BLJ Projecten
ActiveSummary
The computed 12-month bankruptcy probability of BLJ Projecten is 2.4% (moderate). The 2024 annual accounts show equity of €121k and a net result of €66k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 36375 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability91▲+4
Solvency58▲+15
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.23 in 2023; short-term debt: 64.2% and cash: 6.3% of total assets), and 67.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year €121k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
5 d early
2022
31 d late
2021
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€121k▲ 120%
2023 · €55k
2021: €80k
2022: €9k▼ -89.1% vs 2021lowest in 4 years
2023: €55k▲ +531% vs 2022
2024: €121k▲ +120% vs 2023highest in 4 years
2021 → 2024
Total assets
€372k▲ 19.7%
2023 · €311k
2021: €157klowest in 4 years
2022: €265k▲ +69.2% vs 2021
2023: €311k▲ +17.1% vs 2022
2024: €372k▲ +19.7% vs 2023highest in 4 years
2021 → 2024
Net result
€66k▲ 42.7%
2023 · €46k
2021: €79khighest in 4 years
2022: €-72k▼ -191% vs 2021lowest in 4 years
2023: €46k▲ +165% vs 2022
2024: €66k▲ +42.7% vs 2023
2021 → 2024
Working capital
€106k▲ 107%
2023 · €51k
2021: €68k
2022: €-10k▼ -115% vs 2021lowest in 4 years
2023: €51k▲ +600% vs 2022
2024: €106k▲ +107% vs 2023highest in 4 years
2021 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€80k-€9k▼ 89.1%€55k▲ 531%€121k▲ 120%
2021: €80k
2022: €9k▼ -89.1% vs 2021lowest in 4 years
2023: €55k▲ +531% vs 2022
2024: €121k▲ +120% vs 2023highest in 4 years
Operating result€108k-€16k▼ 84.8%€136k▲ 733%€88k▼ 35.4%
2021: €108k
2022: €16k▼ -84.8% vs 2021lowest in 4 years
2023: €136k▲ +733% vs 2022highest in 4 years
2024: €88k▼ -35.4% vs 2023
Net result€79k-€-72k€46k€66k▲ 42.7%
2021: €79khighest in 4 years
2022: €-72k▼ -191% vs 2021lowest in 4 years
2023: €46k▲ +165% vs 2022
2024: €66k▲ +42.7% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 35% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €372k
Fixed assets
€27k ▼ 21.9%
Current assets
€345k ▲ 24.9%
Equity and liabilities €372k
Equity
€121k ▲ 120%
Debt
€250k ▼ 2.0%
Debt's share of the balance-sheet total falls from 82.2% to 67.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€104k▼
2023 · €156k
Cash flow
€82k▲
2023 · €66k
Current ratio
1.44▲
2023 · 1.23
Quick ratio
1.03▲
2023 · 0.78
Debt to equity
2.06▼
2023 · 4.63
ROE
54.6%▼
2023 · 84.2%
ROA
17.8%▲
2023 · 15.0%
Interest coverage
23.48▼
2023 · 30.59
Debt ≤ 1 year
€239k▲
2023 · €225k
Debt > 1 year
€12k▼
2023 · €31k
Income taxes
€19k▲
2023 · €205
Staff costs
€8k▼
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet
Code20232024
Assets
Total assets20/58€311k€372k▲
Fixed assets21/28€35k€27k▼
Tangible fixed assets22/27€35k€27k▼
Plant, machinery and equipment23€3k€9k▲
Furniture and vehicles24€32k€19k▼
Current assets29/58€276k€345k▲
Amounts receivable after more than one year29-€63k
Trade receivables290-€3k
Other amounts receivable291-€60k
Stocks and contracts in progress3€100k€100k=
Contracts in progress37€100k€100k=
Amounts receivable within one year40/41€163k€151k▼
Trade receivables40€123k€122k▼
Other amounts receivable41€39k€28k▼
Cash at bank and in hand54/58-€23k
Deferred charges and accrued income490/1€13k€7k▼
Equity and liabilities
Total equity and liabilities10/49€311k€372k▲
Equity10/15€55k€121k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€53k€119k▲
Amounts payable17/49€255k€250k▼
Amounts payable after more than one year17€31k€12k▼
Financial debts170/4€31k€12k▼
Amounts payable within one year42/48€225k€239k▲
Current portion of amounts payable after more than one year42€9k€50k▲
Financial debts43€25k€0▼
Credit institutions430/8€25k€0▼
Trade debts44€177k€177k▲
Suppliers440/4€177k€177k▲
Taxes, remuneration and social security45€13k€8k▼
Taxes450/3€3k€3k▼
Remuneration and social security454/9€11k€5k▼
Other amounts payable47/48€0€4k▲
Income statement
Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€25k€8k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€16k▼
Other operating charges640/8€4k€6k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€185k€121k▼
Operating profit (loss)9901€136k€88k▼
Financial income75/76B€228€2k▲
Recurring financial income75€228€2k▲
Financial charges65/66B€90k€4k▼
Recurring financial charges65€5k€4k▼
Non-recurring financial charges66B€85k€0▼
Profit (loss) for the period before taxes9903€47k€85k▲
Income taxes67/77€205€19k▲
Profit (loss) for the period9904€46k€66k▲
Profit (loss) for the period to be appropriated9905€46k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€119k▲
