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BLANCO IMMO

Open bankruptcy
Private limited companyfounded 2012KBO/BCE: BE 0846.606.892

A bankruptcy procedure is open for BLANCO IMMO according to publications in the Belgian State Gazette; curator: MELANIE HARVENGT.

Summary

The file additionally contains 1 administrative flag. The 2022 annual accounts show equity of €8,643 and a net result of -€68.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Hainaut, Mons division
Declared bankrupt
4 November 2024
Supervising judge
Gaspard Franeau
Official Gazette
14-11-2024 (pdf) ↗search the document for 2024/143765

Deadlines

Provisional date payments stopped
4 November 2024A later judgment can change the date.art. XX.105 CEL
Appeal or third-party opposition until
passed on 29 November 2024Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 4 December 2024art. XX.104 and XX.155 CEL
First verification report
passed on 3 January 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
passed on 4 November 2025Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

  • Melanie HarvengtRue De Robiano 74, 7130 Binche- . Date provisoire de cessation de paiement : 04/11/2024m.harvengt@brux-harvengt.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 13-07-2023, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
18 d early
2021
32 d early
2020
2 d late
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 13 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

History

BLANCO IMMO was incorporated on 15 June 2012.1 Total assets rose from EUR 7,570 in 2018 to EUR 65,760 in 2022.2 On 4 November 2024 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2022
  3. 3Belgian State Gazette, 14-11-2024

