BLACKOPPER
ActiveSummary
The computed 12-month bankruptcy probability of BLACKOPPER is 2.6% (moderate). The 2025 annual accounts show equity of €52,787 and a net result of €4,834. Equity is shrinking by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 28% of 28184 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability61▲+39
Solvency51▲+6
Growth32=
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.08 in 2024; short-term debt: 28.6% and cash: 4.7% of total assets), and 73.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.5%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
22 d late
2023
34 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€199,457▼ 15.6%
2024 · €236,392
Net result
€4,834
2024 · -€11,540
Working capital
€12,587▲ 66.5%
2024 · €7,559
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Turnover€0
Operating result€71,798--€7,163€11,105
Net result€56,993above the sector's middle half--€11,540below the sector's middle half€4,834within the sector's middle half
Equity€59,493within the sector's middle half-€47,953within the sector's middle half▼ 19.4%€52,787within the sector's middle half▲ 10.1%
Total assets€140,106within the sector's middle half-€236,392within the sector's middle half▲ 68.7%€199,457within the sector's middle half▼ 15.6%
Debt€80,613-€188,439▲ 134%€146,670▼ 22.2%
Working capital€79,245-€7,559▼ 90.5%€12,587▲ 66.5%
Solvency42.5%within the sector's middle half-20.3%below the sector's middle half▼ 22.2pp26.5%within the sector's middle half▲ 6.2pp
Staff (FTE)0.3-0.4▲ 33.3%1.9▲ 375%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11,105 after a loss of €7,163 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199,457
Fixed assets
€129,894 ▼ 6.7%
Current assets
€69,564 ▼ 28.4%
Equity and liabilities €199,457
Equity
€52,787 ▲ 10.1%
Debt
€146,670 ▼ 22.2%
Debt's share of the balance-sheet total falls from 79.7% to 73.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22,280▲
2024 · €4,870
Cash flow
€16,009▲
2024 · €492
Current ratio
1.22▲
2024 · 1.08
Quick ratio
0.83▼
2024 · 0.95
Debt to equity
2.78▼
2024 · 3.93
ROE
9.2%▲
2024 · -24.1%
ROA
2.4%▲
2024 · -4.9%
Interest coverage
4.69▲
2024 · 1.11
Debt ≤ 1 year
€56,977▼
2024 · €89,617
Debt > 1 year
€89,693▼
2024 · €98,822
Income taxes
€1,569
Staff costs
€49,418▲
2024 · €8,146
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,541 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 95% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
3.3%
went bankrupt
1.1%
stopped otherwise
95%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,541 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Turnover70 | - | - | €0 | - |
| Non-recurring operating income76A | - | - | €269 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €0 | - |
| Remuneration, social security and pensions62 | €1,706 | €8,146 | €49,418 | ▲ 507% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,383 | €12,032 | €11,175 | ▼ 7.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €275 | €206 | - | - |
| Other operating charges640/8 | €508 | €599 | €1,508 | ▲ 152% |
| Non-recurring operating charges66A | - | - | €730 | - |
| Gross operating margin9900 | €81,671 | €13,821 | €73,936 | ▲ 435% |
| Operating profit (loss)9901 | €71,798 | -€7,163 | €11,105 | ▲ 255% |
| Financial income75/76B | - | €1 | €45 | ▲ 6,390% |
| Recurring financial income75 | - | €1 | €45 | ▲ 6,390% |
| Financial charges65/66B | €1,077 | €4,378 | €4,746 | ▲ 8.4% |
| Recurring financial charges65 | €1,077 | €4,378 | €4,746 | ▲ 8.4% |
| Profit (loss) for the period before taxes9903 | €70,722 | -€11,540 | €6,403 | ▲ 155% |
| Income taxes67/77 | €13,729 | - | €1,569 | - |
| Profit (loss) for the period9904 | €56,993 | -€11,540 | €4,834 | ▲ 142% |
| Profit (loss) for the period to be appropriated9905 | €56,993 | -€11,540 | €4,834 | ▲ 142% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €140,106 | €236,392 | €199,457 | ▼ 15.6% |
