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BizzQuIT

Active Private limited companyfounded 2005active for 21 yearsEdgard Tinelstraat 2A, 1980 ZemstKBO/BCE: BE 0876.955.422
BizzQuIT
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Overview

Lifetime

4 annual accounts with figures on one time axis
peak €62,690 (2023)
€16,409▼ 43.5%
lowest -€8,629 (2025)
-€8,629▼ €10,792
peak €131,707 (2024)
€123,077▼ 6.6%
€1,107▼ 69.5%
Board1 name since 2022
1 directorWILLEMS Mark Jozef Irma
Documentsfilings and deeds
13-05-202613 days late
2025micro format
Gross margin from €29,020 to €16,409Loss of €8,629Debts from €3,634 to €1,107

Key points

from the 2025 annual accounts

Turnover

≈ €89,000 estimated

The micro format states no turnover.

Liquidity

77.31 was 20.53 in 2024

Short-term debts fell from €3,634 to €1,107.

Position in the sector

-€8,629

Lower net result than 90% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.

2025 accounts filed 13 days after the deadline

Checked score

94
Excellent
Financially stronger than 50% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026highest value 06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 99.1% of total assets
73+6short-term debt 0.9% · cash 18.6%
60-11return on assets -6.9%

Score breakdown

raises risk
Loss of €8,629 (financial year 2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 77.31, cash €23,141
Equity €123,077 (99.1% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 56% on liquidity, 24% on profitability and 33% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 12,322 companies had the same profile as BizzQuIT has now. Each dot stands for 31 companies, two years later.

90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.5% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of BizzQuIT itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 12,322 companies, not a prediction for BizzQuIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €11,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 77.31 (20.53 in 2024), above the usual 1.5. Short-term debt is 0.9% and cash 18.6% of total assets. 0.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Loss of €8,629 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 77.31, cash €23,141
NBB · annual accounts
lowers risk · Equity €123,077 (99.1% of total assets)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-05-2026, 13 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
13 days late
2024
19 days early
2023
4 days early
2022
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 10 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 19 April (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

WM
WILLEMS Mark Jozef Irma
Director
  • WILLEMS Mark Jozef Irma general partnerdeed of 04-07-2022
  • VAN CAUWENBERGH Christien Hilda Paul limited partnerdeed of 04-07-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0876955422
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments Change of role: WILLEMS Mark Jozef Irma, from manager and general partner to director · “Het verkopen en /of leveren van om het even welke…” (deed in Dutch) · Partner: WILLEMS Mark Jozef Irma (general partner) · General meeting of 28-06-2022 · Gazette deed
First establishment Edgard Tinelstraat 2, Zemst
Incorporation published on 08-11-2005 · Gazette deed
All 12 events

Comparable companies

same main activity, similar in size and age
Company
BizzQuIT Zemst €124,184 €16,409 99.1% -
PONGPING Evergem €118,152 €15,233 32.6% -
ARTCADIA DESIGN Chastre €116,609 €16,897 62.1% -
IMAGE PLUS Auderghem €112,588 €15,495 55.9% -
B.C. DEVELOPPEMENT La Louvière €108,100 €17,240 32.8% -
CREAGEST Perwez €123,693 €19,769 41.6% -
COLMOSOFT Mortsel €131,570 €16,010 84.2% -

These companies have the same main activity as BizzQuIT: computer programming (NACE 62100). They are comparable in size and age: total assets between €108,000 and €132,000, founded between 2004 and 2008.

Official details

Source: KBO
Status
Active since 27-10-2005Normal situation
Activity
Computer programmingNACE 62100and 5 others
Establishment unit
2.149.797.5381980 Zemst, since 04-11-2005
Financial year end
30 September
Peppol
Reachable since 21-12-2025
Company details

Annual accounts to 30-09-2025

€16,409▼ 43.5%
€8,629
€123,077▼ 6.6%
€124,184▼ 8.2%
Filing
Filed on 13-05-2026
Financials

Insights on BizzQuIT

BizzQuIT files the micro format. That format states no turnover. The gross margin fell from €41,254 in 2022 to €16,409 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 13-05-2026, 13 days late
€16,409
▼ 43.5%
-€8,017
▼ €12,590
-€8,629
▼ €10,792
€84,453
▲ 19.0%
99.1%
▲ 1.8 percentage points
77.31
▲ 56.78

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €89,000. Estimated: probably between €47,000 and €170,000.

Balance sheet

balance sheet total €124,184 on 30-09-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

99.1%

Higher than 95% of 21,206 companies in 2025.

77.31

Higher than 95% of 20,569 companies in 2025.

-6.9%

Higher than 12% of 20,744 companies in 2025.

