blcreative
ActiveSummary
blcreative has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,109 and a net result of €596. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 52% of 2003 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-13
Solvency77=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 1.59 against 2.47 in 2024; short-term debt: 22.6% and cash: 13.2% of total assets), and 48.5% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Arts creation and performing arts activities (NACE 90)
about 58% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.5%
Return on assets
0.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €73,109
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
83 d late
2023
6 d early
2022
29 d late
2021
26 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€73,109▲ 0.8%
2024 · €72,513
Total assets
€141,841▲ 1.2%
2024 · €140,203
Net result
€596▼ 95.9%
2024 · €14,427
Working capital
€18,859▼ 58.6%
2024 · €45,510
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€21,420▲ 14.7%€45▼ 99.8%-€14,728€16,084€13,503▼ 16.0%
Net result€15,162▼ 12.8%-€2,500-€17,096▼ 584%€14,427€596▼ 95.9%
Equity€77,682▲ 1.1%€75,182▼ 3.2%€58,086▼ 22.7%€72,513▲ 24.8%€73,109▲ 0.8%
Total assets€140,906▲ 11.2%€163,277▲ 15.9%€134,410▼ 17.7%€140,203▲ 4.3%€141,841▲ 1.2%
Debt€63,224▲ 26.7%€88,094▲ 39.3%€76,324▼ 13.4%€67,690▼ 11.3%€68,732▲ 1.5%
Working capital€51,522▼ 9.0%€96,669▲ 87.6%€74,469▼ 23.0%€45,510▼ 38.9%€18,859▼ 58.6%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141,841
Fixed assets
€90,942 ▲ 42.8%
Current assets
€50,898 ▼ 33.5%
Equity and liabilities €141,841
Equity
€73,109 ▲ 0.8%
Debt
€68,732 ▲ 1.5%
Debt's share of the balance-sheet total rises from 48.3% to 48.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27,343▼
2024 · €29,802
Cash flow
€14,436▼
2024 · €28,146
Current ratio
1.59▼
2024 · 2.47
Debt to equity
0.94▲
2024 · 0.93
ROE
0.8%▼
2024 · 19.9%
ROA
0.4%▼
2024 · 10.3%
Interest coverage
12.10▼
2024 · 17.52
Debt ≤ 1 year
€32,040▲
2024 · €30,996
Debt > 1 year
€36,692=
2024 · €36,694
Income taxes
€10,684
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €4,840 | €3,140 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,939 | €12,284 | €12,154 | €13,718 | €13,840 | ▲ 0.9% |
| Other operating charges640/8 | €10,905 | €8,609 | €8,091 | €8,663 | €15,372 | ▲ 77.4% |
| Gross operating margin9900 | €43,263 | €20,938 | €10,358 | €41,605 | €42,714 | ▲ 2.7% |
| Operating profit (loss)9901 | €21,420 | €45 | -€14,728 | €16,084 | €13,503 | ▼ 16.0% |
| Financial income75/76B | €48 | €55 | €1 | €45 | €36 | ▼ 20.0% |
| Recurring financial income75 | €48 | €55 | €1 | €45 | €36 | ▼ 20.0% |
| Financial charges65/66B | €564 | €1,245 | €1,978 | €1,701 | €2,259 | ▲ 32.8% |
| Recurring financial charges65 | €564 | €1,245 | €1,978 | €1,701 | €2,259 | ▲ 32.8% |
| Profit (loss) for the period before taxes9903 | €20,905 | -€1,145 | -€16,705 | €14,427 | €11,279 | ▼ 21.8% |
| Income taxes67/77 | €5,743 | €1,355 | €391 | - | €10,684 | - |
| Profit (loss) for the period9904 | €15,162 | -€2,500 | -€17,096 | €14,427 | €596 | ▼ 95.9% |
| Profit (loss) for the period to be appropriated9905 | €15,162 | -€2,500 | -€17,096 | €14,427 | €596 | ▼ 95.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €140,906 | €163,277 | €134,410 | €140,203 | €141,841 | ▲ 1.2% |
| Fixed assets21/28 | €40,795 | €32,511 | €27,699 | €63,697 | €90,942 | ▲ 42.8% |
| Tangible fixed assets22/27 | €40,245 | €31,961 | €27,149 | €63,147 | €90,892 | ▲ 43.9% |
| Land and buildings22 | - | €3,718 | €10,540 | €50,614 | €50,167 | ▼ 0.9% |
| Plant, machinery and equipment23 | €2,138 | €1,488 | €1,004 | €1,837 | €3,917 | ▲ 113% |
| Furniture and vehicles24 | €38,107 | €26,755 | €15,605 | €7,875 | €34,237 | ▲ 335% |
| Other tangible fixed assets26 | - | - | - | €2,819 | €2,572 | ▼ 8.8% |
| Financial fixed assets28 | €550 | €550 | €550 | €550 | €50 | ▼ 90.9% |
| Current assets29/58 | €100,111 | €130,766 | €106,711 | €76,507 | €50,898 | ▼ 33.5% |
