BKJ

Active

Private limited companyfounded 2021active for 5 yearsVossellaan 44, 3290 Diest, BelgiumKBO/BCE: BE 0772.575.702

Summary

The computed 12-month bankruptcy probability of BKJ is 4.8% (elevated). The annual accounts of BKJ for financial year 2025 show a net loss of 86% of the equity at the start of that year. The 2025 annual accounts show equity of €5,197 and a net result of -€32,772. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 16,893 sector peers (NACE 56, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

BKJActiveChecked score 35/100

Risk analysis Report Compare

Activity

Cafés and bars

NACE 56301

2 sites

Size

≈ €220,000turnover 2025, estimated

Staff: ≈ 2 FTE, estimated
Equity: €5,197
Loss: -€32,772

Turnover estimated from the gross margin

Financial health

35 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 4.8%

Structure

2025 accounts filed 24 days late1 of 2 deeds summarised

Why 35raises riskSector: Food and beverage service activities (NACE 56)Founded in 20212 establishment unitsEquity €5,197 (5.3% of total assets)Show the evidence

Checked score

Score 2025

35 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 14% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 30-38

equity 5.3% of total assets

Liquidity 8-23

short-term debt 85.5% · cash 4.5%

Profitability 0-72

return on assets -33.3%

Bankruptcy probability, 12 months

4.8% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,772 companies, NACE 56, micro)

Last 24 months 11-2024: 5.7%highest value 12-2024: 5.7%● unchanged vs 11-2024highest value 01-2025: 5.7%● unchanged vs 12-2024highest value 02-2025: 5.7%● unchanged vs 01-2025highest value 03-2025: 5.7%● unchanged vs 02-2025highest value 04-2025: 3.7%▼ -2.0 percentage points vs 03-2025 05-2025: 3.7%● unchanged vs 04-2025 06-2025: 3.7%● unchanged vs 05-2025 07-2025: 3.7%● unchanged vs 06-2025 08-2025: 3.7%● unchanged vs 07-2025 09-2025: 3.7%● unchanged vs 08-2025 10-2025: 3.7%● unchanged vs 09-2025 11-2025: 3.7%● unchanged vs 10-2025 12-2025: 3.7%● unchanged vs 11-2025 01-2026: 3.7%● unchanged vs 12-2025lowest value 02-2026: 3.7%● unchanged vs 01-2026lowest value 03-2026: 3.7%● unchanged vs 02-2026lowest value 04-2026: 4.0%▲ +0.3 percentage points vs 03-2026 05-2026: 4.2%▲ +0.2 percentage points vs 04-2026 06-2026: 4.3%▲ +0.1 percentage points vs 05-2026 07-2026: 4.5%▲ +0.2 percentage points vs 06-2026 08-2026: 5.3%▲ +0.8 percentage points vs 07-2026 09-2026: 5.0%▼ -0.3 percentage points vs 08-2026 10-2026: 4.8%▼ -0.2 percentage points vs 09-2026

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity insufficient (current ratio 0.56, compared with 0.82 in 2024, below 1; short-term debt: 85.5% and cash: 4.5% of total assets), and 94.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 30% on solvency, 8% on liquidity, 8% on profitability and 9% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

raises riskneutral

Sector: Food and beverage service activities (NACE 56)

KBO

Founded in 2021

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

2 establishment units

KBO · seat and establishments

Equity €5,197 (5.3% of total assets)

NBB · annual accounts

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 4 filings

Deviation from the deadline

2025

24 days late

2024

128 days early

2023

14 days early

2022

28 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 37 days before the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (3 of the last 4 filed years within 44 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

24-08-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€32,772
25-03-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Among the weakest 8% on net resultsector median €4,879 · 16,871 companies -€32,772 View
Total assets 20254 financial years filed €98,516 View
Active since 2021founded 16-08-2021 5 years View

By topic

Financials

Financial year: 2025
Total assets: €98,516
Loss: -€32,772
Solvency: 5.3%

Total assets▲ 11.5%

Net result

20222025

Go to Financials

Timeline

Events: 7
Since: 2023
Next accounts: by 31-07-2027

03-09-2024Purpose
17-07-2024Annual accounts filed
31-12-2023Highest result from 2022 to 2025

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Cafés and barsNACE 56301
Founded: 16-08-2021
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about BKJ

What is the company number of BKJ?: 0772.575.702. In Belgium the VAT number is the company number with BE in front: BE 0772.575.702.
Where is BKJ based?: The registered office is at Vossellaan 44, 3290 Diest.Company details
What does BKJ do?: According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of BKJ?: Private limited company (BV).
When was BKJ founded?: On 16-08-2021.
Is BKJ still active?: Yes, BKJ is an active enterprise in the KBO register.
How many employees does BKJ have?: On average 1.3 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of BKJ?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is BKJ profitable?: In financial year 2025, BKJ made a loss of €32,772.
Where can I find the annual accounts of BKJ?: BKJ filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BKJ due?: By 31-07-2027, for financial year 2026.Timeline