BK Consulting Services
ActiveBK Consulting Services has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €-7k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 16% of 7002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-45
Solvency31▼-9
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.03 against 1.13 in 2024; short-term debt: 93.5% and cash: 3% of total assets), and 93.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.5%
Return on assets
-1.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7002 sector peers (2025).
NBB · sector comparisonPosition among 7002 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
24 d late
2024
25 d late
2023
33 d late
2022
31 d late
2021
31 d late
2020
25 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 58.0%
2024 · €54k
2018: €34k
2019: €26k
2020: €35k
2021: €48k
2022: €82k
2023: €36k
2024: €54k
2018 → 2025
Total assets
€352k▼ 2.5%
2024 · €361k
2018: €152k
2019: €149k
2020: €150k
2021: €123k
2022: €487k
2023: €452k
2024: €361k
2018 → 2025
Net result
€-7k
2024 · €18k
2018: €7k
2019: €-8k
2020: €9k
2021: €13k
2022: €33k
2023: €-46k
2024: €18k
2018 → 2025
Working capital
€9k▼ 76.6%
2024 · €40k
2018: €93k
2019: €30k
2020: €37k
2021: €43k
2022: €67k
2023: €70k
2024: €40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€82k▲ 69.2%€36k▼ 55.8%€54k▲ 50.2%€23k▼ 58.0%
Operating result€18k-€47k▲ 166%€-51k€10k€-14k
Net result€13k-€33k▲ 156%€-46k€18k€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €352k
Fixed assets
€13k▼ 5.7%
Current assets
€339k▼ 2.4%
Equity and liabilities €352k
Equity
€23k▼ 58.0%
Debt
€329k▲ 7.3%
The debt ratio rises from 85.0% to 93.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-8k▼
2024 · €16k
Cash flow
€-779▼
2024 · €24k
Solvency
6.5%▼
2024 · 15.0%
Current ratio
1.03▼
2024 · 1.13
Quick ratio
1.03▼
2024 · 1.13
Debt / equity
14.42▲
2024 · 5.65
ROE
-28.6%▼
2024 · 33.4%
ROA
-1.9%▼
2024 · 5.0%
Interest coverage
-135.07▼
2024 · 4.29
Debt
€329k▲
2024 · €307k
Debt ≤ 1 year
€329k▲
2024 · €307k
Income taxes
€3k▲
2024 · €885
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€361k€352k▼
Fixed assets21/28€14k€13k▼
Tangible fixed assets22/27€14k€13k▼
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24€10k€6k▼
Other tangible fixed assets26-€3k
Current assets29/58€347k€339k▼
Amounts receivable after more than one year29€254k€248k▼
Other amounts receivable291€254k€248k▼
Amounts receivable within one year40/41€84k€80k▼
Other amounts receivable41€84k€80k▼
Cash at bank and in hand54/58€8k€10k▲
Deferred charges and accrued income490/1€445€445=
Equity and liabilities
Total equity and liabilities10/49€361k€352k▼
Equity10/15€54k€23k▼
Contributions10/11€19k€19k=
Reserves13€36k€4k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€34k€2k▼
Amounts payable17/49€307k€329k▲
Amounts payable within one year42/48€307k€329k▲
Trade debts44€297k€297k▼
Suppliers440/4€297k€297k▼
Taxes, remuneration and social security45€885€5k▲
Taxes450/3€885€5k▲
Other amounts payable47/48€9k€27k▲
Income statement
Code20242025
Non-recurring operating income76A€45-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8-€2k
Gross operating margin9900€16k€-6k▼
Operating profit (loss)9901€10k€-14k▼
Financial income75/76B€12k€10k▼
Recurring financial income75€12k€10k▼
Financial charges65/66B€4k€58▼
Recurring financial charges65€4k€58▼
Profit (loss) for the period before taxes9903€19k€-4k▼
Income taxes67/77€885€3k▲
Profit (loss) for the period9904€18k€-7k▼
Profit (loss) for the period to be appropriated9905€18k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€-7k▼
Transfer from equity791/2-€32k
Transfer to equity691/2€18k-
To other reserves6921€18k-
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
02-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 33 days late
2023
31-12
Financial
Weakest financial yearnet €-46k ▼236%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €33k ▲156%
Operating result €47k, net result €33k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 48 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vossenlaan 93080 TervurenGround area
648 m²
Building footprint
160 m²
Parcel 24302F0108/00T000, Flanders. Linked by address, not a title deed.
1 establishment unit
BK Consulting Services
since 20162.251.487.289
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302F0108/00T000 | Flanders | 648 m² | 1 · 160 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 4,888 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-02-2016
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.