BLANCO CONSULT
ActiveThe computed 12-month bankruptcy probability of BLANCO CONSULT is 1.5% (moderate). The 2025 annual accounts show equity of €29k and a net result of €-15k. Equity is shrinking by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 27% of 27358 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency42▼-29
Growth32=
Stability100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.39 in 2024), and 73.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.2%
Return on assets
-13.5%
Age of the figures
14 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€15k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
25 d late
2023
16 d late
2022
59 d late
2021
28 d late
2020
22 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▼ 34.1%
2024 · €43k
2019: €88k
2020: €73k
2021: €66k
2022: €61k
2023: €58k
2024: €43k
2019 → 2025
Total assets
€109k▲ 2.4%
2024 · €107k
2019: €119k
2020: €157k
2021: €149k
2022: €151k
2023: €136k
2024: €107k
2019 → 2025
Net result
€-15k▲ 2.3%
2024 · €-15k
2019: €270
2020: €-15k
2021: €7k
2022: €-5k
2023: €-3k
2024: €-15k
2019 → 2025
Working capital
€7k▼ 73.4%
2024 · €25k
2019: €67k
2020: €46k
2021: €35k
2022: €31k
2023: €61k
2024: €25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€61k▼ 7.9%€58k▼ 4.2%€43k▼ 25.9%€29k▼ 34.1%
Operating result€8k-€-3k€2k€-14k€-13k▲ 6.7%
Net result€7k-€-5k€-3k▲ 50.5%€-15k▼ 485%€-15k▲ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€40k▲ 104%
Current assets
€69k▼ 20.3%
Equity and liabilities €109k
Equity
€29k▼ 34.1%
Debt
€81k▲ 27.4%
The debt ratio rises from 59.3% to 73.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€4k▼
2024 · €5k
Cash flow
€2k▼
2024 · €4k
Solvency
26.2%▼
2024 · 40.7%
Current ratio
1.10▼
2024 · 1.39
Quick ratio
0.87▲
2024 · 0.71
Debt / equity
2.82▲
2024 · 1.46
ROE
-51.7%▼
2024 · -34.9%
ROA
-13.5%▲
2024 · -14.2%
Interest coverage
2.48▼
2024 · 6.96
Debt
€81k▲
2024 · €63k
Debt ≤ 1 year
€63k▲
2024 · €63k
Debt > 1 year
€17k
Income taxes
€335▼
2024 · €494
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€109k▲
Fixed assets21/28€20k€40k▲
Intangible fixed assets21€2k€2k▼
Tangible fixed assets22/27€17k€38k▲
Plant, machinery and equipment23€2k€589▼
Furniture and vehicles24€15k€37k▲
Financial fixed assets28€290€290=
Current assets29/58€87k€69k▼
Stocks and contracts in progress3€43k€15k▼
Contracts in progress37€43k€15k▼
Amounts receivable within one year40/41€37k€41k▲
Trade receivables40€34k€41k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€5k€11k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€107k€109k▲
Equity10/15€43k€29k▼
Contributions10/11€19k€19k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€13k€-1k▼
Amounts payable17/49€63k€81k▲
Amounts payable after more than one year17-€17k
Financial debts170/4-€17k
Amounts payable within one year42/48€63k€63k▲
Current portion of amounts payable after more than one year42€5k-
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€7k€15k▲
Suppliers440/4€7k€15k▲
Taxes, remuneration and social security45€30k€15k▼
Taxes450/3€3k€15k▲
Remuneration and social security454/9€27k-
Other amounts payable47/48€21k€25k▲
Accrued charges and deferred income492/3€743€407▼
Income statement
Code20242025
Non-recurring operating income76A-€348
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€17k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€34
Gross operating margin9900€8k€7k▼
Operating profit (loss)9901€-14k€-13k▲
Financial income75/76B€22€12▼
Recurring financial income75€22€12▼
Financial charges65/66B€762€1k▲
Recurring financial charges65€762€1k▲
Profit (loss) for the period before taxes9903€-15k€-14k▲
Income taxes67/77€494€335▼
Profit (loss) for the period9904€-15k€-15k▲
Profit (loss) for the period to be appropriated9905€-15k€-15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-1k▼
Profit (loss) brought forward from the previous period14P€28k€13k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
16-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
2020
30-06
Financial
Weakest financial yearnet €-15k ▼5810%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
13-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
13-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
06-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 3 establishment units since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue La Haut 381380 LasneGround area
3,643 m²
Building footprint
336 m²
Volume, LiDAR
2,012 m³
3 parcels, Brussels, Wallonia · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
BAUDOUIN DEGRYSE
since 19922.057.179.265
BLANCO CONSULT
since 20162.250.631.513
Blanco Studio
since 20202.307.951.979
3 parcels
Wallonia
2
(66.7%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25087C0181/00H000 | Wallonia | 2,753 m² | 1 · 185 m² | 6.7 m · 2 fl. |
| 25087C0227/00E000 | Wallonia | 816 m² | 1 · 76 m² | - |
| 21807G0089/00X004 | Brussels | 75 m² | 1 · 75 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PATRICE MEULENBERG DECORATION
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Of 907 companies in sector 43333 we hold annual accounts for 397. 298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-1992
Fiscal year end30-06
Activities, NACEBEL
43333Wallpapering and laying of floor and wall coverings in other materials
45433
31004Manufacture of dining room, living room, bedroom and bathroom furniture
36141
43221Plumbing work
43230Insulation installation
43320Joinery installation
43332Laying of wooden floor and wall coverings
43350Other building finishing work
45332
45421
47530Retail trade
71112Activities of interior architects
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74109Other professional, scientific and technical activities
74120Graphic design and visual communication
74130Interior design
74140Other specialised design activities
74201Photography, excluding press photography
74202Other professional, scientific and technical activities
81300Landscape service activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:baudouin@baudouindegryse.be