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BKB & Co.

Active
Private limited companyfounded 20241 yr activeRue du Tronquoy, ZI, Nov. 8, 5380 Fernelmont, BelgiumKBO/BCE: BE 1017.756.860
Summary

The computed 12-month bankruptcy probability of BKB & Co. is 1.9% (moderate). The 2025 annual accounts show equity of €374,112 and a net result of -€125,888. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability35
Solvency27
Growth-
Track record67
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.0; short-term debt: 40.2% and cash: 0.1% of total assets), and 97.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
2.5%
Return on assets
-0.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
17 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BKB & Co. was incorporated on 20 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€374,112
Total assets
€15.0m
Net result
-€125,888
Working capital
-€6.0m

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €15.0m
Fixed assets €15.0m
Current assets €10,455
Equity and liabilities €15.0m
Equity €374,112
Debt €14.6m
Debt finances 97.5% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
0.00
Debt to equity
39.12
ROE
-33.6%
ROA
-0.8%
Debt ≤ 1 year
€6.0m
Debt > 1 year
€8.6m
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 27 lines
Balance sheet Code2025
Assets
Total assets20/58€15.0m
Fixed assets21/28€15.0m
Financial fixed assets28€15.0m
Current assets29/58€10,455
Cash at bank and in hand54/58€10,455
Equity and liabilities
Total equity and liabilities10/49€15.0m
Equity10/15€374,112
Contributions10/11€500,000
Profit (loss) carried forward14-€125,888
Amounts payable17/49€14.6m
Amounts payable after more than one year17€8.6m
Financial debts170/4€8.6m
Amounts payable within one year42/48€6.0m
Current portion of amounts payable after more than one year42€1.8m
Financial debts43€3.0m
Credit institutions430/8€3.0m
Other amounts payable47/48€1.2m
Income statement Code2025
Other operating charges640/8€400
Gross operating margin9900-€2,609
Operating profit (loss)9901-€3,009
Financial charges65/66B€122,879
Recurring financial charges65€122,879
Profit (loss) for the period before taxes9903-€125,888
Profit (loss) for the period9904-€125,888
Profit (loss) for the period to be appropriated9905-€125,888
Appropriation of the result
Profit (loss) to be appropriated9906-€125,888
Social balance
Average headcount (FTE)90870.0

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€400
Gross operating margin9900-€2,609
Operating profit (loss)9901-€3,009
Financial charges65/66B€122,879
Recurring financial charges65€122,879
Profit (loss) for the period before taxes9903-€125,888
Profit (loss) for the period9904-€125,888
Profit (loss) for the period to be appropriated9905-€125,888
Line2025
Assets
Total assets20/58€15.0m
Fixed assets21/28€15.0m
Financial fixed assets28€15.0m
Current assets29/58€10,455
Cash at bank and in hand54/58€10,455
Equity and liabilities
Total equity and liabilities10/49€15.0m
Equity10/15€374,112
Contributions10/11€500,000
Profit (loss) carried forward14-€125,888
Amounts payable17/49€14.6m
Amounts payable after more than one year17€8.6m
Financial debts170/4€8.6m
Amounts payable within one year42/48€6.0m
Current portion of amounts payable after more than one year42€1.8m
Financial debts43€3.0m
Credit institutions430/8€3.0m
Other amounts payable47/48€1.2m
Line2025
Profit (loss) for the period9904-€125,888
Operating cash flow (approximation)-€125,888

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
17-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fernelmont · 1 establishment unit since 2024
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Tronquoy, ZI, Nov. 85380 Fernelmont
1 establishment unit
BKB & Co.
Rue du Tronquoy, ZI, Nov. 8, 5380 FernelmontHoldings
since 20242.371.459.067

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of BKB & Co. and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded20-12-2024
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.