BJDV
Open bankruptcyA bankruptcy procedure is open for BJDV according to publications in the Belgian State Gazette; curator: KARL DE RIDDER.
Summary
The file additionally contains 3 administrative flags. The 2025 annual accounts show negative equity (-€22,065) and a net result of -€10,904.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Charleroi division
- Declared bankrupt
- 25 November 2024
- Supervising judge
- Marianne Lallemand
- Official Gazette
- 29-11-2024 (pdf) ↗search the document for 2024/146488
Deadlines
- Provisional date payments stopped
- 25 November 2024A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 14 December 2024Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 25 December 2024art. XX.104 and XX.155 CEL
- First verification report
- passed on 22 January 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 25 November 2025Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Karl De RidderRue Du Parc,49, 6000 Char- Leroi- . Date provisoire de cessation de paiement : 25/11/2024kd@avocats-nemesis.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
Embed in an article
Writing about this bankruptcy? Put the card of BJDV in your article: name, enterprise number, its status in the KBO and the latest annual accounts, with a link to this dossier.
Preview
The preview appears here.
- Stays current: the status follows the register, the figures are those of the latest filed accounts. No Checked score or verdict.
- Light on your page: one small script and one data request, also answered from a cache; no cookies, no tracking.
- Where scripts do not run (a newsletter, a feed reader) a plain link remains.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€22,065
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
22 d early
2024
on the day
2023
15 d early
2022
19 d early
2021
25 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
3 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
UBO non-compliance×3
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Process a list How is the Retail trade sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
€79,878▼ 0.7%
2024 · €80,418
EBIT margin
-15.9%▼ 4.8pp
2024 · -11.0%
Net result
-€10,904▼ 79.0%
2024 · -€6,090
Working capital
-€34,716▼ 143%
2024 · -€14,260
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€76,843▲ 23.7%€82,013▲ 6.7%€82,567▲ 0.7%€80,418▼ 2.6%€79,878▼ 0.7%
Operating result€464-€10,150-€563▲ 94.5%-€8,863▼ 1,474%-€12,663▼ 42.9%
Net result€3,018within the sector's middle half-€8,091below the sector's middle half€2,843within the sector's middle half-€6,090below the sector's middle half-€10,904below the sector's middle half▼ 79.0%
EBIT margin0.6%▲ 12.4pp-12.4%▼ 13.0pp-0.7%▲ 11.7pp-11.0%▼ 10.3pp-15.9%▼ 4.8pp
Equity€177below the sector's middle half-€7,914below the sector's middle half-€5,071below the sector's middle half▲ 35.9%-€11,161below the sector's middle half▼ 120%-€22,065below the sector's middle half▼ 97.7%
Total assets€11,367below the sector's middle half▼ 20.2%€9,796below the sector's middle half▼ 13.8%€12,474below the sector's middle half▲ 27.3%€16,390below the sector's middle half▲ 31.4%€18,879below the sector's middle half▲ 15.2%
Debt€11,190▼ 34.5%€17,710▲ 58.3%€17,545▼ 0.9%€27,551▲ 57.0%€40,944▲ 48.6%
Working capital-€3,426below the sector's middle half▲ 63.4%-€8,613below the sector's middle half▼ 151%-€5,071below the sector's middle half▲ 41.1%-€14,260below the sector's middle half▼ 181%-€34,716below the sector's middle half▼ 143%
Solvency1.6%below the sector's middle half▲ 21.5pp-80.8%below the sector's middle half▼ 82.3pp-40.7%below the sector's middle half▲ 40.1pp-68.1%below the sector's middle half▼ 27.4pp-116.9%below the sector's middle half▼ 48.8pp
Current ratio0.69below the sector's middle half▲ 0.240.51below the sector's middle half▼ 0.180.71below the sector's middle half▲ 0.200.48below the sector's middle half▼ 0.230.15below the sector's middle half▼ 0.33
Return on assets (ROA)26.6%above the sector's middle half▲ 61.8pp-82.6%below the sector's middle half▼ 109.1pp22.8%above the sector's middle half▲ 105.4pp-37.2%below the sector's middle half▼ 59.9pp-57.8%below the sector's middle half▼ 20.6pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12,663 in 2025 against €8,863 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18,879
Fixed assets
€12,651 ▲ 308%
Current assets
€6,228 ▼ 53.1%
Key figures and ratios
EBITDA
-€8,936▼
2024 · -€7,830
Cash flow
-€7,177▼
2024 · -€5,057
Debt to equity
-1.86▲
2024 · -2.47
Interest coverage
-12.80▲
2024 · -28.17
Debt ≤ 1 year
€40,944▲
2024 · €27,551
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €76,843 | €82,013 | €82,567 | €80,418 | €79,878 | ▼ 0.7% |
| Goods, raw materials, services and sundry goods60/61 | €72,980 | €89,259 | €82,431 | €87,486 | €88,814 | ▲ 1.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,907 | €2,904 | €699 | €1,033 | €3,727 | ▲ 261% |
| Other operating charges640/8 | €492 | - | - | €762 | - | - |
| Gross operating margin9900 | €3,863 | -€7,246 | €136 | -€7,068 | -€8,936 | ▼ 26.4% |
