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BJ VERVOER

Active
Private limited company (pre-2019)founded 2015active for 11 yearsPosthoornstraat 35, 2500 Lier, BelgiumKBO/BCE: BE 0598.847.316
Summary

BJ VERVOER has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,778 and a net result of €8,178. Equity is growing by about 3.8% per year across the filed financial years. Its solvency ranks better than 37% of 5,655 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Financials · financial year 2025, micro format

Equity
€26,778▼ 55.8%
2024 · €60,527
Total assets
€105,225▼ 20.5%
2024 · €132,377
Net result
€8,178▼ 78.1%
2024 · €37,345
Working capital
-€10,171▲ 42.3%
2024 · -€17,637
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result falls in 2025; 2025 is 75% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€12,548 2025 Net result€8,178 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 49, Land transport and transport via pipelines: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€3,987-€16,010▲ 302%-€10,263-€12,134▼ 18.2%€13,267€2,918▼ 78.0%€49,935▲ 1,611%€12,548▼ 74.9%
Net result€2,920-€13,018▲ 346%-€10,605below the sector's middle half-€12,305below the sector's middle half▼ 16.0%€11,449within the sector's middle half€2,323within the sector's middle half▼ 79.7%€37,345above the sector's middle half▲ 1,508%€8,178within the sector's middle half▼ 78.1%
Equity€21,283-€32,301▲ 51.8%€21,696within the sector's middle half▼ 32.8%€9,411below the sector's middle half▼ 56.6%€20,859within the sector's middle half▲ 122%€23,182within the sector's middle half▲ 11.1%€60,527within the sector's middle half▲ 161%€26,778within the sector's middle half▼ 55.8%
Total assets€24,646-€36,906▲ 49.7%€75,484within the sector's middle half▲ 105%€81,109within the sector's middle half▲ 7.5%€72,151within the sector's middle half▼ 11.0%€106,210within the sector's middle half▲ 47.2%€132,377within the sector's middle half▲ 24.6%€105,225within the sector's middle half▼ 20.5%
Debt€3,363-€4,604▲ 36.9%€53,788▲ 1,068%€71,698▲ 33.3%€51,292▼ 28.5%€83,028▲ 61.9%€71,849▼ 13.5%€78,448▲ 9.2%
Working capital€17,987-€31,999▲ 77.9%-€22,646below the sector's middle half-€34,504below the sector's middle half▼ 52.4%-€19,180below the sector's middle half▲ 44.4%-€59,379below the sector's middle half▼ 210%-€17,637below the sector's middle half▲ 70.3%-€10,171within the sector's middle half▲ 42.3%
Solvency86.4%-87.5%▲ 1.2pp28.7%within the sector's middle half▼ 58.8pp11.6%below the sector's middle half▼ 17.1pp28.9%within the sector's middle half▲ 17.3pp21.8%within the sector's middle half▼ 7.1pp45.7%within the sector's middle half▲ 23.9pp25.4%within the sector's middle half▼ 20.3pp
Current ratio6.42-8.02▲ 1.600.34below the sector's middle half▼ 7.680.41below the sector's middle half▲ 0.070.56below the sector's middle half▲ 0.150.26below the sector's middle half▼ 0.300.75within the sector's middle half▲ 0.490.87within the sector's middle half▲ 0.12
Return on assets (ROA)11.8%-35.3%▲ 23.4pp-14.0%below the sector's middle half▼ 49.3pp-15.2%below the sector's middle half▼ 1.1pp15.9%within the sector's middle half▲ 31.0pp2.2%within the sector's middle half▼ 13.7pp28.2%above the sector's middle half▲ 26.0pp7.8%within the sector's middle half▼ 20.4pp
