BKfix
ActiveSummary
BKfix has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €22k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 1909 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▼-9
Solvency76▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 1.75 in 2024; short-term debt: 39.7% and cash: 36.3% of total assets), and 49.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
about 50% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.6%
Return on assets
7.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
24 d late
2024
on the day
2023
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▲ 16.3%
2024 · €133k
Total assets
€306k▼ 1.3%
2024 · €310k
Net result
€22k▼ 52.3%
2024 · €46k
Working capital
€127k▲ 21.0%
2024 · €105k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€5k-€66k▲ 1,363%€34k▼ 47.9%
Net result€966-€46k▲ 4,617%€22k▼ 52.3%
Equity€88k-€133k▲ 52.0%€155k▲ 16.3%
Total assets€149k-€310k▲ 108%€306k▼ 1.3%
Debt€62k-€177k▲ 187%€152k▼ 14.5%
Working capital€67k-€105k▲ 56.8%€127k▲ 21.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €306k
Fixed assets
€58k ▼ 12.6%
Current assets
€249k ▲ 1.8%
Equity and liabilities €306k
Equity
€155k ▲ 16.3%
Debt
€152k ▼ 14.5%
Debt's share of the balance-sheet total falls from 57.1% to 49.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▼
2024 · €81k
Cash flow
€43k▼
2024 · €60k
Current ratio
2.04▲
2024 · 1.75
Quick ratio
1.44▲
2024 · 1.33
Debt to equity
0.98▼
2024 · 1.33
ROE
14.0%▼
2024 · 34.2%
ROA
7.1%▼
2024 · 14.7%
Interest coverage
24.95▼
2024 · 52.93
Debt ≤ 1 year
€122k▼
2024 · €139k
Debt > 1 year
€30k▼
2024 · €38k
Income taxes
€11k▼
2024 · €20k
Staff costs
€22k▲
2024 · €964
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €2k | - |
| Remuneration, social security and pensions62 | €858 | €964 | €22k | ▲ 2,164% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €15k | €21k | ▲ 44.7% |
| Other operating charges640/8 | €1k | €2k | €2k | ▲ 0.5% |
| Non-recurring operating charges66A | - | - | €927 | - |
| Gross operating margin9900 | €17k | €84k | €80k | ▼ 4.0% |
| Operating profit (loss)9901 | €5k | €66k | €34k | ▼ 47.9% |
| Financial income75/76B | €313 | €770 | €172 | ▼ 77.6% |
| Recurring financial income75 | €313 | €770 | €172 | ▼ 77.6% |
| Financial charges65/66B | €749 | €2k | €2k | ▲ 46.1% |
| Recurring financial charges65 | €749 | €2k | €2k | ▲ 46.1% |
| Profit (loss) for the period before taxes9903 | €4k | €65k | €32k | ▼ 50.5% |
| Income taxes67/77 | €3k | €20k | €11k | ▼ 46.3% |
| Profit (loss) for the period9904 | €966 | €46k | €22k | ▼ 52.3% |
| Transfer to tax-exempt reserves689 | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €966 | €46k | €22k | ▼ 52.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €149k | €310k | €306k | ▼ 1.3% |
| Fixed assets21/28 | €29k | €66k | €58k | ▼ 12.6% |
| Tangible fixed assets22/27 | €28k | €61k | €52k | ▼ 13.7% |
| Plant, machinery and equipment23 | €4k | €3k | €6k | ▲ 91.7% |
| Furniture and vehicles24 | €23k | €14k | €7k | ▼ 53.1% |
| Other tangible fixed assets26 | - | €43k | €39k | ▼ 8.8% |
| Financial fixed assets28 | €850 | €5k | €5k | = |
| Current assets29/58 | €121k | €244k | €249k | ▲ 1.8% |
| Stocks and contracts in progress3 | €42k | €59k | €74k | ▲ 25.6% |
| Stocks30/36 | €42k | €15k | €19k | ▲ 29.6% |
| Contracts in progress37 | - | €44k | €55k | ▲ 24.3% |
| Amounts receivable within one year40/41 | €27k | €32k | €19k | ▼ 39.4% |
| Trade receivables40 | €9k | €24k | €18k | ▼ 25.0% |
| Other amounts receivable41 | €19k | €8k | €2k | ▼ 81.1% |
