Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of BK INTERIM is 1.9% (moderate). The 2024 annual accounts show equity of €555 and a net result of €2k. Equity is shrinking by ~55.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 16% of 413 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Based on the State Gazette, CBE and 4 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.9%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Multiple establishment units
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
1 events18-08-2025
KBO administration
Address strikeout annulled
Signals
1 signal · with evidenceWeak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 413 sector peers (2024).
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administrative Flags
1 eventAddress strikeout annulled
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€2k
Working capital€-2k-78.1%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 24-03-2025 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
At this pace, equity would indicatively turn negative around fiscal year 2025, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 78 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 1.8% | 54.7% | |
| Net result | €2k | €19k | |
| Equity | €555 | €45k | |
| Gross operating margin | €4k | €43k | |
| Total assets | €30k | €89k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P16
Stable position over 2021-2024
· n=93-413
P30
Weakening position over 2021-2024
· n=92-413
P15
Stable position over 2021-2024
· n=93-413
P18
Stable position over 2021-2024
· n=91-411
Describes the position versus peers, not a forecast.
€2k
-86.4%
-93% vs sector
€2k
-
-92% vs sector
€2k
-87.0%
-92% vs sector
€30k
+57.5%
-54% vs sector
€555
-
-98% vs sector
€-2k
-78.1%
far below sector median
€586
-
-91% vs sector
€30k
+46.6%
+75% vs sector
€30k
+46.6%
+175% vs sector
0.94
-1.2%
-8% vs sector
0.94
-1.2%
-8% vs sector
1.8%
-
-91% vs sector
53.55
-
far above sector median
288.5%
-37.3%
far above sector median
5.3%
-
-80% vs sector
12.44
-95.8%
-69% vs sector
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €2k |
| Net profit | €2k |
| Cash flow | €2k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €30k |
| Equity | €555 |
| Debt | €30k |
| of which ≤ 1y | €30k |
| of which > 1y | - |
| Working capital | €-2k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.94 |
| Quick ratio | 0.94 |
| Working capital ratio | -6.2% |
| Solvency | 1.8% |
| Debt / equity | 53.55 |
| Long-term debt ratio | - |
| Interest coverage | 12.44 |
| Gross margin | - |
| Net margin | - |
| ROA | 5.3% |
| ROE | 288.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €30k |
| Fixed assets | 21/28 | €2k |
| Tangible fixed assets | 22/27 | €2k |
| Current assets | 29/58 | €28k |
| Amounts receivable within one year | 40/41 | €28k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €30k |
| Equity | 10/15 | €555 |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €-1k |
| Amounts payable | 17/49 | €30k |
| Amounts payable within one year | 42/48 | €30k |
| Trade debts payable within one year | 44 | €14k |
| Income statement | ||
| Gross operating margin | 9900 | €4k |
| Operating result | 9901 | €2k |
| Financial charges | 65 | €191 |
| Result before taxes | 9903 | €2k |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2024 · computed56
/ 100
Fair
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
Current01-12-2023 → present
Former directors (1)
-
Former- → 30-11-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
indexingNo insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Arbeidsbemiddeling(78100) |
| Legal form | Private limited company(610) |
| Incorporation | 04-02-2021 |
| Status | Active |
| Postal code | 6032 |
Structure & network
Connections & network
8 connected companiesNetwork connections
Shared address
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Shared address
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Shared address
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Shared address
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Shared address
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Shared address
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Shared address
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Shared address
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Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Establishment units
2 locationsBK GROUP CONSULT
since 20242.357.587.374
BK INFRA
since 20262.387.502.867
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area3,983 m²
Buildings2
Building footprint642 m²
Volume (LiDAR)3,651 m³
Tallest building12.0 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63059A0390/00C002 | Wallonia | 3,188 m² | 1 · 555 m² | 6.9 m · 2 fl. |
| 52050A0049/00F011 | Wallonia | 795 m² | 1 · 86 m² | 12.0 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette18-08-2025
KBO administration
Address strikeout annulled
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
8 acts Capital history · 1
18-10-2023
v3.2
Address history · 2
18-08-2025
v3.2
27-06-2022
v3.2
All acts · 8
updated 3 months ago
2026
05-05-2026 General meeting · Share transfer · Approval · Share distribution
- Filing: 2026-04-08 · BK INTERIM
- General meeting: 2026-03-23 · BK INTERIM
- Share transfer: percentage: 50, description: cinquante pour cent (50 %) de ses actions · El Guennouni Monir
- Approval: ja · BK INTERIM
- Share distribution · BK INTERIM
- Publication: 2026-05-05
- Act object: Cession actions
Summary:
General meeting · Share transfer · Approval · Share distribution
2025
18-08-2025 Registered office moved from GEMBLOUX to MONT SUR MARCHIENNE
- RUE GUSTAVE-DOCQ 31, 5030 GEMBLOUX → RUE JULES RUHL 184, 6032 MONT SUR MARCHIENNE
Summary:
v3.2
24-04-2025 Articles of association amended
Summary:
v3.2
18-04-2025 Articles of association amended
Summary:
v3.2
2023
28-12-2023 1 director appointed, 1 resigning
18-10-2023 Transaction in capital or shares
Summary:
v3.2
2022
27-06-2022 Registered office moved from GRIMBERGEN to ZELLIK
- JAN MULSTRAAT 57, 1853 GRIMBERGEN → DOORNVELD 140-149, 1731 ZELLIK
Summary:
v3.2
2021
08-02-2021 Incorporation of a new BV
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes57
/ 100
Mixed profile: strong on profitability, weaker on solvency.
Health
56
Profitability
100
Solvency
11
Growth
32
Stability
86
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Credit advice
verdict per customer and amountSimilar
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Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Arbeidsbemiddeling78100Arbeidsbemiddeling78100Activiteiten van uitzendbureaus en andere diensten in verband met personeelsvoorziening78200Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Uitzendbureaus78200Activiteiten van uitzendbureaus en andere diensten in verband met personeelsvoorziening78200Andere vormen van arbeidsbemiddeling78300Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Fotokopiëren, documentvoorbereiding en andere gespecialiseerde ondersteunende activiteiten ten behoeve van kantoren82190
Primary activity highlighted.
Names & trade names
| Legal nameFR | BK INTERIM |
Registered office
Rue Jules Ruhl 184
6032 Charleroi, Belgium
Registration history
- 18-08-2025 Address strikeout annulled
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.