Profit (loss) brought forward from the previous period14P€6k€53k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €17k | €0 | - | - |
| Remuneration, social security and pensions62 | €27k | €28k | €25k | €8k | ▼ 69.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €17k | €19k | €16k | ▼ 15.9% |
| Other operating charges640/8 | €7k | €4k | €4k | €6k | ▲ 53.4% |
| Non-recurring operating charges66A | - | - | - | €3k | - |
| Gross operating margin9900 | €146k | €65k | €185k | €121k | ▼ 34.6% |
| Operating profit (loss)9901 | €108k | €16k | €136k | €88k | ▼ 35.4% |
| Financial income75/76B | €534 | €330 | €228 | €2k | ▲ 695% |
| Recurring financial income75 | €534 | €330 | €228 | €2k | ▲ 695% |
| Financial charges65/66B | €2k | €87k | €90k | €4k | ▼ 95.1% |
| Recurring financial charges65 | €2k | €3k | €5k | €4k | ▼ 12.7% |
| Non-recurring financial charges66B | - | €85k | €85k | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €106k | €-71k | €47k | €85k | ▲ 83.3% |
| Income taxes67/77 | €27k | €898 | €205 | €19k | ▲ 9,286% |
| Profit (loss) for the period9904 | €79k | €-72k | €46k | €66k | ▲ 42.7% |
| Profit (loss) for the period to be appropriated9905 | €79k | €-72k | €46k | €66k | ▲ 42.7% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €157k | €265k | €311k | €372k | ▲ 19.7% |
| Fixed assets21/28 | €12k | €54k | €35k | €27k | ▼ 21.9% |
| Tangible fixed assets22/27 | €12k | €54k | €35k | €27k | ▼ 21.9% |
| Plant, machinery and equipment23 | €11k | €7k | €3k | €9k | ▲ 189% |
| Furniture and vehicles24 | €1k | €47k | €32k | €19k | ▼ 41.4% |
| Current assets29/58 | €144k | €211k | €276k | €345k | ▲ 24.9% |
| Amounts receivable after more than one year29 | €25k | €0 | - | €63k | - |
| Trade receivables290 | - | - | - | €3k | - |
| Other amounts receivable291 | €25k | €0 | - | €60k | - |
| Stocks and contracts in progress3 | - | €38k | €100k | €100k | = |
| Contracts in progress37 | - | €38k | €100k | €100k | = |
| Amounts receivable within one year40/41 | €89k | €166k | €163k | €151k | ▼ 7.5% |
| Trade receivables40 | €77k | €156k | €123k | €122k | ▼ 1.0% |
| Other amounts receivable41 | €11k | €11k | €39k | €28k | ▼ 27.8% |
| Cash at bank and in hand54/58 | €24k | €0 | - | €23k | - |
| Deferred charges and accrued income490/1 | €7k | €6k | €13k | €7k | ▼ 43.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €157k | €265k | €311k | €372k | ▲ 19.7% |
| Equity10/15 | €80k | €9k | €55k | €121k | ▲ 120% |
| Contributions10/11 | €3k | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €78k | €6k | €53k | €119k | ▲ 126% |
| Amounts payable17/49 | €76k | €256k | €255k | €250k | ▼ 2.0% |
| Amounts payable after more than one year17 | - | €35k | €31k | €12k | ▼ 62.2% |
| Financial debts170/4 | - | €35k | €31k | €12k | ▼ 62.2% |
| Amounts payable within one year42/48 | €76k | €221k | €225k | €239k | ▲ 6.3% |
| Current portion of amounts payable after more than one year42 | €25k | €9k | €9k | €50k | ▲ 452% |
| Financial debts43 | - | €22k | €25k | €0 | ▼ 100% |
| Credit institutions430/8 | - | €22k | €25k | €0 | ▼ 100% |
| Trade debts44 | €49k | €109k | €177k | €177k | ▲ 0.1% |
| Suppliers440/4 | €49k | €109k | €177k | €177k | ▲ 0.1% |
| Taxes, remuneration and social security45 | €2k | €16k | €13k | €8k | ▼ 42.4% |
| Taxes450/3 | €2k | €6k | €3k | €3k | ▼ 4.2% |
| Remuneration and social security454/9 | - | €10k | €11k | €5k | ▼ 52.6% |
| Other amounts payable47/48 | €383 | €66k | €0 | €4k | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €79k | €-72k | €46k | €66k | ▲ 42.7% |
| + Depreciation and write-downs630 | €5k | €17k | €19k | €16k | ▼ 15.9% |
| Operating cash flow (approximation) | €83k | €-55k | €66k | €82k | ▲ 25.6% |
| Investment in fixed assets (approximation) | - | €-58k | €0 | €-9k | - |
| Change in cash | - | €-24k | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €121k ▲120%
2 profitable years in a row build equity to €121k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €46k
Net result €46k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2020
Ground area
1,204 m²
Building footprint
208 m²
Volume, LiDAR
1,436 m³
Parcel 13018D0223/00S037, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BLJ Projecten
since 20202.310.823.575
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13018D0223/00S037 | Flanders | 1,204 m² | 1 · 208 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,041 companies in sector 43221 we hold annual accounts for 3,473. 3,042 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43221Plumbing work
43240Other construction installation
43310Plastering work
43320Joinery installation
43410Roofing work
Scores and ratios are computed by Checked and are not a credit decision.