| Formation expenses20 | - | €0 | €0 | - |
| Fixed assets21/28 | €29,732 | €139,215 | €129,894 | ▼ 6.7% |
| Tangible fixed assets22/27 | €29,732 | €139,215 | €129,894 | ▼ 6.7% |
| Land and buildings22 | - | €116,471 | €112,444 | ▼ 3.5% |
| Plant, machinery and equipment23 | - | - | €1,693 | - |
| Furniture and vehicles24 | €29,732 | €22,744 | €15,757 | ▼ 30.7% |
| Current assets29/58 | €110,374 | €97,176 | €69,564 | ▼ 28.4% |
| Stocks and contracts in progress3 | €25,356 | €11,960 | €22,420 | ▲ 87.5% |
| Stocks30/36 | €25,356 | €11,960 | €22,420 | ▲ 87.5% |
| Contracts in progress37 | - | - | €0 | - |
| Amounts receivable within one year40/41 | €54,100 | €67,336 | €32,281 | ▼ 52.1% |
| Trade receivables40 | €34,340 | €64,633 | €26,940 | ▼ 58.3% |
| Other amounts receivable41 | €19,760 | €2,703 | €5,341 | ▲ 97.6% |
| Cash at bank and in hand54/58 | €29,904 | €15,913 | €9,382 | ▼ 41.0% |
| Deferred charges and accrued income490/1 | €1,014 | €1,967 | €5,481 | ▲ 179% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €140,106 | €236,392 | €199,457 | ▼ 15.6% |
| Equity10/15 | €59,493 | €47,953 | €52,787 | ▲ 10.1% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €56,993 | €45,453 | €45,453 | = |
| Distributable reserves133 | €56,993 | €45,453 | €45,453 | = |
| Profit (loss) carried forward14 | - | - | €4,834 | - |
| Amounts payable17/49 | €80,613 | €188,439 | €146,670 | ▼ 22.2% |
| Amounts payable after more than one year17 | €49,484 | €98,822 | €89,693 | ▼ 9.2% |
| Financial debts170/4 | €19,484 | €98,822 | €89,693 | ▼ 9.2% |
| Other amounts payable178/9 | €30,000 | €0 | - | - |
| Amounts payable within one year42/48 | €31,129 | €89,617 | €56,977 | ▼ 36.4% |
| Current portion of amounts payable after more than one year42 | €5,353 | €8,695 | €9,128 | ▲ 5.0% |
| Financial debts43 | - | - | €2,503 | - |
| Credit institutions430/8 | - | - | €2,503 | - |
| Trade debts44 | €2,520 | €41,528 | €21,265 | ▼ 48.8% |
| Suppliers440/4 | €2,520 | €41,528 | €21,265 | ▼ 48.8% |
| Advances received on contracts in progress46 | - | €0 | - | - |
| Taxes, remuneration and social security45 | €16,486 | €13,729 | €8,810 | ▼ 35.8% |
| Taxes450/3 | €14,919 | €13,729 | €1,569 | ▼ 88.6% |
| Remuneration and social security454/9 | €1,567 | €0 | €7,241 | - |
| Other amounts payable47/48 | €6,770 | €25,665 | €15,271 | ▼ 40.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €56,993 | -€11,540 | €4,834 | ▲ 142% |
| + Depreciation and write-downs630 | €7,383 | €12,032 | €11,175 | ▼ 7.1% |
| Operating cash flow (approximation) | €64,376 | €492 | €16,009 | ▲ 3,151% |
| Investment in fixed assets (approximation) | - | -€121,516 | -€1,854 | ▲ 98.5% |
| Change in cash | - | -€13,991 | -€6,532 | ▲ 53.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4,834
Net result €4,834 after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet -€11,540
Net result drops to -€11,540, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comblain-au-Pont · 1 establishment unit since 2023
Ground area
2,517 m²
Building footprint
209 m²
Volume, LiDAR
1,020 m³
Parcel 62026B0112/00N000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Rue des Béolles 10, 4170 Comblain-au-Pont
since 20232.342.572.368
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62026B0112/00N000 | Wallonia | 2,517 m² | 1 · 209 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HBLF
BE 0652.686.868
Havelange · Eq €52,766
DE WITTEVRONGEL
BE 0447.656.384
Temse · Eq €52,764
D-H ELEC
BE 0805.144.738
Oreye · Eq €52,812
Of 22,831 companies in sector 43211 we hold annual accounts for 10,329. 8,601 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
Contact
E-mail
info@blackopper.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0799125590
Also
9925:BE0799125590
Registered
01-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.