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BLEMA

Active
Public limited companyfounded 1991active for 35 yearsLuikersteenweg 195, 3920 Lommel, BelgiumKBO/BCE: BE 0443.662.063
Summary

BLEMA has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €354,171 and a net result of €1,483. Equity is growing by about 17% per year across the filed financial years. The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Activity not known1 site
Size
≈ €43,000turnover 2025, estimated
Equity
€354,171
Profit
€1,483
Turnover estimated from the gross margin
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 53 days early1 of 4 deeds summarised
Why 96lowers riskSize: total assets €390,262Liquidity: current ratio 7.89, cash €273,443Equity €354,171 (90.8% of total assets)Founded in 1991Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 90.8% of total assets
Liquidity 100=
short-term debt 8.9% · cash 70.1%
Profitability 41+14
return on assets 0.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026highest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 7.89, compared with 9.45 in 2024, above the usual 1.5; short-term debt: 8.9% and cash: 70.1% of total assets), and 9.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 95% on liquidity, 31% on profitability and 49% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €390,262
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 7.89, cash €273,443
NBB · annual accounts
lowers risk · Equity €354,171 (90.8% of total assets)
NBB · annual accounts
lowers risk · Founded in 1991
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 days early
2024
51 days early
2023
53 days early
2022
49 days early
2021
45 days early
2020
57 days early
2019
56 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 52 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €1,483
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Turnover
≈ €43,000
Estimated: probably between €20,000 and €100,000
Total assets
€390,262▲ 2.0%
2024 · €382,494
Net result
€1,483
2024 · -€1,188
Working capital
€238,938▼ 0.3%
2024 · €239,674
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result recovers in 2025; 2025 is 6.8 times 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€3,668 2025 Net result€1,483 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€8,008-€6,210▼ 22.5%-€3,597-€2,875▲ 20.1%€3,939€304,328▲ 77×€538▼ 99.8%€3,668▲ 582%
Net result€4,774-€3,761▼ 21.2%-€3,964-€3,255▲ 17.9%€3,124€203,177▲ 65×-€1,188€1,483
Equity€169,236-€172,949▲ 2.2%€168,985▼ 2.3%€160,885▼ 4.8%€159,185▼ 1.1%€357,637▲ 125%€352,687▼ 1.4%€354,171▲ 0.4%
Total assets€186,773-€187,952▲ 0.6%€179,507▼ 4.5%€179,594=€183,613▲ 2.2%€487,616▲ 166%€382,494▼ 21.6%€390,262▲ 2.0%
Debt€17,537-€15,003▼ 14.5%€10,522▼ 29.9%€18,708▲ 77.8%€24,427▲ 30.6%€129,979▲ 432%€29,807▼ 77.1%€36,092▲ 21.1%
Working capital€17,822-€22,310▲ 25.2%€16,966▼ 24.0%€1,996▼ 88.2%€2,514▲ 26.0%€243,876▲ 97×€239,674▼ 1.7%€238,938▼ 0.3%
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €390,262
Fixed assets €116,661 ▲ 1.9%
Current assets €273,601 ▲ 2.1%
Equity and liabilities €390,262
Equity €354,171 ▲ 0.4%
Debt €36,092 ▲ 21.1%
Debt's share of the balance-sheet total rises from 7.8% to 9.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€4,897▲
2024 · €1,731
Cash flow
€2,712▲
2024 · €6
Current ratio
7.89▼
2024 · 9.45
Debt to equity
0.10▲
2024 · 0.08
ROE
0.4%▲
2024 · -0.3%
ROA
0.4%▲
2024 · -0.3%
Interest coverage
2.57▲
2024 · 1.00
Debt ≤ 1 year
€34,663▲
2024 · €28,378
Income taxes
€310
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,041 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94.4% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94.4% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,041 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€382,494€390,262▲
Fixed assets21/28€114,441€116,661▲
Tangible fixed assets22/27€114,441€116,661▲
Land and buildings22€114,156€116,622▲
Plant, machinery and equipment23€285€39▼
Current assets29/58€268,053€273,601▲
Cash at bank and in hand54/58€267,902€273,443▲
Deferred charges and accrued income490/1€151€158▲
Equity and liabilities
Total equity and liabilities10/49€382,494€390,262▲
Equity10/15€352,687€354,171▲
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Reserves13€291,875€292,171▲
Non-distributable reserves130/1€6,200€6,200=
Legal reserve130€6,200€6,200=
Distributable reserves133€285,675€285,971▲
Profit (loss) carried forward14-€1,188-
Amounts payable17/49€29,807€36,092▲
Amounts payable within one year42/48€28,378€34,663▲
Taxes, remuneration and social security45€694€866▲
Taxes450/3€694€866▲
Other amounts payable47/48€27,685€33,797▲
Accrued charges and deferred income492/3€1,428€1,428=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,194€1,229▲
