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BL & C°

Active
Private limited companyfounded 20242 yrs activeRuggeveldlaan 730/8, 2100 Antwerpen, BelgiumKBO/BCE: BE 1005.891.582
Summary

The computed 12-month bankruptcy probability of BL & C° is 3.0% (moderate). The 2024 annual accounts show equity of €7,204 and a net result of €4,204. Its solvency ranks better than 56% of 36380 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency77
Growth-
Track record67
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
51.9%
Return on assets
30.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
56 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 56 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BL & C° was incorporated on 12 February 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€7,204
Total assets
€13,884
Net result
€4,204
Working capital
€5,788

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €13,884
Fixed assets €1,417
Current assets €12,467
Equity and liabilities €13,884
Equity €7,204
Debt €6,679
Debt finances 48.1% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€5,487
Cash flow
€4,288
Current ratio
1.87
Debt to equity
0.93
ROE
58.4%
ROA
30.3%
Interest coverage
64.02
Debt ≤ 1 year
€6,679
Income taxes
€1,128

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 35 lines
Balance sheet Code2024
Assets
Total assets20/58€13,884
Fixed assets21/28€1,417
Tangible fixed assets22/27€1,417
Plant, machinery and equipment23€1,417
Current assets29/58€12,467
Amounts receivable within one year40/41€12,467
Trade receivables40€10,426
Other amounts receivable41€2,041
Equity and liabilities
Total equity and liabilities10/49€13,884
Equity10/15€7,204
Contributions10/11€3,000
Reserves13€4,204
Distributable reserves133€4,204
Amounts payable17/49€6,679
Amounts payable within one year42/48€6,679
Trade debts44€3,510
Suppliers440/4€3,510
Taxes, remuneration and social security45€1,128
Taxes450/3€1,128
Other amounts payable47/48€2,041
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83
Other operating charges640/8€338
Gross operating margin9900€5,825
Operating profit (loss)9901€5,403
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€86
Recurring financial charges65€86
Profit (loss) for the period before taxes9903€5,333
Income taxes67/77€1,128
Profit (loss) for the period9904€4,204
Profit (loss) for the period to be appropriated9905€4,204
Appropriation of the result
Profit (loss) to be appropriated9906€4,204
Transfer to equity691/2€4,204
To other reserves6921€4,204

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83
Other operating charges640/8€338
Gross operating margin9900€5,825
Operating profit (loss)9901€5,403
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€86
Recurring financial charges65€86
Profit (loss) for the period before taxes9903€5,333
Income taxes67/77€1,128
Profit (loss) for the period9904€4,204
Profit (loss) for the period to be appropriated9905€4,204
Line2024
Assets
Total assets20/58€13,884
Fixed assets21/28€1,417
Tangible fixed assets22/27€1,417
Plant, machinery and equipment23€1,417
Current assets29/58€12,467
Amounts receivable within one year40/41€12,467
Trade receivables40€10,426
Other amounts receivable41€2,041
Equity and liabilities
Total equity and liabilities10/49€13,884
Equity10/15€7,204
Contributions10/11€3,000
Reserves13€4,204
Distributable reserves133€4,204
Amounts payable17/49€6,679
Amounts payable within one year42/48€6,679
Trade debts44€3,510
Suppliers440/4€3,510
Taxes, remuneration and social security45€1,128
Taxes450/3€1,128
Other amounts payable47/48€2,041
Line2024
Profit (loss) for the period9904€4,204
+ Depreciation and write-downs630€83
Operating cash flow (approximation)€4,288

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
25-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,067 m²
Building footprint
280 m²
Volume, LiDAR
7,504 m³
Parcel 11344A0480/00L005, Flanders · tallest building 30.2 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
BL & C°
Ruggeveldlaan 730/8, 2100 AntwerpenCivil engineering
since 20242.355.945.601
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11344A0480/00L005 Flanders 2,066 m² 1 · 280 m² 30.2 m · 9 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

5 categories
BL & C° BV45012
category C2, class 1 · category P1, class 1 · category P2, class 1 · category P3, class 1 · category P4, class 1
decision 08-05-2025

Similar companies · same sector, comparable size

Of 22,831 companies in sector 43211 we hold annual accounts for 10,329. 4,614 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded12-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
33200Installation of industrial machinery and equipment
43212Electrical installation work in industrial facilities
43222Installation of electric heating, air conditioning, cooling and ventilation
71209Other technical testing and analysis
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005891582
Also 9925:BE1005891582
Registered 26-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.