Summary
BLANCHIMONT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €2.1m and a net result of €902,666. Equity is growing by ~54.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 6167 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
19 d early
2022
26 d early
2021
24 d early
2020
4 d early
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
In the rankings
#7 company by total assets in Sint-Jans-Molenbeek, Finance and insurance sector#7 company by equity in Sint-Jans-Molenbeek, Finance and insurance sector
Equity
€2.1m▲ 61.7%
2023 · €1.3m
Net result
€902,666▲ 54.3%
2023 · €585,153
Total assets
€2.4m▲ 62.6%
2023 · €1.5m
Solvency
88.8%▼ 0.5pp
2023 · 89.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€118,855▲ 24.5%€103,886▼ 12.6%€109,138▲ 5.1%€154,456▲ 41.5%€90,619▼ 41.3%
Net result€240,001above the sector's middle half▲ 51.1%€232,545above the sector's middle half▼ 3.1%€292,619above the sector's middle half▲ 25.8%€585,153above the sector's middle half▲ 100.0%€902,666above the sector's middle half▲ 54.3%
Equity€305,169within the sector's middle half▼ 12.0%€537,714above the sector's middle half▲ 76.2%€830,333above the sector's middle half▲ 54.4%€1.3mabove the sector's middle half▲ 58.4%€2.1mwithin the sector's middle half▲ 61.7%
Total assets€637,432within the sector's middle half▲ 60.3%€597,337within the sector's middle half▼ 6.3%€901,811above the sector's middle half▲ 51.0%€1.5mabove the sector's middle half▲ 63.3%€2.4mwithin the sector's middle half▲ 62.6%
Debt€332,263▲ 554%€59,622▼ 82.1%€71,477▲ 19.9%€157,191▲ 120%€267,389▲ 70.1%
Working capital€273,383above the sector's middle half▼ 10.3%€512,707above the sector's middle half▲ 87.5%€721,700above the sector's middle half▲ 40.8%€957,210above the sector's middle half▲ 32.6%€1.4mabove the sector's middle half▲ 44.5%
Solvency47.9%within the sector's middle half▼ 39.4pp90.0%above the sector's middle half▲ 42.1pp92.1%above the sector's middle half▲ 2.1pp89.3%above the sector's middle half▼ 2.7pp88.8%above the sector's middle half▼ 0.5pp
Current ratio1.84within the sector's middle half▼ 8.699.60above the sector's middle half▲ 7.7611.10above the sector's middle half▲ 1.507.09above the sector's middle half▼ 4.016.17above the sector's middle half▼ 0.92
Return on assets (ROA)37.7%above the sector's middle half▼ 2.3pp38.9%above the sector's middle half▲ 1.3pp32.4%above the sector's middle half▼ 6.5pp39.7%above the sector's middle half▲ 7.3pp37.7%above the sector's middle half▼ 2.0pp
Staff (FTE)0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2024 Net result +54% on 2023. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 41% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.4m
Fixed assets
€744,223 ▲ 108%
Current assets
€1.7m ▲ 48.1%
Equity and liabilities €2.4m
Equity
€2.1m ▲ 61.7%
Debt
€267,389 ▲ 70.1%
Debt's share of the balance-sheet total rises from 10.7% to 11.2%. Equity and debt are higher.
Key figures and ratios
ROE
42.4%▼
2023 · 44.5%
Debt ≤ 1 year
€267,389▲
2023 · €157,191
Income taxes
€116,861▲
2023 · €92,301
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,383 | €23,559 | €6,319 | €45,982 | €67,608 | ▲ 47.0% |
| Other operating charges640/8 | - | €5,095 | €3,152 | €7,539 | €2,200 | ▼ 70.8% |
| Gross operating margin9900 | €146,943 | €132,540 | €118,609 | €207,976 | €160,426 | ▼ 22.9% |
| Operating profit (loss)9901 | €118,855 | €103,886 | €109,138 | €154,456 | €90,619 | ▼ 41.3% |
| Financial income75/76B | - | €179,653 | €238,949 | €525,297 | €929,004 | ▲ 76.9% |
| Recurring financial income75 | €163,162 | €179,653 | €238,949 | €525,297 | €929,004 | ▲ 76.9% |
| Financial charges65/66B | - | €317 | €398 | €2,300 | €95 | ▼ 95.9% |
| Recurring financial charges65 | €644 | €317 | €398 | €2,300 | €95 | ▼ 95.9% |
| Profit (loss) for the period before taxes9903 | €281,372 | €283,222 | €347,689 | €677,453 | €1.0m | ▲ 50.5% |
| Income taxes67/77 | €41,372 | €50,677 | €55,070 | €92,301 | €116,861 | ▲ 26.6% |
| Profit (loss) for the period9904 | €240,001 | €232,545 | €292,619 | €585,153 | €902,666 | ▲ 54.3% |
| Profit (loss) for the period to be appropriated9905 | €240,001 | €232,545 | €292,619 | €585,153 | €902,666 | ▲ 54.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €637,432 | €597,337 | €901,811 | €1.5m | €2.4m | ▲ 62.6% |
| Fixed assets21/28 | €38,286 | €25,008 | €108,634 | €358,276 | €744,223 | ▲ 108% |
| Tangible fixed assets22/27 | €38,286 | €25,008 | €32,414 | €270,887 | €656,834 | ▲ 142% |
| Land and buildings22 | - | €19,035 | €15,156 | €106,276 | €518,109 | ▲ 388% |
| Plant, machinery and equipment23 | - | €2,000 | €3,028 | €5,609 | €8,784 | ▲ 56.6% |
