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BLJ MANAGEMENT

Active
Private limited companyfounded 20224 yrs activeSur-les-Marchés, Hanzinne 192, 5620 Florennes, BelgiumKBO/BCE: BE 0784.257.470
Summary

BLJ MANAGEMENT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,473 and a net result of €30,688. Equity is growing by ~48% per year across the filed fiscal years. Its solvency ranks better than 54% of 16076 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Real estate agency activities
NACE 68310NACE 68311
1 site
Size
€146,457total assets 2025
Equity
€50,473
Profit
€30,688
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 15 d early0 of 2 deeds read
Why 97- Founded in 2022+ Liquidity: current ratio 1.51, cash €61,810+ Sector Real estate activities (NACE 68)+ Figures for FY 2025 (filed 16-07-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 77% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 59-4
equity 34.5% of total assets
Liquidity 79-11
short-term debt 43.2% · cash 42.2%
Profitability 95+4
return on assets 21.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,362 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%▼ -2.0% vs 11-2024 01-2025: 0.3%● 0.0% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.4%▲ +4.8% vs 02-2025 04-2025: 0.4%▲ +4.8% vs 03-2025 05-2025: 0.4%▲ +12.2% vs 04-2025 06-2025: 0.4%▼ -1.0% vs 05-2025 07-2025: 0.4%▲ +3.7% vs 06-2025 08-2025: 0.8%▲ +93.6% vs 07-2025highest value 09-2025: 0.3%▼ -62.8% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.2%▼ -29.7% vs 11-2025 01-2026: 0.2%▼ -6.0% vs 12-2025 02-2026: 0.1%▼ -49.5% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +4.9% vs 03-2026 05-2026: 0.1%▲ +8.4% vs 04-2026 06-2026: 0.1%▲ +3.4% vs 05-2026 07-2026: 0.1%▲ +4.2% vs 06-2026 08-2026: 0.1%▼ -29.6% vs 07-2026lowest value 09-2026: 0.1%▲ +4.5% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Liquidity: current ratio 1.51, cash €61,810 lowers the probability
  • Sector Real estate activities (NACE 68) lowers the probability
  • Figures for FY 2025 (filed 16-07-2026) lowers the probability
  • Founded in 2022 raises the probability for this profile
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 1.51 against 2.17 in 2024; short-term debt: 43.2% and cash: 42.2% of total assets), but 65.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 53%, liquidity 86%, profitability 88%, growth against the median 80%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.51, cash €61,810
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 16-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
15 d early
2024
21 d late
2023
29 d late
2022
13 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2022net €30,688 ▲67.3%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20254 fiscal years filed €146,457 View
  • Active since 2022founded 31-03-2022 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€146,457
Profit
€30,688
Solvency
34.5%
Total assets▲ 43.8%
Net result
20222025
Go to Financials

Timeline

Events
5
Since
2023
Next accounts
by 31-07-2027
  1. 16-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2022
  3. 21-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate agency activitiesNACE 68310
Founded
31-03-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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