Staff (FTE)0.81.6▲ 100%2.2▲ 37.5%1.7▼ 22.7%1.3▼ 23.5%
above within below the middle half of NACE 49, Land transport and transport via pipelines: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105,225
Fixed assets €36,948 ▼ 52.7%
Current assets €68,277 ▲ 25.9%
Equity and liabilities €105,225
Equity €26,778 ▼ 55.8%
Debt €78,448 ▲ 9.2%
Debt's share of the balance-sheet total rises from 54.3% to 74.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€30,594▼
2024 · €70,282
Cash flow
€26,224▼
2024 · €57,693
Debt to equity
2.93▲
2024 · 1.19
ROE
30.5%▼
2024 · 61.7%
Interest coverage
14.36▼
2024 · 30.39
Debt ≤ 1 year
€78,448▲
2024 · €71,849
Income taxes
€2,848▼
2024 · €10,519
Staff costs
€59,070▼
2024 · €78,497
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,053 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.4% stopped otherwise
95.8% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,468 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€132,377€105,225▼
Fixed assets21/28€78,164€36,948▼
Tangible fixed assets22/27€53,164€36,948▼
Plant, machinery and equipment23€5,861€5,059▼
Furniture and vehicles24€44,273€31,890▼
Leasing and similar rights25€3,031-
Financial fixed assets28€25,000-
Current assets29/58€54,212€68,277▲
Amounts receivable within one year40/41€27,480€43,624▲
Trade receivables40€27,480€37,431▲
Other amounts receivable41-€6,193
Cash at bank and in hand54/58€26,732€24,653▼
Equity and liabilities
Total equity and liabilities10/49€132,377€105,225▼
Equity10/15€60,527€26,778▼
Contributions10/11€18,600€18,600=
Reserves13€41,927€8,178▼
Distributable reserves133€41,927€8,178▼
Amounts payable17/49€71,849€78,448▲
Amounts payable within one year42/48€71,849€78,448▲
Current portion of amounts payable after more than one year42€2,398-
Trade debts44€5,892€9,843▲
Suppliers440/4€5,892€9,843▲
Advances received on contracts in progress46€5,000-
Taxes, remuneration and social security45€18,207€10,453▼
Taxes450/3€9,349€3,762▼
Remuneration and social security454/9€8,858€6,692▼
Other amounts payable47/48€40,352€58,152▲
Income statement Code20242025
Remuneration, social security and pensions62€78,497€59,070▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,348€18,046▼
Other operating charges640/8€4,426€4,917▲
Non-recurring operating charges66A€2,499-
Gross operating margin9900€155,705€94,582▼
Operating profit (loss)9901€49,935€12,548▼
Financial income75/76B€242€1,330▲
Recurring financial income75€242€1,330▲
Financial charges65/66B€2,313€2,853▲
Recurring financial charges65€2,313€2,130▼
Non-recurring financial charges66B-€723
Profit (loss) for the period before taxes9903€47,864€11,026▼
Income taxes67/77€10,519€2,848▼
Profit (loss) for the period9904€37,345€8,178▼
Profit (loss) for the period to be appropriated9905€37,345€8,178▼
Appropriation of the result
Profit (loss) to be appropriated9906€37,345€8,178▼
Transfer from equity791/2-€41,927
Transfer to equity691/2€37,345€8,178▼
To other reserves6921€37,345€8,178▼
Profit to be distributed694/7-€41,927
Return on contributions (dividend)694-€41,927

