Skip to content

BKL

Active
Private limited companyfounded 20215 yrs activeGrevensmolenweg 40, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0766.513.103
Summary

BKL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €82,558 and a net result of -€7,121. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 21% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

What they do
Certified accountants and tax accountants
NACE 69201
1 site
How big
€314,324total assets 2024
Equity
€82,558
Loss
-€7,121
Turnover not published (abridged schema)
Financially healthy?
55 Fair Checked score 2024
Bankruptcy chance 12 m
0.4%
Who decides
Accounts 62 d overdue0 of 1 deed read
Why 55- Limited track record- Annual accounts: weaker financial profile- Weak solvency vs sector- Filed more than 90 days late+ Lower-failure-rate sectorShow the evidence

Checked score

Score 2024
Axes · tick = 2023
Profitability66▼-14
Solvency51▼-1
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.33 against 1.35 in 2023; short-term debt: 64.4% and cash: 0% of total assets), and 73.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
26.3%
Return on assets
-2.3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 15368 sector peers (2024).
NBB · sector comparison
Position among 15368 sector peers
Solvency
better than 21%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2026, 338 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
338 d late
2023
334 d late
2022
519 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 397 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Weakest financial yearnet -€7,121

Financials

Fiscal year 2024Total assets €314,324Loss -€7,121Solvency 26.3%Liquidity 1.33
Total assets
€314,324▼ 5.1%
2022 - 2024
Net result
-€7,121
2022 - 2024
Equity
€82,558▼ 7.9%
2022 - 2024
Staff (FTE)
0.6
2023

