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BK & PARTNERS

Active
Private limited companyfounded 201412 years activeUitbreidingsstraat 12, 1070 Anderlecht, BelgiumKBO/BCE: BE 0559.941.606
Summary

The computed 12-month bankruptcy probability of BK & PARTNERS is 1.9% (moderate). The annual accounts of BK & PARTNERS for fiscal year 2025 show a net loss of 57% of the equity at the start of that year. The 2025 annual accounts show equity of €18,696 and a net result of -€24,854. Equity is shrinking by ~11% per year across the filed fiscal years. Its solvency ranks better than 28% of 16,777 sector peers (NACE 68, fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Real estate agency activities
NACE 68310
1 site
Size
€293,960total assets 2025
Equity
€18,696
Loss
-€24,854
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy probability, 12 months
1.9%
Structure
Accounts filed 49 days late0 of 9 deeds read
Why 53- Latest accounts 49 days late; 2 of the last 3 late- Loss of €24,854 (FY 2025)- Liquidity: current ratio 0.14, cash €4,991+ Size: total assets €293,960Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 22% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Weak
Solvency 31-9
equity 6.4% of total assets
Liquidity 46-2
short-term debt 20.5% · cash 1.7%
Profitability 8-71
return on assets -8.5%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,529 companies)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● unchanged vs 11-2024 01-2025: 1.1%▼ -0.1 percentage points vs 12-2024 02-2025: 1.2%▲ +0.1 percentage points vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.3%▲ +0.1 percentage points vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.4%▲ +0.1 percentage points vs 06-2025 08-2025: 1.6%▲ +0.2 percentage points vs 07-2025 09-2025: 2.1%▲ +0.5 percentage points vs 08-2025highest value 10-2025: 1.4%▼ -0.7 percentage points vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 0.7%▼ -0.7 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.6%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.5 percentage points vs 07-2026 09-2026: 1.4%▲ +0.3 percentage points vs 08-2026 10-2026: 1.9%▲ +0.5 percentage points vs 09-2026
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.14 against 0.08 in 2024; short-term debt: 20.5% and cash: 1.7% of total assets), and 93.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 27% on solvency, 40% on liquidity, 12% on profitability and 10% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 49 days late; 2 of the last 3 late
NBB · filings
raises risk · Loss of €24,854 (FY 2025)
NBB · annual accounts
lowers risk · Size: total assets €293,960
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.14, cash €4,991
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
49 days late
2024
30 days late
2023
31 days late
2022
28 days late
2021
7 days late
2020
31 days late
2019
102 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Among the weakest 14% on net resultsector median €5,949 · 16,771 companies -€24,854 View
  • Total assets 20256 fiscal years filed €293,960 View
  • Active since 2014founded 20-08-2014 12 years View

By topic

Financials

Fiscal year
2025
Total assets
€293,960
Loss
-€24,854
Solvency
6.4%
Total assets▼ 2.0%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2023Back to profit
  2. 28-08-2023Annual accounts filed
  3. 31-12-2022Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate agency activitiesNACE 68310
Founded
20-08-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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