BKA optiek
ActiveBKA optiek has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.03M and a net result of €442k. Equity is growing by ~50.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+16
Solvency79▲+26
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.64 in 2024; short-term debt: 39.1% and cash: 9.6% of total assets), and 45.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.3%
Return on assets
23.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
20 d early
2023
100 d early
2022
40 d early
2021
40 d early
2020
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.03M▲ 74.7%
2024 · €592k
2020: €17k
2021: €266k
2022: €494k
2023: €180k
2024: €592k
2020 → 2025
Total assets
€1.90M▼ 10.4%
2024 · €2.13M
2020: €2.25M
2021: €2.30M
2022: €2.24M
2023: €2.23M
2024: €2.13M
2020 → 2025
Net result
€442k▲ 90.6%
2024 · €232k
2020: €23k
2021: €260k
2022: €232k
2023: €274k
2024: €232k
2020 → 2025
Working capital
€-395k▼ 50.2%
2024 · €-263k
2020: €113k
2021: €239k
2022: €294k
2023: €-65k
2024: €-263k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€266k-€494k▲ 85.9%€180k▼ 63.6%€592k▲ 229%€1.03M▲ 74.7%
Operating result€329k-€302k▼ 8.4%€399k▲ 32.1%€316k▼ 20.7%€628k▲ 98.7%
Net result€260k-€232k▼ 10.6%€274k▲ 18.1%€232k▼ 15.5%€442k▲ 90.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 99% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.90M
Fixed assets
€1.55M▼ 6.1%
Current assets
€350k▼ 25.5%
Equity and liabilities €1.90M
Equity
€1.03M▲ 74.7%
Debt
€870k▼ 43.2%
The debt ratio falls from 72.2% to 45.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€906k▲
2024 · €572k
Cash flow
€720k▲
2024 · €488k
Solvency
54.3%▲
2024 · 27.8%
Current ratio
0.47▼
2024 · 0.64
Quick ratio
0.28▼
2024 · 0.48
Debt / equity
0.84▼
2024 · 2.59
ROE
42.7%▲
2024 · 39.2%
ROA
23.2%▲
2024 · 10.9%
Interest coverage
20.56▲
2024 · 17.83
Debt
€870k▼
2024 · €1.53M
Debt ≤ 1 year
€745k▲
2024 · €733k
Debt > 1 year
€100k▼
2024 · €770k
Income taxes
€142k▲
2024 · €67k
Staff costs
€87k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.13M€1.90M▼
Fixed assets21/28€1.66M€1.55M▼
Intangible fixed assets21€1.20M€999k▼
Tangible fixed assets22/27€455k€555k▲
Land and buildings22€5k€5k▼
Plant, machinery and equipment23€103k€81k▼
Furniture and vehicles24€76k€5k▼
Other tangible fixed assets26€271k€463k▲
Current assets29/58€470k€350k▼
Stocks and contracts in progress3€121k€138k▲
Stocks30/36€121k€138k▲
Amounts receivable within one year40/41€35k€25k▼
Trade receivables40€25k€16k▼
Other amounts receivable41€9k€9k=
Cash at bank and in hand54/58€307k€182k▼
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€2.13M€1.90M▼
Equity10/15€592k€1.03M▲
Contributions10/11€185k€185k=
Reserves13€407k€849k▲
Distributable reserves133€407k€849k▲
Amounts payable17/49€1.53M€870k▼
Amounts payable after more than one year17€770k€100k▼
Financial debts170/4€770k€100k▼
Amounts payable within one year42/48€733k€745k▲
Trade debts44€173k€176k▲
Suppliers440/4€173k€176k▲
Taxes, remuneration and social security45€84k€137k▲
Taxes450/3€75k€119k▲
Remuneration and social security454/9€9k€18k▲
Other amounts payable47/48€476k€432k▼
Accrued charges and deferred income492/3€31k€25k▼
Income statement
Code20242025
Non-recurring operating income76A-€26k
Remuneration, social security and pensions62€82k€87k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€256k€278k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€21k-
Gross operating margin9900€679k€996k▲
Operating profit (loss)9901€316k€628k▲
Financial income75/76B€14k€11k▼
Recurring financial income75€14k€11k▼
Financial charges65/66B€32k€55k▲
Recurring financial charges65€32k€44k▲
Non-recurring financial charges66B-€11k
Profit (loss) for the period before taxes9903€298k€584k▲
Income taxes67/77€67k€142k▲
Profit (loss) for the period9904€232k€442k▲
Profit (loss) for the period to be appropriated9905€232k€442k▲
Appropriation of the result
Profit (loss) to be appropriated9906€232k€442k▲
Transfer to equity691/2€232k€442k▲
To other reserves6921€232k€442k▲
Social balance
Average headcount (FTE)90871.42.0▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €442k ▲90.6%
Operating result €628k, net result €442k, both a record.
31-12
Financial
Equity above €1MEq €1.03M ▲74.7%
6 profitable years in a row build equity to €1.03M.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €592k ▲229%
5 profitable years in a row build equity to €592k.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €266k ▲1482%
2 profitable years in a row build equity to €266k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kaulillerdorp 143950 BocholtGround area
849 m²
Building footprint
162 m²
Volume, LiDAR
964 m³
Parcel 72016B0366/00M002, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BKA OPTIEK
since 20192.296.775.403
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72016B0366/00M002 | Flanders | 849 m² | 1 · 162 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,252 companies in sector 32500 we hold annual accounts for 695. 416 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2019
Fiscal year end31-12
Activities, NACEBEL
32500Manufacture of medical and dental instruments and supplies
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
23130Manufacture of other non-metallic mineral products
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.