BLK co-lab
ActiveBLK co-lab has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €19k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 69% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+6
Solvency77▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.09 in 2024; short-term debt: 41.2% and cash: 52.5% of total assets), and 48.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.8%
Return on assets
14.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
45 d early
2024
9 d early
2023
6 d early
2022
42 d early
2021
4 d early
2020
18 d late
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 40.5%
2024 · €46k
2019: €6k
2020: €12k
2021: €25k
2022: €54k
2023: €57k
2024: €46k
2019 → 2025
Total assets
€126k▲ 33.4%
2024 · €94k
2019: €33k
2020: €61k
2021: €110k
2022: €132k
2023: €86k
2024: €94k
2019 → 2025
Net result
€19k▲ 98.5%
2024 · €9k
2019: €18k
2020: €5k
2021: €18k
2022: €29k
2023: €22k
2024: €9k
2019 → 2025
Working capital
€23k▲ 544%
2024 · €4k
2019: €798
2020: €-178
2021: €9k
2022: €69k
2023: €22k
2024: €4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€54k▲ 116%€57k▲ 6.4%€46k▼ 19.4%€65k▲ 40.5%
Operating result€21k-€38k▲ 79.0%€25k▼ 33.9%€16k▼ 34.3%€35k▲ 115%
Net result€18k-€29k▲ 60.3%€22k▼ 23.2%€9k▼ 57.6%€19k▲ 98.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 115% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€51k▲ 1.3%
Current assets
€75k▲ 69.5%
Equity and liabilities €126k
Equity
€65k▲ 40.5%
Debt
€61k▲ 26.4%
The debt ratio falls from 50.9% to 48.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€47k▲
2024 · €23k
Cash flow
€31k▲
2024 · €16k
Solvency
51.8%▲
2024 · 49.1%
Current ratio
1.45▲
2024 · 1.09
Quick ratio
1.28▲
2024 · 0.99
Debt / equity
0.93▼
2024 · 1.04
ROE
28.8%▲
2024 · 20.4%
ROA
14.9%▲
2024 · 10.0%
Interest coverage
28.19▼
2024 · 28.21
Debt
€61k▲
2024 · €48k
Debt ≤ 1 year
€52k▲
2024 · €41k
Debt > 1 year
€9k▲
2024 · €7k
Income taxes
€15k▲
2024 · €6k
Staff costs
€64k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€126k▲
Fixed assets21/28€50k€51k▲
Tangible fixed assets22/27€49k€50k▲
Land and buildings22€27k€26k▼
Plant, machinery and equipment23€16k€18k▲
Furniture and vehicles24€3k€3k▲
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€575€280▼
Current assets29/58€44k€75k▲
Amounts receivable after more than one year29€0-
Trade receivables290€0-
Stocks and contracts in progress3€4k€9k▲
Stocks30/36€4k€9k▲
Amounts receivable within one year40/41€245€428▲
Other amounts receivable41€245€428▲
Cash at bank and in hand54/58€40k€66k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€94k€126k▲
Equity10/15€46k€65k▲
Contributions10/11€6k€6k=
Reserves13€51k€51k=
Non-distributable reserves130/1€620€620=
Reserves not available under the articles1311€620€620=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14€-11k€8k▲
Amounts payable17/49€48k€61k▲
Amounts payable after more than one year17€7k€9k▲
Financial debts170/4€7k€9k▲
Amounts payable within one year42/48€41k€52k▲
Current portion of amounts payable after more than one year42€12k€9k▼
Trade debts44€5k€877▼
Suppliers440/4€5k€877▼
Advances received on contracts in progress46€5k€7k▲
Taxes, remuneration and social security45€17k€32k▲
Taxes450/3€7k€24k▲
Remuneration and social security454/9€10k€8k▼
Other amounts payable47/48€1k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€43k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€12k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€69k€115k▲
Operating profit (loss)9901€16k€35k▲
Financial income75/76B€85€103▲
Recurring financial income75€85€103▲
Financial charges65/66B€822€2k▲
Recurring financial charges65€822€2k▲
Profit (loss) for the period before taxes9903€16k€34k▲
Income taxes67/77€6k€15k▲
Profit (loss) for the period9904€9k€19k▲
Profit (loss) for the period to be appropriated9905€9k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€8k▼
Profit (loss) brought forward from the previous period14P€595€-11k▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€21k€0▼
Return on contributions (dividend)694€21k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €29k ▲60.3%
Operating result €38k, net result €29k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 2.55
Current ratio from 1.11 to 2.55; short-term debt falls from €85k to €45k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
30-06
Financial
Weakest financial yearnet €5k ▼70.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
07-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 15 days late
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
16-07-2020
Resigned as Manager
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jansvliet 102000 AntwerpenGround area
197 m²
Building footprint
197 m²
Volume, LiDAR
2,579 m³
Parcel 11804D3353/00D000, Flanders · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
NOIR
since 20162.255.406.386
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D3353/00D000 | Flanders | 197 m² | 1 · 197 m² | 19.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 104 EUR awarded · 104 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 104 EUR | 104 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,194 companies in sector 96992 we hold annual accounts for 131. 96 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2016
Fiscal year end30-06
Activities, NACEBEL
96092Personal service activities
96992Tattoo and piercing services
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:noirgent@gmail.com