Other operating charges640/8€737€758▲
Gross operating margin9900€2,468€5,655▲
Operating profit (loss)9901€538€3,668▲
Financial income75/76B€5€31▲
Recurring financial income75€5€31▲
Financial charges65/66B€1,730€1,905▲
Recurring financial charges65€1,730€1,905▲
Profit (loss) for the period before taxes9903-€1,188€1,793▲
Income taxes67/77-€310
Profit (loss) for the period9904-€1,188€1,483▲
Profit (loss) for the period to be appropriated9905-€1,188€1,483▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1,188€295▲
Profit (loss) brought forward from the previous period14P--€1,188
Transfer from equity791/2€3,761€1,188▼
Transfer to equity691/2-€1,483
To other reserves6921-€1,483
Profit to be distributed694/7€3,761-
Return on contributions (dividend)694€3,761-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Non-recurring operating income76A-----€298,413---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€845€720€751€1,694€1,871€1,225€1,194€1,229▲ 2.9%
Other operating charges640/8---€655€670€727€737€758▲ 2.9%
Gross operating margin9900€9,453€7,655€2,898-€526€6,480€306,280€2,468€5,655▲ 129%
Operating profit (loss)9901€8,008€6,210-€3,597-€2,875€3,939€304,328€538€3,668▲ 582%
Financial income75/76B------€5€31▲ 560%
Recurring financial income75€4-----€5€31▲ 560%
Financial charges65/66B---€380€503€966€1,730€1,905▲ 10.1%
Recurring financial charges65€351€359€368€380€503€966€1,730€1,905▲ 10.1%
Profit (loss) for the period before taxes9903€7,661€5,851-€3,964-€3,255€3,436€303,362-€1,188€1,793-
Income taxes67/77€2,887€2,090--€312€100,184-€310-
Profit (loss) for the period9904€4,774€3,761-€3,964-€3,255€3,124€203,177-€1,188€1,483-
Profit (loss) for the period to be appropriated9905€4,774€3,761-€3,964-€3,255€3,124€203,177-€1,188€1,483-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€186,773€187,952€179,507€179,594€183,613€487,616€382,494€390,262▲ 2.0%
Fixed assets21/28€152,777€152,058€153,447€160,318€158,447€115,635€114,441€116,661▲ 1.9%
Tangible fixed assets22/27€152,777€152,058€153,447€160,318€158,447€115,635€114,441€116,661▲ 1.9%
Land and buildings22---€159,292€157,668€115,103€114,156€116,622▲ 2.2%
Plant, machinery and equipment23---€1,026€779€532€285€39▼ 86.5%
Current assets29/58€33,995€35,894€26,060€19,276€25,166€371,981€268,053€273,601▲ 2.1%
Amounts receivable within one year40/41-€410€1,000------
Cash at bank and in hand54/58€33,901€35,382€24,954€19,159€25,041€371,250€267,902€273,443▲ 2.1%
Deferred charges and accrued income490/1---€116€125€731€151€158▲ 4.7%
Equity and liabilities
Total equity and liabilities10/49€186,773€187,952€179,507€179,594€183,613€487,616€382,494€390,262▲ 2.0%
Equity10/15€169,236€172,949€168,985€160,885€159,185€357,637€352,687€354,171▲ 0.4%
Contributions10/11€62,000€62,000€62,000€62,000€62,000€62,000€62,000€62,000=
Capital10---€62,000€62,000€62,000€62,000€62,000=
Issued capital100---€62,000€62,000€62,000€62,000€62,000=
Reserves13€107,236€110,949€110,949€106,105€104,405€295,637€291,875€292,171▲ 0.1%
Non-distributable reserves130/1---€6,200€6,200€6,200€6,200€6,200=
Legal reserve130---€6,200€6,200€6,200€6,200€6,200=
Distributable reserves133---€99,905€98,205€289,437€285,675€285,971▲ 0.1%
Profit (loss) carried forward14---€3,964-€7,219-€7,219--€1,188--
Amounts payable17/49€17,537€15,003€10,522€18,708€24,427€129,979€29,807€36,092▲ 21.1%
Amounts payable within one year42/48€16,174€13,584€9,094€17,280€22,651€128,104€28,378€34,663▲ 22.1%
Taxes, remuneration and social security45---€343€691€101,009€694€866▲ 24.9%
Taxes450/3---€343€691€101,009€694€866▲ 24.9%
Other amounts payable47/48---€16,937€21,960€27,095€27,685€33,797▲ 22.1%
Accrued charges and deferred income492/3---€1,428€1,776€1,875€1,428€1,428=
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€4,774€3,761-€3,964-€3,255€3,124€203,177-€1,188€1,483-
+ Depreciation and write-downs630€845€720€751€1,694€1,871€1,225€1,194€1,229▲ 2.9%
Operating cash flow (approximation)€5,620€4,481-€3,214-€1,561€4,995€204,402€6€2,712▲ 465×
Investment in fixed assets (approximation)-€0-€2,140-€8,565€0€41,587€0-€3,449-
Change in cash-€1,482-€10,428-€5,795€5,882€346,209-€103,348€5,541-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 34 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 08-06-2026 2026-00147735
31-12-2024 micro format 10-06-2025 2025-00131571
31-12-2023 micro format 08-06-2024 2024-00116756
31-12-2022 micro format 12-06-2023 2023-00118203
31-12-2021 micro format 16-06-2022 2022-20067522
31-12-2020 micro format 04-06-2021 2021-17300504
31-12-2019 micro format 05-06-2020 2020-14900376
31-12-2018 micro format 07-06-2019 2019-16800016
31-12-2017 micro format 07-06-2018 2018-17000517
31-12-2016 micro format 23-06-2017 2017-21400464

