Turnover
≈ €83,000 estimated
The micro format states no turnover.
BLCO
Lifetime
1 annual account with figurespeak €28,498 (2025)
€28,498
peak €50 (2025)
€50
peak €3,550 (2025)
€3,550
€14,175
Board1 name since 2025
1 directorLALLEMAND Benoit Marie Jean Vincent
Documentsfilings and deeds
30-10-202691 days late
2025micro format
Incorporation 09-091 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,500 100 shares
Position in the sector
€3,550
Less equity than 88% of companies in head offices and management consultancy. Sector median €78,242 · 39,408 companies.
2025 accounts filed 91 days after the deadline
Checked score
55
Fair
Financially stronger than 37% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Last filed accounts filed 91 days late; 1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 2.77, cash €24,383
Size: total assets €39,226
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 16% of them on solvency, 76% on liquidity and 19% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 514 companies had the same profile as BLCO has now. Each dot stands for 2 companies, two years later.
96.9%
were still trading
1.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BLCO itself is lower: 0.2% within 12 months. It rests on far more data about BLCO than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 514 companies, not a prediction for BLCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is ample, with a current ratio of 2.77, above the usual 1.5. Short-term debt is 36.1% and cash 62.2% of total assets. However, 90.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 39376 sector peers (2025).
NBB · sector comparisonPosition among 39376 sector peers
Solvency
better than 16%
← weakest
strongest →
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 91 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-10-2026, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filingDeviation from the deadline
2025
91 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- LALLEMAND Benoit Marie Jean Vincent 100 sharesdeed of 09-09-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1027288792
Incorporation
Founding capital of €3,500, 100 shares · Appointment: LALLEMAND Benoit Marie Jean Vincent (director) · LALLEMAND Benoit Marie Jean Vincent holds all the shares · published on 09-09-2025 · Gazette deed
First establishment
Avenue Abbé Huyberechts 33, Ottignies-Louvain-la-Neuve
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BLCO Ottignies-Louvain-la-Neuve | €39,226 | €28,498 | 9.1% | - |
| Tenora Wavre | €40,068 | €26,248 | 52.3% | - |
| B-Ascend Consulting Lasne | €37,279 | €27,684 | 62.3% | - |
| GYC MANAGEMENT Braine-l'Alleud | €41,780 | €25,341 | 41.3% | - |
| PEPITA AGENCY Nivelles | €35,832 | €24,868 | 56.7% | - |
| ALEX MANAGEMENT Tubize | €44,806 | €31,420 | 53.1% | - |
| Blooming Lab Rixensart | €35,181 | €24,010 | 62.1% | - |
These companies have the same main activity as BLCO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €35,200 and €44,800, founded in 2025.
Official details
Source: KBO- Status
- Active since 05-09-2025Normal situation
- Activity
- Business and other management consultancyNACE 70200and 5 others
- Establishment unit
- 2.381.203.4111340 Ottignies-Louvain-la-Neuve, since 05-09-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 18-10-2025
Insights on BLCO
BLCO has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,550 and a net result of €50.
Its solvency ranks better than 16% of 39,376 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BLCO
- What is the company number of BLCO?
- The company number of BLCO is 1027.288.792. The VAT number is the same number with BE in front: BE 1027.288.792.
- Where is BLCO based?
- The registered office is at Avenue Abbé Huyberechts 33, 1340 Ottignies-Louvain-la-Neuve.Company details
- What does BLCO do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of BLCO?
- BLCO is a private limited company (BV).
- When was BLCO founded?
- BLCO was founded on 05-09-2025.
- Is BLCO still active?
- Yes, BLCO is an active enterprise in the KBO register.
- What is the turnover of BLCO?
- The turnover in financial year 2025 is ≈ €83,000. This figure is estimated from the gross margin of €28,498 and 144 comparable companies (NACE 70200). It probably lies between €50,000 and €110,000.Financials
- Is BLCO profitable?
- In financial year 2025, BLCO made a profit of €50.
- Where can I find the annual accounts of BLCO?
- BLCO filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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