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2022, micro schema

Equity
€8,643▼ 0.8%
2021 · €8,711
Total assets
€65,760▲ 643%
2021 · €8,846
Net result
-€68
2021 · €372
Working capital
€51,643▲ 493%
2021 · €8,711
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202020212022
Operating result€621-€665▲ 7.1%€840▲ 26.3%€507▼ 39.6%€114▼ 77.6%
Net result€425-€455▲ 7.1%€616▲ 35.4%€372▼ 39.6%-€68
Equity€7,268-€7,723▲ 6.3%€8,339▲ 8.0%€8,711▲ 4.5%€8,643▼ 0.8%
Total assets€7,570-€8,234▲ 8.8%€9,074▲ 10.2%€8,846▼ 2.5%€65,760▲ 643%
Debt€302-€511▲ 69.2%€735▲ 43.8%€135▼ 81.6%€57,117▲ 42,209%
Working capital€7,268-€7,723▲ 6.3%€8,339▲ 8.0%€8,711▲ 4.5%€51,643▲ 493%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€250€0€250€500€750Operating result 2018: €621€621Net result 2018: €425€425Operating result 2019: €665€665Net result 2019: €455€455Operating result 2020: €840€840Net result 2020: €616€616Operating result 2021: €507€507Net result 2021: €372€372Operating result 2022: €114€114Net result 2022: -€68-€6820182019202020212022-€250€0€250€500€750Operating result 2020: €840€840Net result 2020: €616€616Operating result 2021: €507€507Net result 2021: €372€372Operating result 2022: €114€114Net result 2022: -€68-€68202020212022
The operating result has fallen two years in a row; 2022 is 78% below 2021 and is the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Equity and liabilities €65,760
Equity €8,643 ▼ 0.8%
Debt €57,117 ▲ 42,209%
Debt's share of the balance-sheet total rises from 1.5% to 86.9%. Equity is lower and debt is higher.
Key figures and ratios
2022 value · change against 2021
Current ratio
4.66▼
2021 · 65.53
Quick ratio
3.95▼
2021 · 65.53
Debt to equity
6.61▲
2021 · 0.02
ROE
-0.8%▼
2021 · 4.3%
ROA
-0.1%▼
2021 · 4.2%
Debt ≤ 1 year
€14,117▲
2021 · €135
Income taxes
€130▼
2021 · €135
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2021 · 32 lines
Balance sheet Code20212022
Assets
Total assets20/58€8,846€65,760▲
Current assets29/58€8,846€65,760▲
Stocks and contracts in progress3-€10,000
Stocks30/36-€10,000
Amounts receivable within one year40/41€8,846€54,572▲
Trade receivables40-€50,927
Other amounts receivable41€8,846€3,645▼
Cash at bank and in hand54/58-€1,188
Equity and liabilities
Total equity and liabilities10/49€8,846€65,760▲
Equity10/15€8,711€8,643▼
Contributions10/11€7,364€7,364=
Outside capital11€7,364-
Other1109/19€7,364-
Profit (loss) carried forward14€1,347€1,279▼
Amounts payable17/49€135€57,117▲
Amounts payable within one year42/48€135€14,117▲
Trade debts44-€5,316
Suppliers440/4-€5,316
Taxes, remuneration and social security45€135€8,801▲
Taxes450/3€135€8,801▲
Accrued charges and deferred income492/3-€43,000
Income statement Code20212022
Other operating charges640/8-€602
Gross operating margin9900€507€715▲
Operating profit (loss)9901€507€114▼
Financial charges65/66B-€51
Recurring financial charges65-€51
Profit (loss) for the period before taxes9903€507€62▼
Income taxes67/77€135€130▼
Profit (loss) for the period9904€372-€68▼
Profit (loss) for the period to be appropriated9905€372-€68▼
Appropriation of the result
Profit (loss) to be appropriated9906€1,347€1,279▼
Profit (loss) brought forward from the previous period14P€975€1,347▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022Change
Other operating charges640/8----€602-
Gross operating margin9900€621€665€840€507€715▲ 41.1%
Operating profit (loss)9901€621€665€840€507€114▼ 77.6%
Financial charges65/66B----€51-
Recurring financial charges65----€51-
Profit (loss) for the period before taxes9903€621€665€840€507€62▼ 87.7%
Income taxes67/77€196€210€224€135€130▼ 3.6%
Profit (loss) for the period9904€425€455€616€372-€68▼ 118%
Profit (loss) for the period to be appropriated9905€425€455€616€372-€68▼ 118%
Line20182019202020212022Change
Assets
Total assets20/58€7,570€8,234€9,074€8,846€65,760▲ 643%
Current assets29/58€7,570€8,234€9,074€8,846€65,760▲ 643%
Stocks and contracts in progress3----€10,000-
Stocks30/36----€10,000-
Amounts receivable within one year40/41€7,570€8,234€9,074€8,846€54,572▲ 517%
Trade receivables40----€50,927-
Other amounts receivable41---€8,846€3,645▼ 58.8%
Cash at bank and in hand54/58----€1,188-
Equity and liabilities
Total equity and liabilities10/49€7,570€8,234€9,074€8,846€65,760▲ 643%
Equity10/15€7,268€7,723€8,339€8,711€8,643▼ 0.8%
Contributions10/11€6,200€6,200€6,200€7,364€7,364=
Outside capital11---€7,364--
Other1109/19---€7,364--
Reserves13€1,164€1,164€1,164---
Profit (loss) carried forward14-€96€359€975€1,347€1,279▼ 5.0%
Amounts payable17/49€302€511€735€135€57,117▲ 42,209%
Amounts payable within one year42/48€302€511€735€135€14,117▲ 10,357%
Trade debts44----€5,316-
Suppliers440/4----€5,316-
Taxes, remuneration and social security45---€135€8,801▲ 6,419%
Taxes450/3---€135€8,801▲ 6,419%
Accrued charges and deferred income492/3----€43,000-
Line20182019202020212022Change
Profit (loss) for the period9904€425€455€616€372-€68▼ 118%
Operating cash flow (approximation)€425€455€616€372-€68▼ 118%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
13-06
KBO administration Address struck
2024
14-11
Bankruptcy Opening
Tribunal de l’entreprise du Hainaut, division Mons · event 04-11-2024
2023
13-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet -€68
Net result drops to -€68, the lowest in the series.
29-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity times 5current ratio 65.53
Current ratio from 12.35 to 65.53; short-term debt falls from €735 to €135.
02-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial Highest result since 2018net €616 ▲35.4%
Operating result €840, net result €616, both a record.
29-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Show earlier events
2016
17-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
2015
22-06
NBB filing Annual accounts filed
fiscal year 2014 · full schema
2014
30-06
NBB filing Annual accounts filed
fiscal year 2013 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel
exact location from the address register On OpenStreetMap
Ground area
670 m²
Building footprint
488 m²
Volume, LiDAR
11,099 m³
Parcel 21808H1778/00D000, Brussels · tallest building 27.7 m, ±8 floors. Linked by address, not a title deed.
472 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21808H1778/00D000 Brussels 670 m² 1 · 488 m² 27.7 m · 8 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator MELANIE HARVENGT
RUE DE ROBIANO 74, 7130 BINCHE- . Date provisoire de cessation de paiement : 04/11/2024
04-11-2024 → present

Identification & contact

Identification
Legal formPrivate limited company
Founded15-06-2012
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.