BJERG Consulting
ActiveSummary
BJERG Consulting has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €521k and a net result of €67k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 89% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 10.1 against 14.39 in 2024; short-term debt: 9% and cash: 73.3% of total assets), and 9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91%
Return on assets
11.7%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
28 d early
2023
28 d early
2022
3 d early
2021
1 d early
2020
44 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€521k▲ 14.7%
2024 · €455k
2018: €208k
2019: €262k
2020: €338k
2021: €379k
2022: €453k
2023: €389k
2024: €455k
2018 → 2025
Total assets
€573k▲ 18.3%
2024 · €485k
2018: €306k
2019: €348k
2020: €390k
2021: €485k
2022: €492k
2023: €406k
2024: €485k
2018 → 2025
Net result
€67k▲ 2.3%
2024 · €65k
2018: €72k
2019: €83k
2020: €76k
2021: €95k
2022: €75k
2023: €-33k
2024: €65k
2018 → 2025
Working capital
€472k▲ 16.7%
2024 · €404k
2018: €200k
2019: €236k
2020: €280k
2021: €320k
2022: €396k
2023: €336k
2024: €404k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€379k-€453k▲ 19.4%€389k▼ 14.0%€455k▲ 16.8%€521k▲ 14.7%
Operating result€137k-€106k▼ 22.4%€-32k€83k€99k▲ 19.4%
Net result€95k-€75k▼ 21.1%€-33k€65k€67k▲ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €573k
Fixed assets
€50k ▼ 1.0%
Current assets
€523k ▲ 20.5%
Equity and liabilities €573k
Equity
€521k ▲ 14.7%
Debt
€52k ▲ 71.7%
Debt's share of the balance-sheet total rises from 6.2% to 9.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€101k▲
2024 · €85k
Cash flow
€69k▲
2024 · €68k
Current ratio
10.10▼
2024 · 14.39
Debt to equity
0.10▲
2024 · 0.07
ROE
12.8%▼
2024 · 14.4%
ROA
11.7%▼
2024 · 13.5%
Interest coverage
27.75▼
2024 · 28.73
Debt ≤ 1 year
€52k▲
2024 · €30k
Income taxes
€28k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€485k€573k▲
Fixed assets21/28€50k€50k▼
Tangible fixed assets22/27€50k€50k▼
Land and buildings22€50k€49k▼
Furniture and vehicles24€655€960▲
Current assets29/58€434k€523k▲
Amounts receivable within one year40/41€51k€51k▼
Trade receivables40€47k€49k▲
Other amounts receivable41€5k€2k▼
Current investments50/53€51k€51k=
Cash at bank and in hand54/58€331k€420k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€485k€573k▲
Equity10/15€455k€521k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€448k€515k▲
Distributable reserves133€448k€515k▲
Amounts payable17/49€30k€52k▲
Amounts payable within one year42/48€30k€52k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€26k€50k▲
Taxes450/3€23k€47k▲
Remuneration and social security454/9€3k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€87k€102k▲
Operating profit (loss)9901€83k€99k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€80k€95k▲
Income taxes67/77€14k€28k▲
Profit (loss) for the period9904€65k€67k▲
Profit (loss) for the period to be appropriated9905€65k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€67k▲
Profit (loss) brought forward from the previous period14P€-33k-
Transfer to equity691/2€32k€67k▲
To other reserves6921€32k€67k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €500kEq €521k ▲14.7%
2 profitable years in a row build equity to €521k.
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-33k ▼144%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity triplescurrent ratio 10.94
Current ratio from 4.02 to 10.94; short-term debt falls from €106k to €40k.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €95k ▲24.8%
Operating result €137k, net result €95k, both a record.
17-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Poststraat 5A9860 OosterzeleGround area
923 m²
Building footprint
118 m²
Volume, LiDAR
696 m³
Parcel 44007B0751/00K000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BJERG Consulting
since 20152.241.786.004
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44007B0751/00K000 | Flanders | 923 m² | 1 · 118 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0884.448.176
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 11,787 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2015
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.