Bl0x
ActiveSummary
Bl0x has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €-11k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 80% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-37
Solvency100=
Growth32=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.41 against 3.42 in 2024; short-term debt: 15.4% and cash: 51.3% of total assets), and 15.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
31 d early
2024
28 d early
2023
39 d early
2022
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▼ 12.3%
2024 · €89k
2022: €95k
2023: €91k
2024: €89k
2022 → 2025
Total assets
€92k▼ 13.1%
2024 · €106k
2022: €125k
2023: €105k
2024: €106k
2022 → 2025
Net result
€-11k▼ 338%
2024 · €-2k
2022: €92k
2023: €-4k
2024: €-2k
2022 → 2025
Working capital
€34k▼ 17.6%
2024 · €41k
2022: €59k
2023: €43k
2024: €41k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€95k-€91k▼ 4.4%€89k▼ 2.7%€78k▼ 12.3%
Operating result€118k-€-4k€-2k▲ 58.7%€-10k▼ 518%
Net result€92k-€-4k€-2k▲ 41.0%€-11k▼ 338%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€44k ▼ 7.7%
Current assets
€48k ▼ 17.5%
Equity and liabilities €92k
Equity
€78k ▼ 12.3%
Debt
€14k ▼ 17.2%
Debt's share of the balance-sheet total falls from 16.2% to 15.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-7k▼
2024 · €2k
Cash flow
€-7k▼
2024 · €2k
Current ratio
3.41▼
2024 · 3.42
Debt to equity
0.18▼
2024 · 0.19
ROE
-14.1%▼
2024 · -2.8%
ROA
-11.9%▼
2024 · -2.4%
Interest coverage
-14.08▼
2024 · 3.04
Debt ≤ 1 year
€14k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€106k€92k▼
Fixed assets21/28€47k€44k▼
Tangible fixed assets22/27€47k€44k▼
Land and buildings22€47k€44k▼
Plant, machinery and equipment23€0-
Current assets29/58€59k€48k▼
Amounts receivable within one year40/41€10k€1k▼
Trade receivables40€10k€900▼
Other amounts receivable41€483€272▼
Cash at bank and in hand54/58€48k€47k▼
Deferred charges and accrued income490/1€510€0▼
Equity and liabilities
Total equity and liabilities10/49€106k€92k▼
Equity10/15€89k€78k▼
Contributions10/11€3k€3k=
Reserves13€92k€75k▼
Distributable reserves133€92k€75k▼
Profit (loss) carried forward14€-7k€0▲
Amounts payable17/49€17k€14k▼
Amounts payable within one year42/48€17k€14k▼
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€222€303▲
Taxes450/3€222€303▲
Other amounts payable47/48€10k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€505€513▲
Gross operating margin9900€3k€-6k▼
Operating profit (loss)9901€-2k€-10k▼
Financial income75/76B€11€1▼
Recurring financial income75€11€1▼
Financial charges65/66B€814€484▼
Recurring financial charges65€814€484▼
Profit (loss) for the period before taxes9903€-2k€-11k▼
Profit (loss) for the period9904€-2k€-11k▼
Profit (loss) for the period to be appropriated9905€-2k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-18k▼
Profit (loss) brought forward from the previous period14P€-4k€-7k▼
Transfer from equity791/2-€18k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series.
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gistelsteenweg 1318490 JabbekeGround area
998 m²
Building footprint
191 m²
Volume, LiDAR
854 m³
Parcel 31442C0577/00T002, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bl0x
since 20212.317.308.719
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31442C0577/00T002 | Flanders | 998 m² | 1 · 191 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OCTARION
BE 0797.948.229
Antwerpen · Eq €77,637
SBO²
BE 0766.545.666
Kuurne · Eq €77,832
Still Different
BE 0734.609.011
Mortsel · Eq €77,942
RED PLANET
BE 0794.677.250
La Louvière · Eq €78,021
TRITON CONSULTING
BE 0553.806.355
Hasselt · Eq €77,181
Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,396 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2021
Fiscal year end30-09
Activities, NACEBEL 2025
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.