| Furniture and vehicles24 | - | €3,972 | €14,230 | €159,002 | €129,942 | ▼ 18.3% |
| Financial fixed assets28 | - | - | €76,220 | €87,388 | €87,388 | = |
| Current assets29/58 | €599,146 | €572,329 | €793,177 | €1.1m | €1.7m | ▲ 48.1% |
| Amounts receivable after more than one year29 | - | €86,776 | - | - | - | - |
| Other amounts receivable291 | - | €86,776 | - | - | - | - |
| Amounts receivable within one year40/41 | €770 | €2,577 | €12,594 | €13 | €47,724 | ▲ 375,683% |
| Trade receivables40 | - | - | €9,900 | €0 | €2,615 | - |
| Other amounts receivable41 | - | €2,577 | €2,694 | €13 | €45,110 | ▲ 355,094% |
| Current investments50/53 | €76,220 | €76,220 | - | €900,000 | €1.4m | ▲ 57.3% |
| Cash at bank and in hand54/58 | €235,928 | €375,979 | €777,677 | €211,088 | €179,953 | ▼ 14.7% |
| Deferred charges and accrued income490/1 | - | €30,776 | €2,906 | €3,300 | €7,217 | ▲ 119% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €637,432 | €597,337 | €901,811 | €1.5m | €2.4m | ▲ 62.6% |
| Equity10/15 | €305,169 | €537,714 | €830,333 | €1.3m | €2.1m | ▲ 61.7% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €292,769 | €525,314 | €817,933 | €1.3m | €2.1m | ▲ 62.3% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | €523,454 | €816,073 | €1.3m | €2.1m | ▲ 62.3% |
| Profit (loss) carried forward14 | €74,560 | - | - | €0 | €0 | - |
| Amounts payable17/49 | €332,263 | €59,622 | €71,477 | €157,191 | €267,389 | ▲ 70.1% |
| Amounts payable after more than one year17 | €6,500 | - | - | - | - | - |
| Amounts payable within one year42/48 | €325,763 | €59,622 | €71,477 | €157,191 | €267,389 | ▲ 70.1% |
| Current portion of amounts payable after more than one year42 | - | €6,387 | - | - | - | - |
| Trade debts44 | €1,447 | €287 | €227 | €719 | €4,720 | ▲ 556% |
| Suppliers440/4 | - | €287 | €227 | €719 | €4,720 | ▲ 556% |
| Taxes, remuneration and social security45 | - | €46,497 | €61,705 | €100,018 | €159,416 | ▲ 59.4% |
| Taxes450/3 | - | €39,672 | €61,705 | €100,018 | €159,416 | ▲ 59.4% |
| Remuneration and social security454/9 | - | €6,825 | - | - | - | - |
| Other amounts payable47/48 | - | €6,451 | €9,546 | €56,453 | €103,254 | ▲ 82.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €240,001 | €232,545 | €292,619 | €585,153 | €902,666 | ▲ 54.3% |
| + Depreciation and write-downs630 | €22,383 | €23,559 | €6,319 | €45,982 | €67,608 | ▲ 47.0% |
| Operating cash flow (approximation) | €262,384 | €256,104 | €298,938 | €631,134 | €970,273 | ▲ 53.7% |
| Investment in fixed assets (approximation) | - | -€10,280 | -€89,945 | -€295,624 | -€453,555 | ▼ 53.4% |
| Change in cash | - | €140,051 | €401,698 | -€566,590 | -€31,134 | ▲ 94.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €902,666 ▲54.3%
Net result €902,666, the highest in the series.
31-12
Financial
Equity above €2mEq €2.1m ▲61.7%
7 profitable years in a row build equity to €2.1m.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €1mEq €1.3m ▲58.4%
6 profitable years in a row build equity to €1.3m.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 9.60
Current ratio from 1.84 to 9.60; short-term debt falls from €325,763 to €59,622.
31-12
Financial
Equity above €500,000Eq €537,714 ▲76.2%
4 profitable years in a row build equity to €537,714.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 10.53
Current ratio from 4.95 to 10.53; short-term debt falls from €36,716 to €32,009.
Show earlier events
31-12
Financial
Equity above €200,000Eq €346,798 ▲83.7%
2 profitable years in a row build equity to €346,798.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2010
Ground area
7,547 m²
Building footprint
2,026 m²
Volume, LiDAR
97,481 m³
Parcel 21524C0137/00K000, Brussels · tallest building 74.4 m, ±17 floors. Linked by address, not a title deed.
23
companies at this address
See who is registered here
1 establishment unit
EAU ROUGE
since 20102.193.300.652
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0137/00K000 | Brussels | 7,546 m² | 1 · 2,026 m² | 74.4 m · 17 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
25%
According to the 2024 annual accounts of BLANCHIMONT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 152 companies in sector 64310 we hold annual accounts for 74. 35 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-10-2010
Fiscal year end31-12
Activities, NACEBEL 2025
64310Financial service activities, except insurance and pension funding
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0830286346
Also
9925:BE0830286346
Registered
06-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.