Skip to content

BJM Invest

Active
Private limited companyfounded 2021active for 5 yearsLuzery 167, 6600 Bastogne, BelgiumKBO/BCE: BE 0766.556.752
Summary

BJM Invest has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,997 and a net result of €6,723, of which €98,193 non-recurring income. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 12% of 2,797 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 09-04-2021 Normal situation
Activity
General construction of residential buildings NACE 41001and 5 others
Establishment unit
2.317.584.673 6600 Bastogne, since 09-04-2021
Financial year end
31 December
Peppol
Reachable since 11-10-2025

Board and ownership

Board

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Turnover
€740,000
Profit
€6,723
Equity
€5,997
Total assets
€293,105
▼ 48.8%
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2021Equity €5,997 (2.0% of total assets)lowers riskLiquidity: current ratio 1.02, cash €292,688Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 47% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 27+2
equity 2.0% of total assets
Liquidity 50+50
short-term debt 98.0% · cash 99.9%
Profitability 43+6
return on assets 2.3%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 3.0% 01-2025: 3.0%● unchanged vs 12-2024 02-2025: 3.1%▲ +0.1 percentage points vs 01-2025 03-2025: 3.1%● unchanged vs 02-2025 04-2025: 3.2%▲ +0.1 percentage points vs 03-2025 05-2025: 3.2%● unchanged vs 04-2025 06-2025: 3.2%● unchanged vs 05-2025 07-2025: 3.2%● unchanged vs 06-2025 08-2025: 5.5%▲ +2.3 percentage points vs 07-2025 09-2025: 5.6%▲ +0.1 percentage points vs 08-2025 10-2025: 5.6%● unchanged vs 09-2025 11-2025: 5.6%● unchanged vs 10-2025 12-2025: 5.6%● unchanged vs 11-2025 01-2026: 5.7%▲ +0.1 percentage points vs 12-2025 02-2026: 5.7%● unchanged vs 01-2026 03-2026: 5.8%▲ +0.1 percentage points vs 02-2026highest value 04-2026: 5.7%▼ -0.1 percentage points vs 03-2026 05-2026: 5.7%● unchanged vs 04-2026 06-2026: 5.7%● unchanged vs 05-2026 07-2026: 5.5%▼ -0.2 percentage points vs 06-2026 08-2026: 1.1%▼ -4.4 percentage points vs 07-2026lowest value 09-2026: 1.1%● unchanged vs 08-2026lowest value 10-2026: 1.1%● unchanged vs 09-2026 11-2026: 1.1%● unchanged vs 10-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 13% of them on solvency, 51% on liquidity, 25% on profitability and 99% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 1.02, cash €292,688
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €5,997 (2.0% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 2797 sector peers (2025).
NBB · sector comparison
Position among 2797 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
18 days early
2024
15 days early
2023
14 days early
2022
43 days late
2021
78 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 15 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 accounts filed within 56 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 88% of companies in construction of buildingssector median 38.6% · 2,797 companies 2.0% View

Recent changes

  1. · Gazette deed Appointment: Michel PAUL (director)
  2. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as BJM Invest: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €256,000 and €335,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
BJM Invest Bastogne€293,105€19,399
COFRABELGA Waterloo€256,312€18,638
PIC Vert Construction Ans€278,563€22,047
AMS Bouwoperator Schilde€287,958€17,637
VANAKEL GROUP Zaventem€335,132€21,872
Kenis- Van Wezel Kalmthout€296,316€24,656
Matthijs en Co Construct Herzele€257,822€21,772
Full comparison

Key facts about BJM Invest

What is the company number of BJM Invest?
The company number of BJM Invest is 0766.556.752. The VAT number is the same number with BE in front: BE 0766.556.752.
Where is BJM Invest based?
The registered office is at Luzery 167, 6600 Bastogne.Company details
What does BJM Invest do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of BJM Invest?
The legal form of BJM Invest is Private limited company (BV).
When was BJM Invest founded?
BJM Invest was founded on 09-04-2021.
Is BJM Invest still active?
Yes, BJM Invest is an active enterprise in the KBO register.
What is the turnover of BJM Invest?
The turnover of BJM Invest was €740,000 in financial year 2025, according to the filed annual accounts.Financials
Is BJM Invest profitable?
In financial year 2025, BJM Invest made a profit of €6,723.
Where can I find the annual accounts of BJM Invest?
BJM Invest filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BJM Invest due?
BJM Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.