten sinds vandaag door comparanten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
  • Other provision, “vennootschap uit hoofde van oprichting, kosten en verklaringen” (deed in Dutch)
  • Other provision, “vrije keuze andere notaris of bijstand raadsman, tegenstrijdige belangen” (deed in Dutch)
  • Other provision, “Koninklijke Federatie van het Belgisch Notariaat via www.izimi.be, afschrift en digitale kluis” (deed in Dutch)
  • Other provision, “rechten op geschriften en verlijden”, 95 (deed in Dutch)
  • Other provision, “ondertekening en uitgifte, na integrale voorlezing en toelichting” (deed in Dutch)
  • Founder, GRIGORIU Lila Rita
  • Other provision, “comparanten, vertegenwoordiging bij verschijning” (deed in Dutch)
  • Other provision, “identiteitscontrole, opzoekingen in het rijksregister” (deed in Dutch)
  • The act holds 9 more points.

Open the act in the Belgian Official Gazette

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

BLKN was incorporated on 26 January 2022 as a private limited company.1 Since 2022, GRIGORIU Lila Rita has served as director.2 Total assets fell from €86,342 in 2022 to €41,066 in 2025.3

  1. 1KBO register
  2. 2National Bank, annual accounts 2025
  3. 3National Bank, annual accounts 2022 and 2025

Company details

Register details

Identity

KBO record
Name BLKN in Dutch
Enterprise number 0780.907.309
Legal form Private limited company
Status Active, normale toestand
Founded 26-01-2022
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 28-01-2022 (in Dutch)

Registered office and establishments

Registered office Rode Beukenlaan 96, 1970 Wezembeek-Oppem, Belgium
Establishment unit BLKN, Rode Beukenlaan 96, 1970 Wezembeek-Oppem since 26-01-2022 · unit number 2.327.032.869
E-mail lila.rg95@gmail.com

Activities

NACEBEL 2025
85531 Driving schools for cars and motorcycles main activity
Codes under NACEBEL 2008
85531 Education main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het uitbaten van een rijschool voor allerhande voertuigen (gemotoriseerd of niet-gemotoriseerd) in de meest ruime zin met inbegrip van elle…”
11 activities
  1. Het uitbaten van een rijschool voor allerhande voertuigen (gemotoriseerd of niet-gemotoriseerd) in de meest ruime zin met inbegrip van elle mogelijke diensten ter voorbereiding van de examens voor het rijbewijs in alle categorieën.
  2. Het uitbaten van een verkeersopleidingscentrum en trainingscentrum voor alle voertuigen;
  3. Het geven van theoretisch en praktisch onderricht voor het besturen en de technieken van allerhande voertuigen en verkeersmiddelen;
  4. Het organiseren van theorie- en praktijklessen voor het behalen van een rijbewijs, bijscholing en herscholing inbegrepen en begeleiding bij het praktijkexamen;
  5. Het opleiden van monitors, techniekers en beroepschauffeurs;
  6. Het inrichten en verspreiden van allerlei cursussen en lessenreeksen;
  7. De uitgave en aan- en verkoop in het groot en in het klein van boeken, brochures, didactisch materiaal en allerhande drukwerken in verband hiermee;
  8. Het inrichten van alle andere activiteiten die tot doen hebben de verkeersveiligheid te bevorderen;
  9. Het uitbaten van een wagenpark en in het bijzonder de aan- en verkoop, huur en verhuur van alle soorten voertuigen al dan niet dienstig voor de auto-rijschool;
  10. Het verhuren van diverse materialen;
  11. Het verhuren van allerhande rollend materiaal in de ruimste zin van het woord.
deed of 28-01-2022 (in Dutch)

Invoicing and payment

VAT number BE 0780.907.309
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0780907309
Registered 29-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
586 m²
Building footprint
119 m²
Building volume
730 m³
Cadastral parcel Region Area Buildings Height / floors
22302D0056/00X005 Flanders 586 m² 1 · 119 m² 10.8 m · 2