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BLAF ARCHITECTEN

Active
Private limited companyfounded 201115 yrs activePoststraat 100, 9160 Lokeren, BelgiumKBO/BCE: BE 0838.725.742
Summary

BLAF ARCHITECTEN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €404,776 and a net result of €99,263. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 11099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
BLAF ARCHITECTENActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Activities of building architects
NACE 71111
1 site
Size
€842,505total assets 2025
Equity
€404,776
Profit
€99,263
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 15 d early0 of 2 deeds read
Why 94- Liquidity: current ratio 1.87, cash €85,919, halved+ Size: total assets €842,505+ Figures for FY 2025 (filed 16-07-2026)+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 48% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 73+1
equity 48.0% of total assets
Liquidity 37-36
short-term debt 52.0% · cash 10.2%
Profitability 83-4
return on assets 11.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,650 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -1.9% vs 12-2024 02-2025: 0.1%▲ +2.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▼ -3.8% vs 03-2025 05-2025: 0.1%▲ +8.0% vs 04-2025 06-2025: 0.1%▼ -1.9% vs 05-2025 07-2025: 0.1%▲ +28.3% vs 06-2025highest value 08-2025: < 0.1%▼ -55.9% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -6.7% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%▲ +3.6% vs 02-2026 04-2026: < 0.1%▼ -3.4% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%▲ +7.1% vs 05-2026 07-2026: < 0.1%▲ +10.0% vs 06-2026 08-2026: < 0.1%▲ +45.5% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Size: total assets €842,505 lowers the probability for this profile
  • Figures for FY 2025 (filed 16-07-2026) lowers the probability
  • Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
  • Liquidity: current ratio 1.87, cash €85,919, halved raises the probability
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.85 in 2024; short-term debt: 52% and cash: 10.2% of total assets), but 52% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 46%, liquidity 17%, profitability 54%, growth against the median 75%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €842,505
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 16-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Architectural and engineering activities; technical testing and analysis (NACE 71)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Liquidity: current ratio 1.87, cash €85,919, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 d early
2024
13 d early
2023
5 d early
2022
on the day
2021
31 d late
2020
30 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Among the best 8% on net resultsector median €16,607 · 11,100 companies €99,263 View
  • Positive: 8 profitable years in a rowprofit 2025: €99,263 8 years View
  • Positive: Equity rose in 2025from €305,513 to €404,776 ▲ 32.5% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Flemish supportawarded 2022 - 2025 €157,425 View

By topic

Financials

Fiscal year
2025
Total assets
€842,505
Profit
€99,263
Solvency
48.0%
Total assets▲ 30.0%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 16-07-2026Annual accounts filed
  2. 18-07-2025Annual accounts filed
  3. 26-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of building architectsNACE 71111
Founded
24-08-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

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