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BJPC

Active
Private limited companyfounded 200520 yrs activeRue Martinroux(L) 32, 6220 Fleurus, BelgiumKBO/BCE: BE 0878.107.445
Summary

BJPC has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176,638 and a net result of €10,372. Equity is growing by ~8.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability49▼-2
Solvency100=
Growth82▼-3
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.07 in 2024; short-term debt: 19% and cash: 0.6% of total assets), and 19% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
81%
Return on assets
4.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
108 d early
2024
114 d early
2023
118 d early
2022
42 d early
2021
38 d early
2020
30 d early
2019
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 68 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 April (4 of the last 5 filed years within 66 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 December 2005, BJPC was incorporated.1 Revenue went from EUR 7,378 in 2018 to EUR 23,109 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, unclassified schema

Turnover
€23,109▲ 2.7%
2024 · €22,493
EBIT margin
69.4%▲ 1.5pp
2024 · 67.9%
Net result
€10,372▼ 12.9%
2024 · €11,902
Working capital
-€39,934▲ 20.6%
2024 · -€50,306
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€19,298▲ 44.5%€20,086▲ 4.1%€21,474▲ 6.9%€22,493▲ 4.7%€23,109▲ 2.7%
Operating result€16,028▲ 64.9%€17,057▲ 6.4%€14,637▼ 14.2%€15,264▲ 4.3%€16,029▲ 5.0%
Net result€12,833▲ 107%€14,120▲ 10.0%€10,987▼ 22.2%€11,902▲ 8.3%€10,372▼ 12.9%
EBIT margin83.1%▲ 10.3pp84.9%▲ 1.9pp68.2%▼ 16.8pp67.9%▼ 0.3pp69.4%▲ 1.5pp
Equity€129,256▲ 11.0%€143,376▲ 10.9%€154,364▲ 7.7%€166,266▲ 7.7%€176,638▲ 6.2%
Total assets€220,681▲ 0.2%€217,035▼ 1.7%€217,223▲ 0.1%€220,432▲ 1.5%€217,947▼ 1.1%
Debt€91,425▼ 11.9%€73,659▼ 19.4%€62,859▼ 14.7%€54,166▼ 13.8%€41,309▼ 23.7%
Working capital-€87,316▲ 12.8%-€73,196▲ 16.2%-€62,208▲ 15.0%-€50,306▲ 19.1%-€39,934▲ 20.6%
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000Operating result 2021: €16,028€16,028Net result 2021: €12,833€12,833Operating result 2022: €17,057€17,057Net result 2022: €14,120€14,120Operating result 2023: €14,637€14,637Net result 2023: €10,987€10,987Operating result 2024: €15,264€15,264Net result 2024: €11,902€11,902Operating result 2025: €16,029€16,029Net result 2025: €10,372€10,37220212022202320242025€0€5,000€10,000€15,000Operating result 2023: €14,637€14,600Net result 2023: €10,987€11,000Operating result 2024: €15,264€15,300Net result 2024: €11,902€11,900Operating result 2025: €16,029€16,000Net result 2025: €10,372€10,400202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217,947
Fixed assets €216,572 =
Current assets €1,375 ▼ 64.4%
Equity and liabilities €217,947
Equity €176,638 ▲ 6.2%
Debt €41,309 ▼ 23.7%
Debt's share of the balance-sheet total falls from 24.6% to 19.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.03▼
2024 · 0.07
Debt to equity
0.23▼
2024 · 0.33
ROE
5.9%▼
2024 · 7.2%
ROA
4.8%▼
2024 · 5.4%
Debt ≤ 1 year
€41,309▼
2024 · €54,166
Income taxes
€3,782▲
2024 · €200
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€220,432€217,947▼
Fixed assets21/28€216,572€216,572=
Tangible fixed assets22/27€216,572€216,572=
Land and buildings22€216,572€216,572=
Current assets29/58€3,860€1,375▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€1,616€0▼
Trade receivables40€1,616€0▼
Cash at bank and in hand54/58€2,244€1,375▼
Equity and liabilities
Total equity and liabilities10/49€220,432€217,947▼
Equity10/15€166,266€176,638▲
Contributions10/11€20,000€20,000=
Reserves13€2,000€2,000=
Distributable reserves133€2,000€2,000=
Profit (loss) carried forward14€144,266€154,638▲
Amounts payable17/49€54,166€41,309▼
Amounts payable within one year42/48€54,166€41,309▼
Trade debts44€3,412€260▼
Suppliers440/4€3,412€260▼
Taxes, remuneration and social security45€200€2,482▲
Taxes450/3€200€2,482▲
Other amounts payable47/48€50,554€38,567▼
Income statement Code20242025
Operating income70/76A€22,493€23,109▲
Turnover70€22,493€23,109▲
Operating charges60/66A€7,229€7,080▼
Services and other goods61€5,944€5,234▼
Other operating charges640/8€1,285€1,846▲
Operating profit (loss)9901€15,264€16,029▲
Financial charges65/66B€3,162€1,875▼
Recurring financial charges65€3,162€1,875▼
Debt charges650€2,896€1,550▼
Other financial charges652/9€266€325▲
Profit (loss) for the period before taxes9903€12,102€14,154▲
Income taxes67/77€200€3,782▲
Taxes670/3€200€3,800▲
Tax adjustments and reversals of tax provisions77-€18
Profit (loss) for the period9904€11,902€10,372▼
Profit (loss) for the period to be appropriated9905€11,902€10,372▼
Appropriation of the result
Profit (loss) to be appropriated9906€144,266€154,638▲
Profit (loss) brought forward from the previous period14P€132,364€144,266▲

