BK HOUSING
ActiveBK HOUSING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-8k) and a net result of €11k. Equity is shrinking by ~94.6% per year across the filed fiscal years. Its solvency ranks better than 12% of 699 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability40▲+10
Solvency24▲+1
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.37 against 1.93 in 2023; short-term debt: 42.2% and cash: 0.2% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-0.6%
Return on assets
0.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 699 sector peers (2024).
NBB · sector comparisonPosition among 699 sector peers
Solvency
better than 12%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-11-2025, 95 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
95 d late
2023
28 d late
2022
6 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-8k▲ 58.1%
2023 · €-19k
2022: €7k
2023: €-19k
2022 → 2024
Total assets
€1.32M▲ 48.0%
2023 · €894k
2022: €875k
2023: €894k
2022 → 2024
Net result
€11k
2023 · €-26k
2022: €7k
2023: €-26k
2022 → 2024
Working capital
€765k▲ 77.3%
2023 · €432k
2022: €270k
2023: €432k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€7k-€-19k€-8k▲ 58.1%
Operating result€18k-€-11k€59k
Net result€7k-€-26k€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €59k after a loss of €11k in 2023, the highest result in the available series.
Key figures and ratios
Solvency
-0.6%▲
2023 · -2.1%
Current ratio
2.37▲
2023 · 1.93
Quick ratio
0.06▲
2023 · 0.05
ROA
0.8%▲
2023 · -2.9%
Debt
€1.33M▲
2023 · €914k
Debt ≤ 1 year
€558k▲
2023 · €463k
Debt > 1 year
€774k▲
2023 · €451k
Staff costs
€195k
A ratio outside any meaningful range has been withheld (balance sheet total €1.32M, equity €-8k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€894k€1.32M▲
Current assets29/58€894k€1.32M▲
Stocks and contracts in progress3€873k€1.29M▲
Stocks30/36€873k€1.29M▲
Amounts receivable within one year40/41€18k€29k▲
Trade receivables40-€11k
Other amounts receivable41€18k€18k=
Cash at bank and in hand54/58€3k€3k▼
Deferred charges and accrued income490/1-€368
Equity and liabilities
Total equity and liabilities10/49€894k€1.32M▲
Equity10/15€-19k€-8k▲
Contributions10/11€250€250=
Profit (loss) carried forward14€-19k€-8k▲
Amounts payable17/49€914k€1.33M▲
Amounts payable after more than one year17€451k€774k▲
Financial debts170/4€450k€771k▲
Other amounts payable178/9€1k€2k▲
Amounts payable within one year42/48€463k€558k▲
Trade debts44€29k€46k▲
Suppliers440/4€29k€46k▲
Advances received on contracts in progress46-€227
Taxes, remuneration and social security45€2k€50k▲
Taxes450/3€2k-
Remuneration and social security454/9-€50k
Other amounts payable47/48€432k€461k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€195k
Other operating charges640/8€3k€2k▼
Gross operating margin9900€-8k€256k▲
Operating profit (loss)9901€-11k€59k▲
Financial income75/76B€20€204▲
Recurring financial income75€20€204▲
Financial charges65/66B€15k€48k▲
Recurring financial charges65€15k€48k▲
Profit (loss) for the period before taxes9903€-26k€11k▲
Profit (loss) for the period9904€-26k€11k▲
Profit (loss) for the period to be appropriated9905€-26k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-8k▲
Profit (loss) brought forward from the previous period14P€7k€-19k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 95 days late
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-26k ▼481%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 3 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Herentalsestraat 1012018 AntwerpenGround area
527 m²
Building footprint
468 m²
Volume, LiDAR
3,837 m³
3 parcels, Flanders · tallest building 27.8 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
BK HOUSING
since 20222.328.848.650
Kinderdorp
since 20232.352.966.018
Kinderdorp
since 20252.378.070.509
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1452/00S006 | Flanders | 215 m² | 1 · 178 m² | - |
| 11808H1176/00N018 | Flanders | 157 m² | 1 · 151 m² | 17.3 m · 5 fl. |
| 11806F1246/00D008 | Flanders | 155 m² | 1 · 140 m² | 27.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 4 entries · 693,193 EUR awarded · 693,193 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 407,624 EUR | 407,624 EUR |
| 2024 | 2 | 285,569 EUR | 285,569 EUR |
Schemes
Subsidies voorschoolse kinderopvang
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAntwerpen2.352.966.018
Antwerpen2.378.070.509
Care and welfare
2 serviceskinderdorp
Kinderdorp 2
Similar companies · same sector, comparable size
Crèche Le Jardin des Doudous
BE 0544.428.336
Boussu · Eq €7k
La Farandole de Tati
BE 0799.135.587
Fontaine-l'Evêque · Eq €7k
LIENEMIENE
BE 0783.610.540
Gent · Eq €8k
Lisa Aerts
BE 0802.039.847
Geel · Eq €8k
New Panda
BE 0735.899.606
Watermaal-Bosvoorde · Eq €7k
Of 1,590 companies in sector 88911 we hold annual accounts for 706. 240 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2022
Fiscal year end31-12
Activities, NACEBEL
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.