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BK ENGINEERING

Active
Lauralaan 18 ·1082 Sint-Agatha-Berchem, Belgium
BE 0759.562.854
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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BK ENGINEERING is 1.0% (low). The 2025 annual accounts show equity of €48k and a net result of €15k. Equity is growing by ~31.4% per year across the filed fiscal years. Its solvency ranks better than 47% of 2732 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.0% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€102k+202.3%
EBIT margin20.3%+34.0pp
Net result€15k
Working capital€46k+56.4%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 13-11-2025 with the NBB · fiscal year 2025 · micro
€-50k€0€50k€100k€150kOperating result 2022: €26k€26kNet result 2022: €19k€19kRevenue 2023: €153k€153kOperating result 2023: €24k€24kNet result 2023: €18k€18kRevenue 2024: €34k€34kOperating result 2024: €-5k€-5kNet result 2024: €-5k€-5kRevenue 2025: €102k€102kOperating result 2025: €21k€21kNet result 2025: €15k€15k2022202320242025
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~31.4%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€25k€50k€75k€100k€125k2026: €61k (€57k - €65k)2027: €80k (€75k - €85k)2028: €106k (€99k - €113k)2022: €20k2023: €38k2024: €33k2025: €48k2022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 58.8% 62.2%
better than 47% of 2732 sector peers
Net result €15k €40k
better than 25% of 2734 sector peers
Equity €48k €62k
better than 43% of 2733 sector peers
Gross operating margin €35k €63k
better than 28% of 2734 sector peers
Staff costs €9k €17k
higher than 45% of 356 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€102k
+202.3% +21% vs sector
EBITDA
€23k
- +65% vs sector
Net profit
€15k
- +121% vs sector
Cash flow
€17k
- +52% vs sector
Total assets
€81k
+12.2% -12% vs sector
Equity
€48k
+44.2% +152% vs sector
Working capital
€46k
+56.4% +78% vs sector
Staff costs
€9k
-74.9% -51% vs sector
Income taxes
€6k
+5.1% +123% vs sector
Debt
€33k
-14.8% +3% vs sector
Debt ≤ 1y
€33k
-14.8% +3% vs sector
Current ratio
2.37
+35.7% +119% vs sector
Quick ratio
2.37
+35.7% +119% vs sector
Solvency
58.8%
+28.5% +11% vs sector
Debt / equity
0.70
-40.9% -58% vs sector
ROE
30.6%
- +151% vs sector
ROA
18.0%
- +220% vs sector
Net margin
14.3%
- far above sector median
EBITDA margin
22.1%
- +145% vs sector
Interest coverage
136.86
- far above sector median
Figures by fiscal year
Fiscal year2025
Revenue€102k
EBITDA€23k
Net profit€15k
Cash flow€17k
Staff costs€9k
Income taxes€6k
Dividends-
Total assets€81k
Equity€48k
Debt€33k
of which ≤ 1y€33k
of which > 1y-
Working capital€46k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.37
Quick ratio2.37
Working capital ratio56.3%
Solvency58.8%
Debt / equity0.70
Long-term debt ratio-
Interest coverage136.86
Gross margin32.0%
Net margin14.3%
ROA18.0%
ROE30.6%
EBITDA margin22.1%
Days sales outstanding218d
Days payable outstanding139d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€81k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Financial fixed assets 28€150
Current assets 29/58€79k
Amounts receivable within one year 40/41€69k
Cash & bank 54/58€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€81k
Equity 10/15€48k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€47k
Amounts payable 17/49€33k
Amounts payable within one year 42/48€33k
Trade debts payable within one year 44€26k
Income statement
Turnover 70€102k
Gross operating margin 9900€35k
Operating result 9901€21k
Financial charges 65€165
Result before taxes 9903€21k
Income taxes 67/77€6k
Net result for the period 9904€15k
Result to be appropriated 9905€15k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

2 locations
BK ENGINEERING
Lauralaan 18, 1082 Sint-Agatha-BerchemInstallatie van elektrische bedrading en toebehoren
since 20212.311.803.077
Gentsesteenweg 443, 1080 Sint-Jans-Molenbeek
Installatie van elektrische bedrading en toebehoren
since 20232.347.551.438
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area710 m²
Buildings2
Building footprint375 m²
Volume (LiDAR)4,967 m³
Tallest building18.3 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21526D0076/00D009 Brussels 534 m² 1 · 262 m² 18.3 m · 5 fl.
21342B0120/00P002 Brussels 175 m² 1 · 113 m² 12.7 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability99Solvency98Growth35Stability94
85 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 99
Solvency 98
Growth 35
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameFR BK ENGINEERING
Registered office
Lauralaan 18
1082 Sint-Agatha-Berchem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.