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Remuneration, social security and pensions62---€29,086€54,721€90,064€78,497€59,070▼ 24.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,329€2,865€3,683€8,704€9,199€18,007€20,348€18,046▼ 11.3%
Other operating charges640/8---€2,776€2,004€9,308€4,426€4,917▲ 11.1%
Non-recurring operating charges66A------€2,499--
Gross operating margin9900€14,855€20,248-€5,187€28,432€79,191€120,296€155,705€94,582▼ 39.3%
Operating profit (loss)9901€3,987€16,010-€10,263-€12,134€13,267€2,918€49,935€12,548▼ 74.9%
Financial income75/76B---€285€46€37€242€1,330▲ 450%
Recurring financial income75€23€218€44€285€46€37€242€1,330▲ 450%
Financial charges65/66B---€448€734€486€2,313€2,853▲ 23.3%
Recurring financial charges65€312€171€386€448€734€486€2,313€2,130▼ 7.9%
Non-recurring financial charges66B-------€723-
Profit (loss) for the period before taxes9903€3,698€16,058-€10,605-€12,297€12,579€2,470€47,864€11,026▼ 77.0%
Income taxes67/77€777€3,040-€8€1,130€147€10,519€2,848▼ 72.9%
Profit (loss) for the period9904€2,920€13,018-€10,605-€12,305€11,449€2,323€37,345€8,178▼ 78.1%
Profit (loss) for the period to be appropriated9905€2,920€13,018-€10,605-€12,305€11,449€2,323€37,345€8,178▼ 78.1%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€24,646€36,906€75,484€81,109€72,151€106,210€132,377€105,225▼ 20.5%
Fixed assets21/28€3,341€347€64,051€57,354€48,155€85,283€78,164€36,948▼ 52.7%
Tangible fixed assets22/27€3,341€347€39,051€32,354€23,155€60,283€53,164€36,948▼ 30.5%
Plant, machinery and equipment23---€109€48-€5,861€5,059▼ 13.7%
Furniture and vehicles24---€13,345€9,498€51,963€44,273€31,890▼ 28.0%
Leasing and similar rights25---€18,899€13,610€8,320€3,031--
Financial fixed assets28--€25,000€25,000€25,000€25,000€25,000--
Current assets29/58€21,305€36,558€11,433€23,755€23,996€20,926€54,212€68,277▲ 25.9%
Amounts receivable within one year40/41€10,649€7,214€4,792€18,557€13,463€5,714€27,480€43,624▲ 58.7%
Trade receivables40---€18,557€13,463€5,714€27,480€37,431▲ 36.2%
Other amounts receivable41-------€6,193-
Cash at bank and in hand54/58€9,671€28,333€4,651€5,198€10,533€14,992€26,732€24,653▼ 7.8%
Deferred charges and accrued income490/1-----€220---
Equity and liabilities
Total equity and liabilities10/49€24,646€36,906€75,484€81,109€72,151€106,210€132,377€105,225▼ 20.5%
Equity10/15€21,283€32,301€21,696€9,411€20,859€23,182€60,527€26,778▼ 55.8%
Contributions10/11€18,600€18,600-€18,600€18,600€18,600€18,600€18,600=
Reserves13€2,683€13,701€13,701€135€2,259€4,582€41,927€8,178▼ 80.5%
Non-distributable reserves130/1---€135€135----
Reserves not available under the articles1311---€135€135----
Distributable reserves133----€2,124€4,582€41,927€8,178▼ 80.5%
Profit (loss) carried forward14-€6,570-€238-€10,605-€9,324-----
Amounts payable17/49€3,363€4,604€53,788€71,698€51,292€83,028€71,849€78,448▲ 9.2%
Amounts payable after more than one year17--€18,693€13,439€8,115€2,723---
Financial debts170/4---€13,439€8,115€2,723---
Amounts payable within one year42/48€3,318€4,559€34,079€58,259€43,176€80,305€71,849€78,448▲ 9.2%
Current portion of amounts payable after more than one year42---€5,254€5,323€5,513€2,398--
Trade debts44€1,544€1,026€5,807€25,701€2,511€18,245€5,892€9,843▲ 67.1%
Suppliers440/4---€25,701€2,511€18,245€5,892€9,843▲ 67.1%
Advances received on contracts in progress46------€5,000--
Taxes, remuneration and social security45---€3,279€8,516€17,313€18,207€10,453▼ 42.6%
Taxes450/3---€326€1,863€5,712€9,349€3,762▼ 59.8%
Remuneration and social security454/9---€2,953€6,652€11,601€8,858€6,692▼ 24.5%
Other amounts payable47/48---€24,024€26,826€39,234€40,352€58,152▲ 44.1%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€2,920€13,018-€10,605-€12,305€11,449€2,323€37,345€8,178▼ 78.1%
+ Depreciation and write-downs630€10,329€2,865€3,683€8,704€9,199€18,007€20,348€18,046▼ 11.3%
Operating cash flow (approximation)€13,249€15,883-€6,923-€3,601€20,648€20,329€57,693€26,224▼ 54.5%
Investment in fixed assets (approximation)-€128-€67,387-€2,007€0-€55,135-€13,228€23,170-
Change in cash-€18,662-€23,682€547€5,336€4,459€11,740-€2,079-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (10)
Financial year Type Filed Reference
31-12-2025 micro format 15-07-2026 2026-00297570
31-12-2024 micro format 28-07-2025 2025-00319564
31-12-2023 micro format 20-08-2024 2024-00353856
31-12-2022 micro format 31-08-2023 2023-00430277
31-12-2021 micro format 10-08-2022 2022-20284056
31-12-2020 micro format 25-08-2021 2021-58800375
31-12-2019 micro format 14-09-2020 2020-52800472
31-12-2018 micro format 22-08-2019 2019-48900530
31-12-2017 micro format 31-08-2018 2018-59000536
31-12-2016 abbreviated format 19-07-2017 2017-35400055

Similar companies · same sector, comparable size

Of the 6,629 active companies whose main activity is non-scheduled passenger transport by road (NACE 49320), figures are known for 2,675. 2,170 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2022 to 2025 · 8 entries · €233,993 awarded · €233,428 paid
Year Entries AwardedPaid
2025 3 €45,905€45,727
2024 2 €63,645€63,438
2023 2 €73,817€73,637
2022 1 €50,626€50,626
Schemes
4 entries · €233,428 · €233,428 paid · Departement Werk en Sociale Economie
4 entries · €565 · Departement Werk en Sociale Economie

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.