| Amounts receivable within one year40/41 | €23,820 | €28,132 | €41,629 | €28,543 | €24,959 | ▼ 12.6% |
| Trade receivables40 | €17,346 | €19,932 | €31,567 | €22,089 | €24,707 | ▲ 11.9% |
| Other amounts receivable41 | €6,474 | €8,200 | €10,063 | €6,455 | €252 | ▼ 96.1% |
| Cash at bank and in hand54/58 | €72,595 | €101,811 | €58,600 | €44,339 | €18,698 | ▼ 57.8% |
| Deferred charges and accrued income490/1 | €3,696 | €823 | €6,482 | €3,624 | €7,242 | ▲ 99.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €140,906 | €163,277 | €134,410 | €140,203 | €141,841 | ▲ 1.2% |
| Equity10/15 | €77,682 | €75,182 | €58,086 | €72,513 | €73,109 | ▲ 0.8% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | €18,592 | €18,592 | - | - | - | - |
| Issued capital100 | €18,592 | €18,592 | - | - | - | - |
| Outside capital11 | - | - | €18,592 | €18,592 | - | - |
| Other1109/19 | - | - | €18,592 | €18,592 | - | - |
| Reserves13 | €1,917 | €1,917 | €1,917 | €1,917 | €1,917 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Legal reserve130 | €1,859 | €1,859 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,859 | €1,859 | €1,859 | = |
| Tax-exempt reserves132 | €58 | €58 | €58 | €58 | €58 | = |
| Profit (loss) carried forward14 | €57,173 | €54,673 | €37,577 | €52,004 | €52,600 | ▲ 1.1% |
| Amounts payable17/49 | €63,224 | €88,094 | €76,324 | €67,690 | €68,732 | ▲ 1.5% |
| Amounts payable after more than one year17 | €14,635 | €53,997 | €44,082 | €36,694 | €36,692 | = |
| Financial debts170/4 | €14,635 | €53,997 | €44,082 | €36,694 | €36,692 | = |
| Amounts payable within one year42/48 | €48,590 | €34,097 | €32,242 | €30,996 | €32,040 | ▲ 3.4% |
| Current portion of amounts payable after more than one year42 | €6,818 | €11,282 | €9,688 | €7,388 | €7,474 | ▲ 1.2% |
| Trade debts44 | €13,758 | €10,020 | €19,231 | €5,996 | €9,820 | ▲ 63.8% |
| Suppliers440/4 | €13,758 | €10,020 | €19,231 | €5,996 | €9,820 | ▲ 63.8% |
| Taxes, remuneration and social security45 | €16,300 | €12,795 | €3,323 | €8,027 | €14,745 | ▲ 83.7% |
| Taxes450/3 | €11,300 | €10,795 | €3,323 | €6,992 | €14,745 | ▲ 111% |
| Remuneration and social security454/9 | €5,000 | €2,000 | - | €1,035 | - | - |
| Other amounts payable47/48 | €11,713 | - | - | €9,586 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,162 | -€2,500 | -€17,096 | €14,427 | €596 | ▼ 95.9% |
| + Depreciation and write-downs630 | €10,939 | €12,284 | €12,154 | €13,718 | €13,840 | ▲ 0.9% |
| Operating cash flow (approximation) | €26,100 | €9,785 | -€4,942 | €28,146 | €14,436 | ▼ 48.7% |
| Investment in fixed assets (approximation) | - | -€4,000 | -€7,342 | -€49,716 | -€41,086 | ▲ 17.4% |
| Change in cash | - | €29,216 | -€43,211 | -€14,261 | -€25,641 | ▼ 79.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 83 days late
2024
31-12
Financial
Back to profitnet €14,427
Net result €14,427 after 2 loss-making years.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€17,096
Net result drops to -€17,096, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €17,391 ▲14.3%
Net result €17,391, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €15,214
Net result €15,214 after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2016
Ground area
1,758 m²
Parcel 25743G0141/00E003, Wallonia. Linked by address, not a title deed.
1 establishment unit
beyoond agency
since 20162.249.456.922
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743G0141/00E003 | Wallonia | 1,758 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BDL Industries
BE 0765.728.787
Watermaal-Bosvoorde · Eq €73,199
HERYGERS PAUL
BE 0774.749.886
Geel · Eq €73,271
Buro Blanche
BE 1003.209.929
Roeselare · Eq €72,715
Happy Sad
BE 0778.894.360
Antwerpen · Eq €72,224
PAF DE HOND
BE 0845.555.037
Namur · Eq €71,398
Of 6,652 companies in sector 90111 we hold annual accounts for 384. 303 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-08-1993
Fiscal year end31-12
Activities, NACEBEL 2025
90111Literary creation
Scores and ratios are computed by Checked and are not a credit decision.