| Cash at bank and in hand54/58 | €45k | €148k | €111k | ▼ 24.9% |
| Deferred charges and accrued income490/1 | €6k | €5k | €44k | ▲ 729% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €149k | €310k | €306k | ▼ 1.3% |
| Equity10/15 | €88k | €133k | €155k | ▲ 16.3% |
| Contributions10/11 | €1k | €1k | €1k | = |
| Reserves13 | €87k | €132k | €154k | ▲ 16.4% |
| Tax-exempt reserves132 | €32k | €32k | €32k | = |
| Distributable reserves133 | €55k | €101k | €122k | ▲ 21.6% |
| Amounts payable17/49 | €62k | €177k | €152k | ▼ 14.5% |
| Amounts payable after more than one year17 | €8k | €38k | €30k | ▼ 21.2% |
| Financial debts170/4 | €8k | €38k | €30k | ▼ 21.2% |
| Amounts payable within one year42/48 | €54k | €139k | €122k | ▼ 12.6% |
| Current portion of amounts payable after more than one year42 | €6k | €12k | €8k | ▼ 31.5% |
| Financial debts43 | €0 | €9k | €145 | ▼ 98.4% |
| Credit institutions430/8 | €0 | €144 | €145 | ▲ 1.0% |
| Other loans439 | €0 | €9k | €0 | ▼ 100% |
| Trade debts44 | €15k | €88k | €75k | ▼ 14.3% |
| Suppliers440/4 | €15k | €88k | €75k | ▼ 14.3% |
| Advances received on contracts in progress46 | €18k | €0 | - | - |
| Taxes, remuneration and social security45 | €191 | €11k | €15k | ▲ 31.0% |
| Taxes450/3 | €191 | €7k | €12k | ▲ 82.5% |
| Remuneration and social security454/9 | - | €5k | €3k | ▼ 44.6% |
| Other amounts payable47/48 | €15k | €20k | €24k | ▲ 20.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €966 | €46k | €22k | ▼ 52.3% |
| + Depreciation and write-downs630 | €10k | €15k | €21k | ▲ 44.7% |
| Operating cash flow (approximation) | €11k | €60k | €43k | ▼ 28.7% |
| Investment in fixed assets (approximation) | - | €-52k | €-13k | ▲ 75.3% |
| Change in cash | - | €103k | €-37k | ▼ 136% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Equity above €150kEq €155k ▲16.3%
3 profitable years in a row build equity to €155k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €46k ▲4,617%
Operating result €66k, net result €46k, both a record.
31-12
Financial
Equity above €100kEq €133k ▲52%
2 profitable years in a row build equity to €133k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2017
Ground area
675 m²
Building footprint
114 m²
Volume, LiDAR
722 m³
Parcel 46025B0753/00D000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BKfix
since 20172.268.999.353
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0753/00D000 | Flanders | 675 m² | 1 · 114 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 2,740 EUR awarded · 2,473 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 416 EUR | 149 EUR |
| 2022 | 1 | 2,324 EUR | 2,324 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
5 live approvalsBinnen- en buitenschrijnwerk duaal (so)
Commercieel assistent (vwo)
Commercieel assistent duaal (so)
Commerciële organisatie duaal (so)
Onthaal, organisatie en sales duaal (so)
Similar companies · same sector, comparable size
ESSI
BE 0427.029.434
Manage · Eq €154,814
ATELIERS CECI
BE 0452.986.238
Saint-Ghislain · Eq €154,431
AKIRO
BE 0746.503.288
Landen · Eq €154,251
Jer.Ko
BE 0682.881.186
Ranst · Eq €155,862
METASTYLE
BE 0844.484.869
Bastogne · Eq €155,904
Of 3,983 companies in sector 25110 we hold annual accounts for 2,145. 1,656 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
25110Manufacture of metal structures and parts of structures
43320Joinery installation
22240Manufacture of rubber and plastic products
43350Other building finishing work
Scores and ratios are computed by Checked and are not a credit decision.