Show all 34 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
under verification, last change in 2022
This board is reconstructed from a single act (22060454). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.

Board 3

Bleys Marcel
Director · since 02-05-2022
Current
Bleys Nancy
Director · since 02-05-2022
Current
Pirotte Maria
Director · since 02-05-2022
Current

Day-to-day management 1

Bleys Marcel
Managing director · since 02-05-2022
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
3 of this company's 4 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

3 people since 2022, 3 in office
Show
  • Board
  • Day-to-day management
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Bleys Marcel
  • Director, since before 02-05-2022
  • Managing director, since before 02-05-2022
Bleys Nancy
  • Director, since before 02-05-2022
Pirotte Maria
  • Director, since before 02-05-2022
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
former→

History

On 11 March 1991, BLEMA was incorporated.1 Total assets went from €186,773 in 2018 to €390,262 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Back to profitnet €1,483
Net result €1,483 after one loss-making year.
10-06
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Liquidity more than triplescurrent ratio 9.45
Current ratio from 2.90 to 9.45; short-term debt falls from €128,104 to €28,378.
08-06
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
31-12
Financial Highest result from 2018 to 2025net €203,177 ▲6,404%
Operating result €304,328, net result €203,177, both a record.
31-12
Financial Liquidity more than doubledcurrent ratio 2.90
Current ratio from 1.11 to 2.90.
31-12
Financial Equity above €200,000equity €357,637 ▲125%
2 profitable years in a row build equity to €357,637.
12-06
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
31-12
Financial Back to profitnet €3,124
Net result €3,124 after 2 loss-making years.
16-06
NBB filing Annual accounts filed
financial year 2021 · micro format
18-05
Gazette deed Reappointments: Bleys Marcel, Pirotte Maria and Bleys Nancy
6 facts ▸
  • General meeting, 02-05-2022
  • Director reappointment, Bleys Marcel (director)
  • Director reappointment, Pirotte Maria (director)
  • Director reappointment, Bleys Nancy (director)
  • Board meeting, “raad van bestuur” (deed in Dutch)
  • Director reappointment, Bleys Marcel (managing director)
Show earlier events
2021
04-06
NBB filing Annual accounts filed
financial year 2020 · micro format
2020
31-12
Financial Weakest financial yearnet -€3,964
Net result drops to -€3,964, the lowest in the series; recovery starts the following year.
05-06
NBB filing Annual accounts filed
financial year 2019 · micro format
2019
07-06
NBB filing Annual accounts filed
financial year 2018 · micro format
2018
07-06
NBB filing Annual accounts filed
financial year 2017 · micro format
2017
23-06
NBB filing Annual accounts filed
financial year 2016 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 34 annual accounts filed, the latest 10 are here; all 34 are under Financials.
1 of 4 deeds read
About the unread acts

Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPublic limited company
Founded11-03-1991
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 31 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 1991
registered office establishment The establishment unit on the map
Ground area
867 m²
Building footprint
205 m²
Building volume
952 m³
Parcel 72345B1083/00R014, Flanders · tallest building 6.5 m. Linked by address, not a title deed.
1 establishment unit
Luikersteenweg 195, 3920 Lommel
Renting and operating of own or leased residential real estate, excluding social housing
since 1991unit no. 2.053.120.707
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
72345B1083/00R014 Flanders 867 m² 1 · 205 m² 6.5 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.