Financials · fiscal year 2024, micro schema

Trend over the years3 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€80,324-€41,869▼ 47.9%-€6,723
Net result€57,224within the sector's middle half-€30,455within the sector's middle half▼ 46.8%-€7,121below the sector's middle half
Equity€59,224within the sector's middle half-€89,679within the sector's middle half▲ 51.4%€82,558within the sector's middle half▼ 7.9%
Total assets€138,442within the sector's middle half-€331,221within the sector's middle half▲ 139%€314,324within the sector's middle half▼ 5.1%
Debt€79,218-€241,542▲ 205%€231,766▼ 4.0%
Working capital€54,038within the sector's middle half-€69,533within the sector's middle half▲ 28.7%€66,157within the sector's middle half▼ 4.9%
Solvency42.8%within the sector's middle half-27.1%below the sector's middle half▼ 15.7pp26.3%below the sector's middle half▼ 0.8pp
Current ratio1.68within the sector's middle half-1.35within the sector's middle half▼ 0.331.33within the sector's middle half▼ 0.02
Return on assets (ROA)41.3%above the sector's middle half-9.2%within the sector's middle half▼ 32.1pp-2.3%below the sector's middle half▼ 11.5pp
Staff (FTE)0.6
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2024
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000Operating result 2022: €80,324€80,324Net result 2022: €57,224€57,224Operating result 2023: €41,869€41,869Net result 2023: €30,455€30,455Operating result 2024: -€6,723-€6,723Net result 2024: -€7,121-€7,121202220232024-€25,000€0€25,000€50,000€75,000Operating result 2022: €80,324€80,300Net result 2022: €57,224€57,200Operating result 2023: €41,869€41,900Net result 2023: €30,455€30,500Operating result 2024: -€6,723-€6,720Net result 2024: -€7,121-€7,120202220232024
The operating result turns negative in 2024: a loss of €6,723 after €41,869 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €314,324
Fixed assets €45,834 ▼ 27.6%
Current assets €268,490 ▲ 0.2%
Equity and liabilities €314,324
Equity €82,558 ▼ 7.9%
Debt €231,766 ▼ 4.0%
Debt's share of the balance-sheet total rises from 72.9% to 73.7%. Equity and debt are lower.
Key figures and ratios2024
Key figures and ratios
2024 value · change against 2023
EBITDA
€13,718▼
2023 · €62,008
Cash flow
€13,320▼
2023 · €50,594
Debt to equity
2.81▲
2023 · 2.69
ROE
-8.6%▼
2023 · 34.0%
Interest coverage
313.19▲
2023 · 18.86
Debt ≤ 1 year
€202,333▲
2023 · €198,356
Debt > 1 year
€29,434▼
2023 · €43,186
Income taxes
€4,542▼
2023 · €11,059
Staff costs
€0▼
2023 · €9,840
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,548 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a small loss
4.3% went bankrupt
3.9% stopped otherwise
91% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2024
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet Code20232024
Assets
Total assets20/58€331,221€314,324▼
Fixed assets21/28€63,332€45,834▼
Tangible fixed assets22/27€63,332€45,834▼
Land and buildings22€6,833€6,010▼
Plant, machinery and equipment23€785€521▼
Furniture and vehicles24€55,714€39,303▼
Current assets29/58€267,889€268,490▲
Amounts receivable after more than one year29€104,000€106,000▲
Other amounts receivable291€104,000€106,000▲
Amounts receivable within one year40/41€163,619€162,438▼
Trade receivables40€126,413€142,230▲
Other amounts receivable41€37,206€20,207▼
Cash at bank and in hand54/58€269€52▼
Equity and liabilities
Total equity and liabilities10/49€331,221€314,324▼
Equity10/15€89,679€82,558▼
Contributions10/11€2,000€2,000=
Reserves13€87,679€80,558▼
Distributable reserves133€87,679€80,558▼
Amounts payable17/49€241,542€231,766▼
Amounts payable after more than one year17€43,186€29,434▼
Financial debts170/4€43,186€29,434▼
Amounts payable within one year42/48€198,356€202,333▲
Current portion of amounts payable after more than one year42€13,147€13,752▲
Trade debts44€102,487€95,774▼
Suppliers440/4€102,487€95,774▼
Taxes, remuneration and social security45€74,106€64,605▼
Taxes450/3€74,106€64,605▼
Other amounts payable47/48€8,617€28,201▲
Income statement Code20232024
Remuneration, social security and pensions62€9,840€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,139€20,441▲
Other operating charges640/8€15,973€2,764▼
Gross operating margin9900€87,820€16,482▼
Operating profit (loss)9901€41,869-€6,723▼
Financial income75/76B€2,933€4,188▲
Recurring financial income75€2,933€4,188▲
Financial charges65/66B€3,287€44▼
Recurring financial charges65€3,287€44▼
Profit (loss) for the period before taxes9903€41,514-€2,579▼
Income taxes67/77€11,059€4,542▼
Profit (loss) for the period9904€30,455-€7,121▼
Profit (loss) for the period to be appropriated9905€30,455-€7,121▼
Appropriation of the result
Profit (loss) to be appropriated9906€30,455-€7,121▼
Transfer from equity791/2-€7,121
Transfer to equity691/2€30,455€0▼
To other reserves6921€30,455€0▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Remuneration, social security and pensions62-€9,840€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,691€20,139€20,441▲ 1.5%
Other operating charges640/8€12,507€15,973€2,764▼ 82.7%
Gross operating margin9900€94,522€87,820€16,482▼ 81.2%
Operating profit (loss)9901€80,324€41,869-€6,723▼ 116%
Financial income75/76B€2,070€2,933€4,188▲ 42.8%
Recurring financial income75€2,070€2,933€4,188▲ 42.8%
Financial charges65/66B€382€3,287€44▼ 98.7%
Recurring financial charges65€382€3,287€44▼ 98.7%
Profit (loss) for the period before taxes9903€82,012€41,514-€2,579▼ 106%
Income taxes67/77€24,789€11,059€4,542▼ 58.9%
Profit (loss) for the period9904€57,224€30,455-€7,121▼ 123%
Profit (loss) for the period to be appropriated9905€57,224€30,455-€7,121▼ 123%
Line202220232024Change
Assets
Total assets20/58€138,442€331,221€314,324▼ 5.1%
Fixed assets21/28€5,185€63,332€45,834▼ 27.6%
Tangible fixed assets22/27€5,185€63,332€45,834▼ 27.6%
Land and buildings22€3,490€6,833€6,010▼ 12.0%
Plant, machinery and equipment23€1,048€785€521▼ 33.6%
Furniture and vehicles24€648€55,714€39,303▼ 29.5%
Current assets29/58€133,257€267,889€268,490▲ 0.2%
Amounts receivable after more than one year29€102,000€104,000€106,000▲ 1.9%
Trade receivables290€102,000---
Other amounts receivable291-€104,000€106,000▲ 1.9%
Amounts receivable within one year40/41€26,360€163,619€162,438▼ 0.7%
Trade receivables40€20,393€126,413€142,230▲ 12.5%
Other amounts receivable41€5,967€37,206€20,207▼ 45.7%
Cash at bank and in hand54/58€4,897€269€52▼ 80.6%
Equity and liabilities
Total equity and liabilities10/49€138,442€331,221€314,324▼ 5.1%
Equity10/15€59,224€89,679€82,558▼ 7.9%
Contributions10/11€2,000€2,000€2,000=
Reserves13€57,224€87,679€80,558▼ 8.1%
Distributable reserves133€57,224€87,679€80,558▼ 8.1%
Amounts payable17/49€79,218€241,542€231,766▼ 4.0%
Amounts payable after more than one year17-€43,186€29,434▼ 31.8%
Financial debts170/4-€43,186€29,434▼ 31.8%
Amounts payable within one year42/48€79,218€198,356€202,333▲ 2.0%
Current portion of amounts payable after more than one year42-€13,147€13,752▲ 4.6%
Trade debts44€16,854€102,487€95,774▼ 6.5%
Suppliers440/4€16,854€102,487€95,774▼ 6.5%
Taxes, remuneration and social security45€62,364€74,106€64,605▼ 12.8%
Taxes450/3€62,364€74,106€64,605▼ 12.8%
Other amounts payable47/48-€8,617€28,201▲ 227%
Line202220232024Change
Profit (loss) for the period9904€57,224€30,455-€7,121▼ 123%
+ Depreciation and write-downs630€1,691€20,139€20,441▲ 1.5%
Operating cash flow (approximation)€58,915€50,594€13,320▼ 73.7%
Investment in fixed assets (approximation)--€78,286-€2,943▲ 96.2%
Change in cash--€4,628-€217▲ 95.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Comparable companies5

Timeline

4 eventsLatest 04-07-2026

History

On 8 April 2021, BKL was incorporated as a Private limited company.1 Total assets went from €138,442 in 2022 to €314,324 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

Acts, filings and financial milestones

2026
04-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 338 days late
2025
30-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 334 days late
2024
31-12
Financial Weakest financial yearnet -€7,121
Net result drops to -€7,121, the lowest in the series.
31-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 519 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Company details

Private limited company · founded 08-04-2021Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded08-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail info@guntherleenen.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:0766513103
Also 9925:BE0766513103
Registered 27-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
707 m²
Building footprint
168 m²
Volume, LiDAR
962 m³
Parcel 71053G0188/00M000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
BKL
Grevensmolenweg 40, 3800 Sint-TruidenCertified accountants and tax accountants
since 2021unit no. 2.315.804.229
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71053G0188/00M000 Flanders 707 m² 1 · 168 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.