BizzQuIT Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022
Balance sheet: assets
20/58 124,184135,340151,419147,380
21/28 38,62460,74679,89031,423
22/27 38,62460,74679,89031,423
23 5,0046,2955,7635,778
24 33,62054,45174,12725,645
29/58 85,56074,59471,529115,956
40/41 62,11846,40824,59133,269
40 8,072-21,84133,269
41 54,04646,4082,751-
54/58 23,14117,88646,63782,388
490/1 30010,300300300
Balance sheet: equity and liabilities
10/49 124,184135,340151,419147,380
10/15 123,077131,707129,543104,343
10/11 1,1001,1001,1001,100
13 130,607130,607128,443103,243
133 130,607130,607128,443103,243
14 -8,629---
17/49 1,1073,63421,87543,037
42/48 1,1073,63421,87543,037
44 3003,6346,2363,477
440/4 3003,6346,2363,477
45 807-15,63916,580
450/3 807-15,63916,580
47/48 ---22,980
Income statement
9900 16,40929,02062,69041,254
630 23,60023,5719,2158,103
640/8 826875766718
9901 -8,0174,57352,70932,433
75/76B -355--
75 -355--
65/66B 24043543
65 24043543
9903 -8,0194,52452,67432,390
67/77 6112,36115,29612,343
9904 -8,6292,16337,37820,046
789 ---13,153
9905 -8,6292,16337,37833,200
Appropriation of the result
9906 -8,6292,16337,37833,200
791/2 --12,17818,190
691/2 -2,16337,37820,000
6921 -2,16337,37820,000
694/7 --12,17831,389
694 --12,17831,389
Document PDFPDFPDFPDF

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 13-05-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 13 days after the deadline. Filed on 13 May 2026, deadline 30 April 2026 (7 months after the close on 30 September 2025, Companies Code art. 3:10). Source: NBB, 2026-00111846.

Financial year Type Filed Reference Document
30-09-2025 micro format 13-05-2026 2026-00111846 PDF
30-09-2024 micro format 11-04-2025 2025-00067804 PDF
30-09-2023 micro format 26-04-2024 2024-00071172 PDF
30-09-2022 micro format 31-03-2023 2023-00050353 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022
15,58328,14561,92440,536
14,97025,73446,59328,150
1,4784,42757,6824,726
5,255-28,751-35,750-
84,45370,96149,65372,920
99.1%97.3%85.6%70.8%
77.3120.533.272.69
0.010.030.170.41
-7.0%1.6%28.9%19.2%
-6.9%1.6%24.7%13.6%
over 10069.66over 100over 100

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-09-202530-09-202430-09-202330-09-2022
Tangible fixed assets€1,478€4,427€57,682€4,726
€23,600€23,571€9,215€8,103

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on BizzQuIT

The operating result for 2025 is a loss of €8,017, after a profit of €4,573 in 2024. It is the lowest result since 2022.

Debt's share of the balance-sheet total falls from 2.7% to 0.9%. Equity and debt are lower.

Board & ownership

Board

1 director, no change since 2022
WILLEMS Mark Jozef Irma
Director (not named in the articles)
appointed by deed of 04-07-2022 term without a fixed end
earlier manager and general partner, until 04-07-2022
listed in the 2025 annual accounts, filed on 13-05-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 12. Externe vertegenwoordiging Iedere bestuurder afzonderlijk, ook wanneer er meerdere zijn, vertegenwoordigt de vennootschap jegens…”
deed of 04-07-2022

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
WILLEMS Mark Jozef Irma
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
  • WILLEMS Mark Jozef Irma
    • Director (not named in the articles), appointed by deed of 04-07-2022, still in office
    • Manager and general partner, until 04-07-2022

See the board, name and registered office on a given date →

Control

Shareholders
WILLEMS Mark Jozef Irma, VAN CAUWENBERGH Christien Hilda Paul
This company
BizzQuIT
Equity €123,077
Loss €8,629 in 2025

Capital

Contribution
€1,100
Source
deed of 04-07-2022

Articles of association

deed of 04-07-2022 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of March at 18:00

Shareholders

Stated in the deed deed of 04-07-2022 ↗
  • WILLEMS Mark Jozef Irma Beherende vennoot · 90 shares
  • VAN CAUWENBERGH Christien Hilda Paul Stille vennoot · 10 shares

Network & group

No group

BizzQuIT has no parent and no holdings in its annual accounts. WILLEMS Mark Jozef Irma is the only director. BizzQuIT shares no director with another company.

