bl mgt
Activebl mgt has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €51k. Equity is growing by ~36% per year across the filed fiscal years. Its solvency ranks better than 12% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy▼ -18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+3
Solvency20▼-49
Growth58▲+6
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.27 against 2.24 in 2024), and 95.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.4%
Return on assets
26.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
24 d early
2024
8 d early
2023
27 d early
2022
49 d early
2021
25 d late
2020
31 d late
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 89.1%
2024 · €78k
2019: €16k
2020: €23k
2021: €32k
2022: €49k
2023: €63k
2024: €78k
2019 → 2025
Total assets
€191k▼ 25.7%
2024 · €257k
2019: €70k
2020: €56k
2021: €212k
2022: €222k
2023: €270k
2024: €257k
2019 → 2025
Net result
€51k▲ 238%
2024 · €15k
2019: €25k
2020: €7k
2021: €9k
2022: €17k
2023: €14k
2024: €15k
2019 → 2025
Working capital
€37k▼ 73.4%
2024 · €138k
2019: €10k
2020: €20k
2021: €170k
2022: €153k
2023: €142k
2024: €138k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€49k▲ 53.3%€63k▲ 28.2%€78k▲ 24.1%€8k▼ 89.1%
Operating result€55k-€66k▲ 20.2%€21k▼ 67.7%€19k▼ 8.8%€65k▲ 235%
Net result€9k-€17k▲ 85.7%€14k▼ 18.8%€15k▲ 9.4%€51k▲ 238%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 235% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€18k▲ 119%
Current assets
€173k▼ 30.6%
Equity and liabilities €191k
Equity
€8k▼ 89.1%
Debt
€182k▲ 1.7%
The debt ratio rises from 69.8% to 95.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€69k▲
2024 · €22k
Cash flow
€55k▲
2024 · €18k
Solvency
4.4%▼
2024 · 30.2%
Current ratio
1.27▼
2024 · 2.24
Quick ratio
1.27▼
2024 · 2.24
Debt / equity
21.57▲
2024 · 2.31
ROE
601.3%▲
2024 · 19.4%
ROA
26.6%▲
2024 · 5.9%
Interest coverage
66.08=
2024 · 66.10
Debt
€182k▲
2024 · €179k
Debt ≤ 1 year
€136k▲
2024 · €111k
Debt > 1 year
€46k▼
2024 · €68k
Income taxes
€13k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€257k€191k▼
Fixed assets21/28€8k€18k▲
Tangible fixed assets22/27€8k€18k▲
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€6k€17k▲
Current assets29/58€249k€173k▼
Amounts receivable after more than one year29€60k€29k▼
Other amounts receivable291€60k€29k▼
Amounts receivable within one year40/41€18k€17k▼
Trade receivables40€9k€9k▲
Other amounts receivable41€9k€8k▼
Cash at bank and in hand54/58€170k€124k▼
Deferred charges and accrued income490/1€226€3k▲
Equity and liabilities
Total equity and liabilities10/49€257k€191k▼
Equity10/15€78k€8k▼
Contributions10/11€6k€6k=
Reserves13€71k€2k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€70k€396▼
Amounts payable17/49€179k€182k▲
Amounts payable after more than one year17€68k€46k▼
Financial debts170/4€68k€46k▼
Amounts payable within one year42/48€111k€136k▲
Current portion of amounts payable after more than one year42€21k€21k=
Trade debts44€4k€435▼
Suppliers440/4€4k€435▼
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€679€6k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€83k€106k▲
Accrued charges and deferred income492/3€408-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€35k€31k▼
Other operating charges640/8€916€744▼
Non-recurring operating charges66A-€931
Gross operating margin9900€58k€102k▲
Operating profit (loss)9901€19k€65k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€335€1k▲
Recurring financial charges65€335€1k▲
Profit (loss) for the period before taxes9903€19k€64k▲
Income taxes67/77€4k€13k▲
Profit (loss) for the period9904€15k€51k▲
Profit (loss) for the period to be appropriated9905€15k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€51k▲
Transfer from equity791/2-€70k
Transfer to equity691/2€15k€396▼
To other reserves6921€15k€396▼
Profit to be distributed694/7-€120k
Return on contributions (dividend)694-€120k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €51k ▲238%
Net result €51k, the highest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 6.67
Current ratio from 1.59 to 6.67; short-term debt falls from €33k to €30k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €7k ▼71.9%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
2019
17-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bethaniënlei 1652980 ZoerselGround area
2,902 m²
Building footprint
149 m²
Volume, LiDAR
938 m³
Parcel 11453I0074/00X000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
bl mgt
since 20182.289.451.309
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11453I0074/00X000 | Flanders | 2,902 m² | 1 · 149 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549005VQYVDIZRZF918
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 20,996 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.