BLFT
ActiveThe computed 12-month bankruptcy probability of BLFT is 8.0% (elevated). The 2025 annual accounts show equity of €55k and a net result of €-355. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 36% of 13159 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-23
Solvency39▼-30
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
8.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.46 against 0.42 in 2024; short-term debt: 42.5% and cash: 5.2% of total assets), and 85.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.1%
Return on assets
-0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
22 d early
2024
27 d early
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▲ 7.7%
2024 · €51k
2023: €31k
2024: €51k
2023 → 2025
Total assets
€392k▲ 232%
2024 · €118k
2023: €44k
2024: €118k
2023 → 2025
Net result
€-355
2024 · €22k
2023: €7k
2024: €22k
2023 → 2025
Working capital
€-90k▼ 133%
2024 · €-39k
2023: €17k
2024: €-39k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€31k-€51k▲ 66.8%€55k▲ 7.7%
Operating result€7k-€25k▲ 241%€786▼ 96.8%
Net result€7k-€22k▲ 217%€-355
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 97% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392k
Fixed assets
€315k▲ 250%
Current assets
€77k▲ 174%
Equity and liabilities €392k
Equity
€55k▲ 7.7%
Debt
€337k▲ 406%
The debt ratio rises from 56.4% to 85.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▼
2024 · €34k
Cash flow
€22k▼
2024 · €31k
Solvency
14.1%▼
2024 · 43.6%
Current ratio
0.46▲
2024 · 0.42
Quick ratio
0.46▲
2024 · 0.42
Debt / equity
6.08▲
2024 · 1.29
ROE
-0.6%▼
2024 · 42.0%
ROA
-0.1%▼
2024 · 18.3%
Interest coverage
6.74▼
2024 · 87.05
Debt
€337k▲
2024 · €67k
Debt ≤ 1 year
€166k▲
2024 · €67k
Debt > 1 year
€170k
Income taxes
€-164▼
2024 · €4k
Staff costs
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€392k▲
Fixed assets21/28€90k€315k▲
Intangible fixed assets21€24k€19k▼
Tangible fixed assets22/27€66k€296k▲
Plant, machinery and equipment23€41k€69k▲
Other tangible fixed assets26€25k€228k▲
Financial fixed assets28-€190
Current assets29/58€28k€77k▲
Amounts receivable within one year40/41€24k€55k▲
Trade receivables40€20k€52k▲
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€4k€20k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€118k€392k▲
Equity10/15€51k€55k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€28k€28k▼
Investment grants15€3k€7k▲
Amounts payable17/49€67k€337k▲
Amounts payable after more than one year17-€170k
Financial debts170/4-€170k
Amounts payable within one year42/48€67k€166k▲
Current portion of amounts payable after more than one year42-€28k
Trade debts44€46k€98k▲
Suppliers440/4€46k€98k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€4k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€15k€35k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€22k▲
Other operating charges640/8€387€747▲
Gross operating margin9900€35k€28k▼
Operating profit (loss)9901€25k€786▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€392€3k▲
Recurring financial charges65€392€3k▲
Profit (loss) for the period before taxes9903€26k€-519▼
Income taxes67/77€4k€-164▼
Profit (loss) for the period9904€22k€-355▼
Profit (loss) for the period to be appropriated9905€22k€-355▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€28k▼
Profit (loss) brought forward from the previous period14P€7k€28k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-355 ▼102%
Net result drops to €-355, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €22k ▲217%
Operating result €25k, net result €22k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Egide Van Ophemstraat 201180 UkkelGround area
503 m²
Building footprint
311 m²
Volume, LiDAR
3,654 m³
2 parcels, Brussels · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BLFT
since 20222.339.375.922
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21618B0335/00A014 | Brussels | 385 m² | 1 · 218 m² | 16.9 m · 5 fl. |
| 21616G0167/02C004 | Brussels | 118 m² | 1 · 93 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteUkkel2.339.375.922
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Of 7,508 companies in sector 56210 we hold annual accounts for 2,445. 2,059 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2022
Fiscal year end31-12
Trade name FR
Bonsoir Lucie
Activities, NACEBEL
56111Full-service restaurants
56210Event catering
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.