Timeline

Timeline

12 events since 2005

Deadline for the 2026 accounts: 30-04-2027

2026
Annual accounts 2025 filed PDFmicro format · 13 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0876955422
Weakest financial year net -€8,629 The net result drops to -€8,629, the lowest from 2022 to 2025.
Liquidity more than triples current ratio 77.31 The current ratio rises from 20.53 to 77.31. Short-term debt falls from €3,634 to €1,107.
Annual accounts 2024 filed PDFmicro format · 19 days before the deadline
2024
Liquidity more than 6 times current ratio 20.53 The current ratio rises from 3.27 to 20.53. Short-term debt falls from €21,875 to €3,634.
Annual accounts 2023 filed PDFmicro format · 4 days before the deadline
2023
Highest result from 2022 to 2025 net €37,378 ▲86.5% The operating result of €52,709 and the net result of €37,378 are both a record.
Annual accounts 2022 filed PDFmicro format · 30 days before the deadline
2022
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointmentsChange of role: WILLEMS Mark Jozef Irma, from manager and general partner to director · “Het verkopen en /of leveren van om het even welke…” (deed in Dutch) · Partner: WILLEMS Mark Jozef Irma (general partner) · General meeting of 28-06-202215 points ▸
  • General meeting, 28-06-2022
  • Incorporation, 01-10-2005
  • Partner, WILLEMS Mark Jozef Irma (general partner)
  • WILLEMS Mark Jozef Irma holds 90 shares
  • Partner, VAN CAUWENBERGH Christien Hilda Paul (limited partner)
  • VAN CAUWENBERGH Christien Hilda Paul holds 10 shares
  • 100 shares
  • Registered-office move, Flemish Region
  • Purpose change, “Het verkopen en /of leveren van om het even welke producten,systemen,engineering,programmatie,consultancy,indienststelling,opleiding en andere diensten voor…” (deed in Dutch)
  • Legal-form conversion, from limited partnership to private limited company, mentioned twice in the deed
  • Accounting effect, 31-03-2022
  • Registered office clause, E.Tinelstraat 2A, 1980 Zemst
  • Director appointment, WILLEMS Mark Jozef Irma (director (not named in the articles))
  • Director resignation, WILLEMS Mark Jozef Irma (manager and general partner)
  • Director discharge, WILLEMS Mark Jozef Irma (manager and general partner)
  • The deed holds 13 more points.

Open the deed in the Belgian Official Gazette

2005
First establishment Edgard Tinelstraat 2, Zemst
Incorporation PDFpublished on 08-11-2005

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 27 October 2005, BizzQuIT was incorporated.1 WILLEMS Mark Jozef Irma is director of the company, appointed by deed of 04-07-2022.2 Total assets went from €147,380 in 2022 to €124,184 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 04-07-2022
  3. 3National Bank, annual accounts 2022 and 2025

Company details

Identity

Enterprise number
0876.955.422
VAT number
BE 0876.955.422
Peppol ID
0208:0876955422
Other Peppol ID
9925:BE0876955422
Legal form
Private limited company
Status
Active, normal situation
Founded
27-10-2005
Financial year
ends on 30 September
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of March at 18:00
deed of 04-07-2022 (in Dutch)
Peppol
Reachable since 21-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
BizzQuIT in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 04-07-2022 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 04-07-2022 (in Dutch)

Activities

NACEBEL 2025
62100 Computer programming main activity
62200 Computer consultancy and computer facilities management
62900 Other information technology and computer services
63100 Computing infrastructure, data processing, hosting and related activities
77330 Rental and leasing activities
95100 Repair and maintenance of computers and communication equipment
Codes under NACEBEL 2008
62010 Computer programming, consultancy and related activities main activity
62020 IT consultancy
62090 Computer programming, consultancy and related activities
63110 Computing infrastructure, data processing, hosting and other information service activities
77330 Rental and leasing activities
95110 Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Codes under NACEBEL 2003
72220 main activity
71330
72100
72300
72500
72600
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het verkopen en /of leveren van om het even welke producten,systemen,engineering,programmatie,consultancy,indienststelling,opleiding en…”
17 activities
  1. Het verkopen en /of leveren van om het even welke producten,systemen,engineering,programmatie,consultancy,indienststelling,opleiding en andere diensten voor toepassingen in de sectoren van industriële automatisering en aanverwanten;
  2. Computeradvies;
  3. Advies en bijstand aan de bedrijfswereld;
  4. Realisatie van programma’s en gebruiksklare systemen
  5. Web development & hosting
  6. Gegevensverwerking
  7. Onderhoud en reparatie van computers en kantoormachines
  8. Overige activiteiten in verband met computers
  9. Business analyse & modelleren
  10. Project management
  11. Digitale beeldverwerking/ films
  12. Onroerend goed / immobiliën
  13. Organisatie van reizen
  14. Opleidingen organiseren en geven
  15. Verkoop van boeken
  16. Telecommunicatie
  17. Het verkopen en plaatsen van producten en diensten voor huisautomatisatie.
deed of 04-07-2022 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Edgard Tinelstraat 2A registered office 1980 Zemst
Edgard Tinelstraat 2 1980 Zemst 04-11-2005 2.149.797.538

Buildings and parcels at the addresses

Ground area
2,450 m²
Buildings
458 m²
Volume, LiDAR
2,446 m³
Tallest building
10.0 m
Buildings to scale, each on its own parcel
305 m², 10.0 m 153 m², 9.4 m 305 m², 10.0 m 153 m², 9.4 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
23096C0644/00D0021,950 m² 1 · 305 m² 10.0 m · 2
23096C0644/00A002499 m² 1 · 153 m² 9.4 m · 2

Contact

Phone +32 15 33 94 97 establishment in Zemst

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