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Operating income70/76A€19,298€20,086€21,474€22,493€23,109▲ 2.7%
Turnover70€19,298€20,086€21,474€22,493€23,109▲ 2.7%
Operating charges60/66A€3,270€3,029€6,836€7,229€7,080▼ 2.1%
Services and other goods61€2,169€1,902€5,550€5,944€5,234▼ 11.9%
Other operating charges640/8€1,100€1,127€1,286€1,285€1,846▲ 43.6%
Operating profit (loss)9901€16,028€17,057€14,637€15,264€16,029▲ 5.0%
Financial charges65/66B€3,195€2,936€3,650€3,162€1,875▼ 40.7%
Recurring financial charges65€3,195€2,936€3,650€3,162€1,875▼ 40.7%
Debt charges650€2,946€2,670€3,384€2,896€1,550▼ 46.5%
Other financial charges652/9€249€266€266€266€325▲ 22.2%
Profit (loss) for the period before taxes9903€12,833€14,120€10,987€12,102€14,154▲ 17.0%
Income taxes67/77---€200€3,782▲ 1,791%
Taxes670/3---€200€3,800▲ 1,800%
Tax adjustments and reversals of tax provisions77----€18-
Profit (loss) for the period9904€12,833€14,120€10,987€11,902€10,372▼ 12.9%
Profit (loss) for the period to be appropriated9905€12,833€14,120€10,987€11,902€10,372▼ 12.9%
Line20212022202320242025Change
Assets
Total assets20/58€220,681€217,035€217,223€220,432€217,947▼ 1.1%
Fixed assets21/28€216,572€216,572€216,572€216,572€216,572=
Tangible fixed assets22/27€216,572€216,572€216,572€216,572€216,572=
Land and buildings22€216,572€216,572€216,572€216,572€216,572=
Current assets29/58€4,109€463€651€3,860€1,375▼ 64.4%
Stocks and contracts in progress3€0€0€0€0€0-
Amounts receivable within one year40/41€0-€197€1,616€0▼ 100%
Trade receivables40€0-€197€1,616€0▼ 100%
Cash at bank and in hand54/58€4,109€463€455€2,244€1,375▼ 38.7%
Equity and liabilities
Total equity and liabilities10/49€220,681€217,035€217,223€220,432€217,947▼ 1.1%
Equity10/15€129,256€143,376€154,364€166,266€176,638▲ 6.2%
Contributions10/11€20,000€20,000€20,000€20,000€20,000=
Reserves13€2,000€2,000€2,000€2,000€2,000=
Non-distributable reserves130/1€2,000€2,000€0---
Reserves not available under the articles1311€2,000€2,000€0---
Distributable reserves133--€2,000€2,000€2,000=
Profit (loss) carried forward14€107,256€121,376€132,364€144,266€154,638▲ 7.2%
Amounts payable17/49€91,425€73,659€62,859€54,166€41,309▼ 23.7%
Amounts payable within one year42/48€91,425€73,659€62,859€54,166€41,309▼ 23.7%
Trade debts44€0--€3,412€260▼ 92.4%
Suppliers440/4€0--€3,412€260▼ 92.4%
Taxes, remuneration and social security45---€200€2,482▲ 1,141%
Taxes450/3---€200€2,482▲ 1,141%
Other amounts payable47/48€91,425€73,659€62,859€50,554€38,567▼ 23.7%
Line20212022202320242025Change
Profit (loss) for the period9904€12,833€14,120€10,987€11,902€10,372▼ 12.9%
Operating cash flow (approximation)€12,833€14,120€10,987€11,902€10,372▼ 12.9%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€3,646-€9€1,789-€869▼ 149%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-04
NBB filing Annual accounts filed
fiscal year 2025 · unclassified schema
2025
08-04
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema
2024
04-04
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-12
Financial Equity above €150,000Eq €154,364 ▲7.7%
6 profitable years in a row build equity to €154,364.
19-06
NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema
2022
31-12
Financial Highest result since 2018net €14,120 ▲10%
Operating result €17,057, net result €14,120, both a record.
23-06
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema
2021
01-07
NBB filing Annual accounts filed
fiscal year 2020 · unclassified schema
2020
07-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Weakest financial yearnet €640 ▼24.7%
Net result drops to €640, the lowest in the series; recovery starts the following year.
24-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
05-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
19-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 2005
seat establishment The establishment unit on the map
Ground area
2.0 ha
Building footprint
2,777 m²
Volume, LiDAR
7,889 m³
2 parcels, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Bruxelles 177, 6020 Charleroi
Real estate activities
since 20052.214.825.942
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52332B0491/00H002 Wallonia 1.3 ha 1 · 1,326 m² -
52016A0443/00X006 Wallonia 6,747 m² 1 · 1,450 m² 7.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners

Chain of control

  1. Larochette International 78.84%
  2. MONDIAL IMMO 95%
  3. BJPC

Highest known parent: Larochette International. The sources do not say who stands above it.

Owners 2

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded07-12-2005
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0878107445
Registered 10-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.