| Operating profit (loss)9901 | €464 | -€10,150 | -€563 | -€8,863 | -€12,663 | ▼ 42.9% |
| Financial income75/76B | €2,554 | €3,165 | €3,588 | €3,051 | €2,457 | ▼ 19.5% |
| Recurring financial income75 | €2,554 | €3,165 | €3,588 | €3,051 | €2,457 | ▼ 19.5% |
| Financial charges65/66B | - | €1,106 | €182 | €278 | €698 | ▲ 151% |
| Recurring financial charges65 | - | €1,106 | €182 | €278 | €698 | ▲ 151% |
| Profit (loss) for the period before taxes9903 | €3,018 | -€8,091 | €2,843 | -€6,090 | -€10,904 | ▼ 79.0% |
| Profit (loss) for the period9904 | €3,018 | -€8,091 | €2,843 | -€6,090 | -€10,904 | ▼ 79.0% |
| Profit (loss) for the period to be appropriated9905 | €3,018 | -€8,091 | €2,843 | -€6,090 | -€10,904 | ▼ 79.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11,367 | €9,796 | €12,474 | €16,390 | €18,879 | ▲ 15.2% |
| Fixed assets21/28 | €3,603 | €699 | - | €3,099 | €12,651 | ▲ 308% |
| Tangible fixed assets22/27 | €3,603 | €699 | - | €3,099 | €12,651 | ▲ 308% |
| Plant, machinery and equipment23 | €3,603 | €699 | - | - | €10,585 | - |
| Furniture and vehicles24 | - | - | - | €3,099 | €2,066 | ▼ 33.3% |
| Current assets29/58 | €7,764 | €9,097 | €12,474 | €13,291 | €6,228 | ▼ 53.1% |
| Amounts receivable after more than one year29 | - | - | €10,674 | - | - | - |
| Trade receivables290 | - | - | €10,674 | - | - | - |
| Amounts receivable within one year40/41 | €6,831 | €7,190 | - | €11,928 | €5,972 | ▼ 49.9% |
| Trade receivables40 | €6,831 | €7,190 | - | €11,505 | €2,473 | ▼ 78.5% |
| Other amounts receivable41 | - | - | - | €423 | €3,499 | ▲ 727% |
| Cash at bank and in hand54/58 | €933 | €1,907 | €1,800 | €1,363 | €256 | ▼ 81.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11,367 | €9,796 | €12,474 | €16,390 | €18,879 | ▲ 15.2% |
| Equity10/15 | €177 | -€7,914 | -€5,071 | -€11,161 | -€22,065 | ▼ 97.7% |
| Contributions10/11 | €3,100 | €3,100 | €3,100 | €3,100 | €3,100 | = |
| Capital10 | €3,100 | €3,100 | €3,100 | €3,100 | €3,100 | = |
| Issued capital100 | €3,100 | €3,100 | €3,100 | €3,100 | €3,100 | = |
| Profit (loss) carried forward14 | -€2,923 | -€11,014 | -€8,171 | -€14,261 | -€25,165 | ▼ 76.5% |
| Amounts payable17/49 | €11,190 | €17,710 | €17,545 | €27,551 | €40,944 | ▲ 48.6% |
| Amounts payable within one year42/48 | €11,190 | €17,710 | €17,545 | €27,551 | €40,944 | ▲ 48.6% |
| Trade debts44 | €10,842 | €17,710 | €16,748 | €20,703 | €19,930 | ▼ 3.7% |
| Suppliers440/4 | €10,842 | €17,710 | €16,748 | €20,703 | €19,930 | ▼ 3.7% |
| Other amounts payable47/48 | €348 | - | €797 | €6,848 | €21,014 | ▲ 207% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,018 | -€8,091 | €2,843 | -€6,090 | -€10,904 | ▼ 79.0% |
| + Depreciation and write-downs630 | €2,907 | €2,904 | €699 | €1,033 | €3,727 | ▲ 261% |
| Operating cash flow (approximation) | €5,925 | -€5,187 | €3,542 | -€5,057 | -€7,177 | ▼ 41.9% |
| Investment in fixed assets (approximation) | - | €0 | - | - | -€13,279 | - |
| Change in cash | - | €974 | -€107 | -€437 | -€1,107 | ▼ 153% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet -€10,904
Net result drops to -€10,904, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
12-05
KBO administration
UBO non-compliance
event 28-04-2025
07-05
KBO administration
UBO non-compliance
event 22-04-2025
2024
29-11
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 25-11-2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
21-05
KBO administration
UBO non-compliance
event 06-05-2024
2023
31-12
Financial
Back to profitnet €2,843
Net result €2,843 after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
31-12
Financial
Back to profitnet €3,018
Net result €3,018 after 2 loss-making years.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 90 days late
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 56 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2017
Ground area
868 m²
Building footprint
52 m²
Volume, LiDAR
468 m³
Parcel 52322A0357/00X003, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BJDV
since 20172.268.383.206
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52322A0357/00X003 | Wallonia | 868 m² | 1 · 52 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | KARL DE RIDDER RUE DU PARC,49, 6000 CHAR-
LEROI- .
Date provisoire de cessation de paiement : 25/11/2024 |
25-11-2024 → present |
Recognitions · licences · registrations
Food safety, FASFC
1 siteCourcelles2.268.383.206
Similar companies · same sector, comparable size
FAYDA
BE 0654.770.784
Vilvoorde · Eq €126
La Vache ardennaise
BE 0827.614.787
Anderlecht · Eq €532
STEEGMANS
BE 0872.695.736
Lummen · Eq €1,766
Of 269 companies in sector 47222 we hold annual accounts for 134. 3 are within a factor 10 of this equity. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded07-06-2017
Fiscal year end31-12
Activities, NACEBEL 2025
10850Manufacture of food products
47222Retail trade
10111Manufacture of food products
10130Manufacture of food products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0676593311
Also
9925:BE0676593311
Registered
14-11-2025
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.