BK Agro
ActiveBK Agro has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €24k. Equity is growing by ~55.3% per year across the filed fiscal years. Its solvency ranks better than 37% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+4
Solvency45▲+8
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.85 in 2024; short-term debt: 39.2% and cash: 2.6% of total assets), and 79.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.2%
Return on assets
8.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
3 d late
2024
30 d early
2023
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 72.4%
2024 · €33k
2023: €20k
2024: €33k
2023 → 2025
Total assets
€284k▲ 4.8%
2024 · €271k
2023: €116k
2024: €271k
2023 → 2025
Net result
€24k▲ 89.2%
2024 · €13k
2023: €17k
2024: €13k
2023 → 2025
Working capital
€5k
2024 · €-14k
2023: €-4k
2024: €-14k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€20k-€33k▲ 61.9%€57k▲ 72.4%
Operating result€24k-€19k▼ 19.8%€42k▲ 119%
Net result€17k-€13k▼ 27.4%€24k▲ 89.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 119% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €284k
Fixed assets
€167k▼ 11.8%
Current assets
€116k▲ 43.7%
Equity and liabilities €284k
Equity
€57k▲ 72.4%
Debt
€226k▼ 4.6%
The debt ratio falls from 87.7% to 79.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▲
2024 · €36k
Cash flow
€57k▲
2024 · €29k
Solvency
20.2%▲
2024 · 12.3%
Current ratio
1.05▲
2024 · 0.85
Quick ratio
1.05▲
2024 · 0.85
Debt / equity
3.96▼
2024 · 7.15
ROE
42.0%▲
2024 · 38.2%
ROA
8.5%▲
2024 · 4.7%
Interest coverage
8.08▼
2024 · 12.11
Debt
€226k▼
2024 · €237k
Debt ≤ 1 year
€111k▲
2024 · €95k
Debt > 1 year
€115k▼
2024 · €142k
Income taxes
€9k▲
2024 · €4k
Staff costs
€309k▲
2024 · €146k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€271k€284k▲
Fixed assets21/28€189k€167k▼
Tangible fixed assets22/27€189k€167k▼
Plant, machinery and equipment23€14k€18k▲
Furniture and vehicles24€48k€40k▼
Leasing and similar rights25€128k€109k▼
Current assets29/58€81k€116k▲
Amounts receivable within one year40/41€69k€103k▲
Trade receivables40€24k€56k▲
Other amounts receivable41€45k€47k▲
Cash at bank and in hand54/58€11k€7k▼
Deferred charges and accrued income490/1€1k€6k▲
Equity and liabilities
Total equity and liabilities10/49€271k€284k▲
Equity10/15€33k€57k▲
Contributions10/11€3k€3k=
Reserves13€30k€54k▲
Distributable reserves133€30k€54k▲
Amounts payable17/49€237k€226k▼
Amounts payable after more than one year17€142k€115k▼
Financial debts170/4€142k€115k▼
Amounts payable within one year42/48€95k€111k▲
Current portion of amounts payable after more than one year42€26k€25k▼
Trade debts44€54k€62k▲
Suppliers440/4€54k€62k▲
Taxes, remuneration and social security45€13k€22k▲
Taxes450/3€13k€14k▲
Remuneration and social security454/9€761€7k▲
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€412-
Remuneration, social security and pensions62€146k€309k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€33k▲
Other operating charges640/8€2k€928▼
Gross operating margin9900€183k€385k▲
Operating profit (loss)9901€19k€42k▲
Financial income75/76B€550€776▲
Recurring financial income75€550€776▲
Financial charges65/66B€3k€9k▲
Recurring financial charges65€3k€9k▲
Profit (loss) for the period before taxes9903€17k€33k▲
Income taxes67/77€4k€9k▲
Profit (loss) for the period9904€13k€24k▲
Profit (loss) for the period to be appropriated9905€13k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€24k▲
Transfer to equity691/2€13k€24k▲
To the legal reserve6920€13k-
To other reserves6921-€24k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Highest result since 2023net €24k ▲89.2%
Operating result €42k, net result €24k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €13k ▼27.4%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Onderstraat 223730 Bilzen-HoeseltGround area
2,086 m²
Building footprint
1,223 m²
Volume, LiDAR
8,381 m³
Parcel 73099A0092/00H000, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BK Agro
since 20222.339.486.877
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73099A0092/00H000 | Flanders | 2,086 m² | 1 · 1,223 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CUMA DES 2 CONDROZ
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ANDRIES
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Of 20,598 companies in sector 01500 we hold annual accounts for 1,149. 736 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2022
Fiscal year end31-12
Activities, NACEBEL
01240Growing of pome and stone fruits
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.