Financials
- Fiscal year
- 2026
- Total assets
- €537,542
- Profit
- €62,668
- Solvency
- 98.8%
Total assets▲ 12.5%
Net result
20192026
BL TRADING
ActiveSummary
BL TRADING has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €531,143 and a net result of €62,668. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 171 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Agents in non-specialised wholesale trade
NACE 46190NACE 51190
1 site
Size
€537,542total assets 2026
- Equity
- €531,143
- Profit
- €62,668
Turnover not published (abridged schema)
Structure
Accounts 108 d early0 of 2 deeds read
Why 97- Liquidity: current ratio 92.45, cash €18,381, halved+ Founded in 2003+ Equity €531,143 (98.8% of total assets)+ Figures for FY 2026 (filed 15-07-2026)Show the evidence
Checked score
Score 2026
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 74% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2025
Strong
Solvency
100=
equity 98.8% of total assets
Liquidity
54-20
short-term debt 1.1% · cash 3.4%
Profitability
83-3
return on assets 11.7%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: < 0.1%lowest value
07-2026: < 0.1%▲ +5.0% vs 06-2026
08-2026: 0.1%▲ +129% vs 07-2026highest value
09-2026: 0.1%● 0.0% vs 08-2026highest value
10-2026: 0.1%● 0.0% vs 09-2026highest value
- Founded in 2003 lowers the probability for this profile
- Equity €531,143 (98.8% of total assets) lowers the probability
- Figures for FY 2026 (filed 15-07-2026) lowers the probability
- Liquidity: current ratio 92.45, cash €18,381, halved raises the probability
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 92.45 against 54.81 in 2025; short-term debt: 1.1% and cash: 3.4% of total assets), and 1.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 59%, profitability 77%, growth against the median 69%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-07-2026, 108 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
108 d early
2025
95 d early
2024
3 d early
2023
8 d early
2022
11 d early
2021
2 d early
2020
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 20 October (4 of the last 5 filed years within 84 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-03-2027 close31-10-2027 deadline
- Annual accounts filedfiscal year 2026 · micro…
- Equity above €500,000Eq €531,143 ▲13.4%
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-10-2027
- 15-07-2026Annual accounts filed
- 31-03-2026Equity above €500,000
- 28-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Agents in non-specialised wholesale tradeNACE 46190
- Founded
- 11-09-2003
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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