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blcreative

Active Private limited companyfounded 1993active for 33 yearsChemin du bois de Hal 72, 1420 Braine-l'AlleudKBO/BCE: BE 0450.775.727 #8 oldest company in Braine-l'Alleud, Arts, sports and recreation sector

Lifetime

19 annual accounts with figures on one time axis, 23 filings since 2003
peak €82,197 (2016)
€42,714▲ 2.7%
lowest -€34,398 (2017)
€596▼ 95.9%
peak €82,035 (2016)
€73,109▲ 0.8%
€68,732▲ 1.5%
peak 0.8 FTE (2016)
-not published
Board3 names since 2018
2 directorsLEEMPOELS Benjamin and 1 other
Documentsfilings and deeds
22-07-20269 days before the deadline
2025micro format
Result from €14,427 to €596Investments €41,086Cash from €44,339 to €18,698

Key points

from the 2025 annual accounts

Turnover

≈ €120,000 estimated

The micro format states no turnover.

Investments

€41,586 3.0 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Machinery stands 113.2% higher than in 2024.

Filings

23 annual accounts since 2003
AprilJune31 JulyOctober20102020

Eight of the last ten came late. The 2024 accounts came latest: 83 days after the end of the period.

Checked score

93
Excellent
Financially stronger than 48% of micro companies in creative and performing arts (NACE 90)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 3,433 companies (NACE 90, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.6%▲ +0.1 percentage points vs 08-2025 10-2025: 0.9%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 0.2%▼ -0.7 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.1%▼ -0.2 percentage points vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

77=equity 51.5% of total assets
59-23short-term debt 22.6% · cash 13.2%
69-13return on assets 0.4%

Score breakdown

raises risk
1 of the last 3 accounts late
lowers risk
Size: total assets €141,841
Liquidity: current ratio 1.59, cash €18,698, halved
Sector: Arts creation and performing arts activities (NACE 90)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 90, micro). It does better than 53% of them on solvency, 49% on liquidity, 44% on profitability and 47% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,041 companies had the same profile as blcreative has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of blcreative itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,041 companies, not a prediction for blcreative. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.59 (2.47 in 2024), above the usual 1.5. Short-term debt is 22.6% and cash 13.2% of total assets. 48.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €141,841
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.59, cash €18,698, halved
NBB · annual accounts
lowers risk · Sector: Arts creation and performing arts activities (NACE 90)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €73,109
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
83 days late
2023
6 days early
2022
29 days late
2021
26 days late
2020
30 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 90), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

LB
Director, since 01-04-2018
CM
Director, since 07-12-2023
  • Leempoels Benjamin 675 sharesdeed of 28-06-2018
  • Leempoels Gérard 75 sharesdeed of 28-06-2018
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0450775727
Registered office moved from Waterloo to Braine-l'Alleud New registered office: chemin du Bois de Hal n 72, 1420 Braine-l'Alleud · Previous registered office: Rue Patiaux 9- 1410 Waterloo · Board meeting of 13-09-2024 · Gazette deed
Change of role: LEEMPOELS Benjamin, from manager to director Appointment: CATLIN Marine (director) · General meeting of 07-12-2023 · Gazette deed
Registered office moved from Brussels to Waterloo New registered office: Rue Patiaux 9 1410 Waterloo · Previous registered office: Rue Bara 173 1070 Bruxelles · General meeting of 31-07-2018 · Gazette deed
All 36 events

Comparable companies

same main activity, similar in size and age
Company
blcreative Braine-l'Alleud €141,841 €42,714 51.5% -
AMARILLO Ghent €166,759 €28,117 76.7% -
Ateliers d'Art JM. PIROTTE Chaudfontaine €94,796 €34,896 87.4% 1
DESLOUPS Profondeville €188,000 €26,009 98.7% -
RICHARDSON-WEISSENBORN Bruges €101,624 €35,204 56.6% -
VIA ARTE Malle €227,460 €74,500 75.8% -
IMOCOM Namur €237,684 €76,432 61.5% -

These companies have the same main activity as blcreative: literary creation (NACE 90111). They are comparable in size and age: total assets between €94,800 and €238,000, founded between 1984 and 2002.

Official details

Source: KBO
Status
Active since 24-08-1993Normal situation
Activity
Literary creationNACE 90111
Establishment unit
2.249.456.9221420 Braine-l'Alleud, since 25-01-2016
Financial year end
31 December
Peppol
Reachable since 04-08-2025
Company details

Annual accounts 2025

€141,841▲ 1.2%
Filing
Filed on 22-07-2026, 9 days before the end of the filing period
Financials

Insights on blcreative

blcreative files the micro format. That format states no turnover. The gross margin rose from -€1,061 in 2010 to €42,714 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about blcreative

What is the company number of blcreative?
The company number of blcreative is 0450.775.727. The VAT number is the same number with BE in front: BE 0450.775.727.
Where is blcreative based?
The registered office is at Chemin du bois de Hal 72, 1420 Braine-l'Alleud.Company details
What does blcreative do?
According to the KBO register, the main activity is literary creation (NACE 90111).
What is the legal form of blcreative?
blcreative is a private limited company (BV).
When was blcreative founded?
blcreative was founded on 24-08-1993.
Is blcreative still active?
Yes, blcreative is an active enterprise in the KBO register.
How many employees does blcreative have?
blcreative had an average of 0.3 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of blcreative?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €42,714 and 35 comparable companies (NACE 90). It probably lies between €71,000 and €190,000.
Is blcreative profitable?
In financial year 2025, blcreative made a profit of €596.
Where can I find the annual accounts of blcreative?
blcreative filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of blcreative due?
blcreative must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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