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Blanchart & Fils

Active
Private limited companyfounded 1987active for 39 yearsRue Hippolyte Boulenger(TOU) 11, 7500 Tournai, BelgiumKBO/BCE: BE 0431.228.643
Summary

Blanchart & Fils has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €286,385 and a net result of €33,473. Equity has been growing by about 4.7% per year since 2018. Its solvency ranks better than 95% of 2,445 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-05-1987 Normal situation
Activity
Roofing work NACE 43410
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2025
Establishment unit
2.030.976.102 7500 Tournai, since 15-06-1987
Financial year end
31 December
Peppol
Reachable since 26-01-2026

Board and ownership

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€43,782
▼ 15.0%
Turnover
≈ €240,000
estimated
Profit
€33,473
▼ 4.5%
Equity
€286,385
▲ 1.9%
Total assets
€313,773
▼ 4.3%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Size: total assets €313,773lowers riskEquity €286,385 (91.3% of total assets)Founded in 1987Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 62% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 91.3% of total assets
Liquidity 56-10
short-term debt 3.9% · cash 4.9%
Profitability 82=
return on assets 10.7%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 23.74 (25.45 in 2024), above the usual 1.5. Short-term debt is 3.9% and cash 4.9% of total assets. 8.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 53% on liquidity, 64% on profitability and 40% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €286,385 (91.3% of total assets)
NBB · annual accounts
lowers risk · Founded in 1987
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €313,773
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 days early
2024
24 days early
2023
37 days early
2022
52 days early
2021
44 days early
2020
30 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in specialised constructionsector median 42.5% · 2,445 companies 91.3% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €33,473 8 years View

Recent changes

  1. · Gazette deed Company renamed from GERARD BLANCHART to BLANCHART & FILSChanges of role: Gérard BLANCHART (statutory director) and Cyrille BLANCHART (statutory director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as Blanchart & Fils: roofing work (NACE 43410). They are comparable in size and age: total assets between €232,000 and €381,000, founded between 1979 and 1987.

CompanyTotal assetsGross margin
Blanchart & Fils Tournai€313,773€43,782
TREVISAN Boussu€269,066€41,782
RENSON Trois-Ponts€380,700€40,298
TRABUCO Baelen€346,624€46,820
De Brandt Zele€360,719€55,303
THISSEN - MENUISERIE - CHARPENTERIE Welkenraedt€232,080€40,324
DAKWERKEN DPS Herzele€352,365€56,727
Full comparison

Key facts about Blanchart & Fils

What is the company number of Blanchart & Fils?
The company number of Blanchart & Fils is 0431.228.643. The VAT number is the same number with BE in front: BE 0431.228.643.
Where is Blanchart & Fils based?
The registered office is at Rue Hippolyte Boulenger(TOU) 11, 7500 Tournai.Company details
What does Blanchart & Fils do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of Blanchart & Fils?
The legal form of Blanchart & Fils is Private limited company (BV).
When was Blanchart & Fils founded?
Blanchart & Fils was founded on 26-05-1987.
Is Blanchart & Fils still active?
Yes, Blanchart & Fils is an active enterprise in the KBO register.
How many employees does Blanchart & Fils have?
Blanchart & Fils had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
Which joint committee does Blanchart & Fils fall under?
In its 2025 annual accounts, Blanchart & Fils states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of Blanchart & Fils?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €43,782 and 101 comparable companies (NACE 43). It probably lies between €150,000 and €360,000. In financial year 2021 turnover was €146,171.
Is Blanchart & Fils profitable?
In financial year 2025, Blanchart & Fils made a profit of €33,473.
Where can I find the annual accounts of Blanchart & Fils?
Blanchart & Fils filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Blanchart & Fils due?
Blanchart & Fils must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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