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Private limited companyfounded 20242 yrs activeCharles Malisstraat 26, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 1010.833.931
Summary

BKR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €109,576 and a net result of €57,983. Its solvency ranks better than 37% of 8061 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
38 d early
2024
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BKR was incorporated on 27 June 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€109,576▲ 112%
2024 · €51,592
Net result
€57,983▲ 17.9%
2024 · €49,192
Total assets
€311,099▼ 11.9%
2024 · €353,095
Solvency
35.2%▲ 20.6pp
2024 · 14.6%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€68,118--€49,210
Net result€49,192-€57,983▲ 17.9%
Equity€51,592-€109,576▲ 112%
Total assets€353,095-€311,099▼ 11.9%
Debt€301,502-€201,524▼ 33.2%
Working capital€17,112-€61,549▲ 260%
Solvency14.6%-35.2%▲ 20.6pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000Operating result 2024: €68,118€68,118Net result 2024: €49,192€49,192Operating result 2025: -€49,210-€49,210Net result 2025: €57,983€57,98320242025-€50,000€0€50,000Operating result 2024: €68,118€68,100Net result 2024: €49,192€49,200Operating result 2025: -€49,210-€49,200Net result 2025: €57,983€58,00020242025
The operating result turns negative in 2025: a loss of €49,210 after €68,118 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311,099
Fixed assets €147,886 ▼ 49.7%
Current assets €163,213 ▲ 176%
Equity and liabilities €311,099
Equity €109,576 ▲ 112%
Debt €201,524 ▼ 33.2%
Debt's share of the balance-sheet total falls from 85.4% to 64.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
52.9%▼
2024 · 95.3%
ROA
18.6%▲
2024 · 13.9%
Debt ≤ 1 year
€101,664▲
2024 · €42,002
Debt > 1 year
€99,859▼
2024 · €259,500
Income taxes
€21,946▲
2024 · €16,397
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€353,095€311,099▼
Fixed assets21/28€293,980€147,886▼
Intangible fixed assets21-€36,530
Tangible fixed assets22/27€293,980€110,356▼
Land and buildings22€293,980-
Furniture and vehicles24-€110,356
Financial fixed assets28-€1,000
Current assets29/58€59,114€163,213▲
Stocks and contracts in progress3-€14,953
Stocks30/36-€14,953
Amounts receivable within one year40/41€11,035€139,345▲
Trade receivables40€11,035-
Other amounts receivable41-€139,345
Cash at bank and in hand54/58€47,139€8,915▼
Deferred charges and accrued income490/1€940-
Equity and liabilities
Total equity and liabilities10/49€353,095€311,099▼
Equity10/15€51,592€109,576▲
Contributions10/11€2,400€2,400=
Reserves13€49,192€107,176▲
Distributable reserves133€49,192€107,176▲
Amounts payable17/49€301,502€201,524▼
Amounts payable after more than one year17€259,500€99,859▼
Financial debts170/4€259,500€99,859▼
Amounts payable within one year42/48€42,002€101,664▲
Current portion of amounts payable after more than one year42-€16,742
Financial debts43-€54,814
Credit institutions430/8-€54,814
Trade debts44-€2,857
Suppliers440/4-€2,857
Taxes, remuneration and social security45€39,184€25,451▼
Taxes450/3€39,184€25,451▼
Other amounts payable47/48€2,818€1,800▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40,135€114,730▲
Other operating charges640/8€303€9,417▲
Gross operating margin9900€108,556€74,937▼
Operating profit (loss)9901€68,118-€49,210▼
Financial income75/76B-€146,586
Recurring financial income75-€566
Non-recurring financial income76B-€146,020
Financial charges65/66B€2,528€17,447▲
Recurring financial charges65€2,528€17,447▲
Profit (loss) for the period before taxes9903€65,590€79,929▲
Income taxes67/77€16,397€21,946▲
Profit (loss) for the period9904€49,192€57,983▲
Profit (loss) for the period to be appropriated9905€49,192€57,983▲
Appropriation of the result
Profit (loss) to be appropriated9906€49,192€57,983▲
Transfer to equity691/2€49,192€57,983▲
To other reserves6921€49,192€57,983▲

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40,135€114,730▲ 186%
Other operating charges640/8€303€9,417▲ 3,004%
Gross operating margin9900€108,556€74,937▼ 31.0%
Operating profit (loss)9901€68,118-€49,210▼ 172%
Financial income75/76B-€146,586-
Recurring financial income75-€566-
Non-recurring financial income76B-€146,020-
Financial charges65/66B€2,528€17,447▲ 590%
Recurring financial charges65€2,528€17,447▲ 590%
Profit (loss) for the period before taxes9903€65,590€79,929▲ 21.9%
Income taxes67/77€16,397€21,946▲ 33.8%
Profit (loss) for the period9904€49,192€57,983▲ 17.9%
Profit (loss) for the period to be appropriated9905€49,192€57,983▲ 17.9%
Line20242025Change
Assets
Total assets20/58€353,095€311,099▼ 11.9%
Fixed assets21/28€293,980€147,886▼ 49.7%
Intangible fixed assets21-€36,530-
Tangible fixed assets22/27€293,980€110,356▼ 62.5%
Land and buildings22€293,980--
Furniture and vehicles24-€110,356-
Financial fixed assets28-€1,000-
Current assets29/58€59,114€163,213▲ 176%
Stocks and contracts in progress3-€14,953-
Stocks30/36-€14,953-
Amounts receivable within one year40/41€11,035€139,345▲ 1,163%
Trade receivables40€11,035--
Other amounts receivable41-€139,345-
Cash at bank and in hand54/58€47,139€8,915▼ 81.1%
Deferred charges and accrued income490/1€940--
Equity and liabilities
Total equity and liabilities10/49€353,095€311,099▼ 11.9%
Equity10/15€51,592€109,576▲ 112%
Contributions10/11€2,400€2,400=
Reserves13€49,192€107,176▲ 118%
Distributable reserves133€49,192€107,176▲ 118%
Amounts payable17/49€301,502€201,524▼ 33.2%
Amounts payable after more than one year17€259,500€99,859▼ 61.5%
Financial debts170/4€259,500€99,859▼ 61.5%
Amounts payable within one year42/48€42,002€101,664▲ 142%
Current portion of amounts payable after more than one year42-€16,742-
Financial debts43-€54,814-
Credit institutions430/8-€54,814-
Trade debts44-€2,857-
Suppliers440/4-€2,857-
Taxes, remuneration and social security45€39,184€25,451▼ 35.0%
Taxes450/3€39,184€25,451▼ 35.0%
Other amounts payable47/48€2,818€1,800▼ 36.1%
Line20242025Change
Profit (loss) for the period9904€49,192€57,983▲ 17.9%
+ Depreciation and write-downs630€40,135€114,730▲ 186%
Operating cash flow (approximation)€89,328€172,713▲ 93.3%
Investment in fixed assets (approximation)-€31,364-
Change in cash--€38,224-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Equity above €100,000Eq €109,576 ▲112%
2 profitable years in a row build equity to €109,576.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
205 m²
Building footprint
115 m²
Volume, LiDAR
1,266 m³
Parcel 21524C0212/00C002, Brussels · tallest building 12.7 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
BKR
Charles Malisstraat 26, 1080 Sint-Jans-MolenbeekHoldings
since 20242.366.686.964
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21524C0212/00C002 Brussels 205 m² 1 · 115 m² 12.7 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,730 companies in sector 64210 we hold annual accounts for 19,772. 12,541 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies

Scores and ratios are computed by Checked and are not a credit decision.