BK ASSISTANCE
ActiveThe computed 12-month bankruptcy probability of BK ASSISTANCE is 4.9% (elevated). The 2025 annual accounts show equity of €4k and a net result of €-2k. Its solvency ranks better than 41% of 18024 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency29▼-10
Growth32
Stability94
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.72 against 0.67 in 2024), and 76% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24%
Return on assets
-15.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
35 d late
2024
40 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 39.3%
2024 · €6k
2024: €6k
2024 → 2025
Total assets
€15k▼ 25.3%
2024 · €21k
2024: €21k
2024 → 2025
Net result
€-2k
2024 · €4k
2024: €4k
2024 → 2025
Working capital
€-3k▲ 31.3%
2024 · €-5k
2024: €-5k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€6k-€4k▼ 39.3%
Operating result€4k-€82▼ 98.0%
Net result€4k-€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€7k▼ 35.8%
Current assets
€8k▼ 13.4%
Equity and liabilities €15k
Equity
€4k▼ 39.3%
Debt
€12k▼ 19.4%
The debt ratio rises from 70.4% to 76.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€4k▼
2024 · €6k
Cash flow
€2k▼
2024 · €6k
Solvency
24.0%▼
2024 · 29.6%
Current ratio
0.72▲
2024 · 0.67
Quick ratio
0.72▲
2024 · 0.67
Debt / equity
3.16▲
2024 · 2.38
ROE
-64.8%▼
2024 · 67.1%
ROA
-15.6%▼
2024 · 19.9%
Interest coverage
18.62▼
2024 · 56.74
Debt
€12k▼
2024 · €14k
Debt ≤ 1 year
€12k▼
2024 · €14k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21k€15k▼
Fixed assets21/28€11k€7k▼
Tangible fixed assets22/27€11k€7k▼
Furniture and vehicles24€11k€7k▼
Current assets29/58€10k€8k▼
Amounts receivable within one year40/41€10k€7k▼
Trade receivables40€4k€7k▲
Other amounts receivable41€6k€374▼
Cash at bank and in hand54/58€95€1k▲
Equity and liabilities
Total equity and liabilities10/49€21k€15k▼
Equity10/15€6k€4k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€4k€2k▼
Amounts payable17/49€14k€12k▼
Amounts payable within one year42/48€14k€12k▼
Trade debts44€14k€9k▼
Suppliers440/4€14k€9k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€3k€820▼
Gross operating margin9900€9k€5k▼
Operating profit (loss)9901€4k€82▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€102€214▲
Recurring financial charges65€102€214▲
Profit (loss) for the period before taxes9903€4k€-132▼
Income taxes67/77-€2k
Profit (loss) for the period9904€4k€-2k▼
Profit (loss) for the period to be appropriated9905€4k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€2k▼
Profit (loss) brought forward from the previous period14P-€4k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 35 days late
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joseph Baecklaan 721080 Sint-Jans-MolenbeekGround area
7,683 m²
Building footprint
364 m²
Volume, LiDAR
10,383 m³
2 parcels, Brussels, Flanders · tallest building 37.3 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
BK ASSISTANCE
since 20232.348.009.219
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0861/00D000 | Brussels | 7,479 m² | 1 · 282 m² | 37.3 m · 12 fl. |
| 23026B0089/00S010 | Flanders | 204 m² | 1 · 82 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
G-CARS
BE 0439.897.671
Roosdaal · Eq €4k
Thibault LEONARD
BE 0899.537.022
Grez-Doiceau · Eq €4k
CARAMAZZA AUTOMOBILES
BE 0454.060.463
Olne · Eq €4k
YAREN-NUR
BE 0780.557.713
Elsene · Eq €4k
AGHAILASS TRADING INTERNATIONAL
BE 0769.558.804
Kraainem · Eq €4k
Of 10,615 companies in sector 47811 we hold annual accounts for 5,191. 1,327 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2023
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.