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BLANCHE

Active
Private limited companyfounded 20233 yrs activeKoningin Astridlaan (Heide) 39, 2920 Kalmthout, BelgiumKBO/BCE: BE 0799.618.807
Summary

BLANCHE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €95,325 and a net result of €49,490. Its solvency ranks better than 78% of 19918 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency100▲+2
Growth78
Track record94
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 7.68 against 3.68 in 2023; short-term debt: 12.7% and cash: 59.1% of total assets), and 12.7% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
21 d early
2023
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BLANCHE was incorporated on 16 March 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€95,325▲ 108%
2023 · €45,835
Total assets
€109,198▲ 73.5%
2023 · €62,942
Net result
€49,490▲ 18.3%
2023 · €41,835
Working capital
€92,725▲ 102%
2023 · €45,835
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€53,035-€62,766▲ 18.3%
Net result€41,835within the sector's middle half-€49,490within the sector's middle half▲ 18.3%
Equity€45,835below the sector's middle half-€95,325within the sector's middle half▲ 108%
Total assets€62,942below the sector's middle half-€109,198below the sector's middle half▲ 73.5%
Debt€17,107-€13,874▼ 18.9%
Working capital€45,835-€92,725▲ 102%
Solvency72.8%within the sector's middle half-87.3%above the sector's middle half▲ 14.5pp
above within below the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2023: €53,035€53,035Net result 2023: €41,835€41,835Operating result 2024: €62,766€62,766Net result 2024: €49,490€49,49020232024€0€20,000€40,000€60,000Operating result 2023: €53,035€53,000Net result 2023: €41,835€41,800Operating result 2024: €62,766€62,800Net result 2024: €49,490€49,50020232024
The operating result rises in 2024; 2024 is 18% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €109,198
Fixed assets €2,600
Current assets €106,599
Equity and liabilities €109,198
Equity €95,325 ▲ 108%
Debt €13,874 ▼ 18.9%
Debt's share of the balance-sheet total falls from 27.2% to 12.7%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€63,300
Cash flow
€50,024
Current ratio
7.68▲
2023 · 3.68
Debt to equity
0.15▼
2023 · 0.37
ROE
51.9%▼
2023 · 91.3%
ROA
45.3%▼
2023 · 66.5%
Interest coverage
1455.17
Debt ≤ 1 year
€13,874▼
2023 · €17,107
Income taxes
€13,233▲
2023 · €11,096
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 32 lines
Balance sheet Code20232024
Assets
Total assets20/58€62,942€109,198▲
Fixed assets21/28-€2,600
Tangible fixed assets22/27-€2,600
Furniture and vehicles24-€2,600
Current assets29/58€62,942€106,599▲
Amounts receivable within one year40/41€26,931€25,216▼
Other amounts receivable41€26,931€25,216▼
Cash at bank and in hand54/58€27,936€64,584▲
Deferred charges and accrued income490/1€8,075€16,799▲
Equity and liabilities
Total equity and liabilities10/49€62,942€109,198▲
Equity10/15€45,835€95,325▲
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14€41,835€91,325▲
Amounts payable17/49€17,107€13,874▼
Amounts payable within one year42/48€17,107€13,874▼
Trade debts44€1,261-
Suppliers440/4€1,261-
Taxes, remuneration and social security45€3,096€13,122▲
Taxes450/3€3,096€13,122▲
Other amounts payable47/48€12,751€752▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€534
Other operating charges640/8€1,046€551▼
Gross operating margin9900€54,081€63,851▲
Operating profit (loss)9901€53,035€62,766▲
Financial charges65/66B€104€44▼
Recurring financial charges65€104€44▼
Profit (loss) for the period before taxes9903€52,931€62,722▲
Income taxes67/77€11,096€13,233▲
Profit (loss) for the period9904€41,835€49,490▲
Profit (loss) for the period to be appropriated9905€41,835€49,490▲
Appropriation of the result
Profit (loss) to be appropriated9906€41,835€91,325▲
Profit (loss) brought forward from the previous period14P-€41,835

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€534-
Other operating charges640/8€1,046€551▼ 47.3%
Gross operating margin9900€54,081€63,851▲ 18.1%
Operating profit (loss)9901€53,035€62,766▲ 18.3%
Financial charges65/66B€104€44▼ 58.3%
Recurring financial charges65€104€44▼ 58.3%
Profit (loss) for the period before taxes9903€52,931€62,722▲ 18.5%
Income taxes67/77€11,096€13,233▲ 19.3%
Profit (loss) for the period9904€41,835€49,490▲ 18.3%
Profit (loss) for the period to be appropriated9905€41,835€49,490▲ 18.3%
Line20232024Change
Assets
Total assets20/58€62,942€109,198▲ 73.5%
Fixed assets21/28-€2,600-
Tangible fixed assets22/27-€2,600-
Furniture and vehicles24-€2,600-
Current assets29/58€62,942€106,599▲ 69.4%
Amounts receivable within one year40/41€26,931€25,216▼ 6.4%
Other amounts receivable41€26,931€25,216▼ 6.4%
Cash at bank and in hand54/58€27,936€64,584▲ 131%
Deferred charges and accrued income490/1€8,075€16,799▲ 108%
Equity and liabilities
Total equity and liabilities10/49€62,942€109,198▲ 73.5%
Equity10/15€45,835€95,325▲ 108%
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14€41,835€91,325▲ 118%
Amounts payable17/49€17,107€13,874▼ 18.9%
Amounts payable within one year42/48€17,107€13,874▼ 18.9%
Trade debts44€1,261--
Suppliers440/4€1,261--
Taxes, remuneration and social security45€3,096€13,122▲ 324%
Taxes450/3€3,096€13,122▲ 324%
Other amounts payable47/48€12,751€752▼ 94.1%
Line20232024Change
Profit (loss) for the period9904€41,835€49,490▲ 18.3%
+ Depreciation and write-downs630-€534-
Operating cash flow (approximation)€41,835€50,024▲ 19.6%
Change in cash-€36,647-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity doublescurrent ratio 7.68
Current ratio from 3.68 to 7.68; short-term debt falls from €17,107 to €13,874.
17-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
694 m²
Building footprint
117 m²
Volume, LiDAR
604 m³
Parcel 11022F0001/00V093, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BLANCHE
Koningin Astridlaan (Heide) 39, 2920 KalmthoutGeneral medical practice
since 20232.343.192.772
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11022F0001/00V093 Flanders 694 m² 1 · 117 m² 6.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,128 companies in sector 86210 we hold annual accounts for 6,335. 5,243 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
E-invoicing
Reachable via Peppol
Peppol ID 0208:0799618807
Also 9925:BE0799618807
Registered 20-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.