Equity
€399,606 ▲ 6.7%
BJOVAN has made a profit in every financial year since 2012.
BJOVAN
Lifetime
14 annual accounts with figures on one time axispeak €127,590 (2022)
€66,955▼ 18.5%
peak €78,344 (2022)
€25,005▼ 24.8%
peak €446,384 (2023)
€399,606▲ 6.7%
€64,754▼ 11.2%
Board1 name since 2011
1 directorVAN DAMME Bjorn
Documentsfilings and deeds
27-04-20263 days before the deadline
2025micro format
Gross margin from €82,124 to €66,955
Key points
from the 2025 annual accountsFilings
14 annual accounts since 2012
The 2018 accounts came 2 days late. The other nine of the last ten were filed on time.
Position in the sector
€399,606
More equity than 90% of companies in office administrative support. Sector median €53,920 · 9,707 companies.
Checked score
96
Excellent
Financially stronger than 71% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026highest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 10.95, cash €201,115
Equity €399,606 (86.1% of total assets)
Sector: Office administrative, office support and other business support activities (NACE 82)
Figures for financial year 2025 (filed on 27-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 97% on liquidity, 46% on profitability and 52% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as BJOVAN has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of BJOVAN itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for BJOVAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.95 (9.34 in 2024), above the usual 1.5. Short-term debt is 7.3% and cash 43.3% of total assets. 13.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
6 days early
2023
on the day
2022
2 days early
2021
30 days early
2020
1 day early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 27 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0836691910
Registered office moved from Outer to Ninove
New registered office: Okegembaan 71 te 9400 Ninove · Previous registered office: Kerkstraat 20 te 9406 Outer · General meeting of 15-12-2021 · Gazette deed
Resignation: VAN DAMME Bjorn (manager)
Reappointment: VAN DAMME Bjorn (director) · Director discharge: VAN DAMME Bjorn · General meeting of 12-05-2021 · Gazette deed
Incorporation
published on 03-06-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BJOVAN Ninove | €464,360 | €66,955 | 86.1% | - |
| COMSBOX Wortegem-Petegem | €424,330 | €64,064 | 39.4% | - |
| SINVACON Gavere | €448,862 | €67,027 | 82.3% | - |
| VijftigVijftig Merelbeke-Melle | €413,244 | €76,965 | 85.6% | - |
| SERVCO Zottegem | €408,789 | €78,248 | 93.0% | - |
| Elke Volckaert Ghent | €423,934 | €52,767 | 10.0% | - |
| PaMax Zoersel | €445,778 | €68,622 | 17.2% | - |
These companies have the same main activity as BJOVAN: other business support services (NACE 82990). They are comparable in size and age: total assets between €409,000 and €449,000, founded between 2010 and 2013.
Official details
Source: KBO- Status
- Active since 31-05-2011Normal situation
- Activity
- Other business support servicesNACE 82990and 2 others
- Establishment unit
- 2.199.658.1129400 Ninove, since 31-05-2011
- Financial year end
- 30 September
- Peppol
- Reachable since 22-12-2025
Annual accounts to 30-09-2025
- ≈ €140,000estimated
- €464,360▲ 3.8%
- Filing
- Filed on 27-04-2026, 3 days before the end of the filing period
Insights on BJOVAN
BJOVAN files the micro format. That format states no turnover. The gross margin fell from €126,131 in 2012 to €66,955 in 2025.
The balance sheet grew most from 2015 to 2017 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BJOVAN
- What is the company number of BJOVAN?
- The company number of BJOVAN is 0836.691.910. The VAT number is the same number with BE in front: BE 0836.691.910.
- Where is BJOVAN based?
- The registered office is at Okegembaan 71, 9400 Ninove.Company details
- What does BJOVAN do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of BJOVAN?
- BJOVAN is a private limited company (BV).
- When was BJOVAN founded?
- BJOVAN was founded on 31-05-2011.
- Is BJOVAN still active?
- Yes, BJOVAN is an active enterprise in the KBO register.
- What is the turnover of BJOVAN?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €66,955 and 36 comparable companies (NACE 82). It probably lies between €110,000 and €190,000.Financials
- Is BJOVAN profitable?
- In financial year 2025, BJOVAN made a profit of €25,005.
- Where can I find the annual accounts of BJOVAN?
- BJOVAN filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BJOVAN due?
- BJOVAN must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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