Equity
€417,366 ▲ 17.8%
BIZZMINDS has made a profit without a break since 2012.
BIZZMINDS
Lifetime
16 annual accounts with figures on one time axispeak €127,319 (2024)
€103,833▼ 18.4%
lowest -€3,235 (2011)
€63,135▼ 25.3%
peak €417,366 (2025)
€417,366▲ 17.8%
€27,160▼ 18.4%
Board1 name since 2021
1 directorDE MUNCK Philip
Documentsfilings and deeds
12-06-202649 days before the deadline
2025micro format
Gross margin from €127,319 to €103,833Result from €84,511 to €63,135Equity from €354,231 to €417,366Debts from €33,304 to €27,160
Key points
from the 2025 annual accountsFilings
16 annual accounts since 2010
The last five annual accounts were filed 31 to 50 days before the end of the period.
Position in the sector
€417,366
More equity than 93% of companies in computer programming and consultancy. Sector median €69,072 · 21,214 companies.
Checked score
97
Excellent
Financially stronger than 73% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025highest value
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 15.53, cash €319,551
Equity €417,366 (93.9% of total assets)
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €444,525
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 96% on liquidity, 49% on profitability and 64% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as BIZZMINDS has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of BIZZMINDS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for BIZZMINDS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 15.53 (11.06 in 2024), above the usual 1.5. Short-term debt is 6.1% and cash 71.9% of total assets. 6.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 days early
2024
50 days early
2023
47 days early
2022
31 days early
2021
32 days early
2020
32 days early
2019
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0810604155
Resignation: DE MUNCK Philip (director)
Reappointment: DE MUNCK Philip (director) · General meeting of 27-11-2023 · Gazette deed
Registered office moved from Steenokkerzeel to Tremelo
New registered office: Leemkuilenstraat 15 te 3120 Tremelo · Previous registered office: Meidoornlaan 23 te 1820 Steenokkerzeel · General meeting of 30-04-2021 · Gazette deed
Incorporation
published on 31-03-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BIZZMINDS Tremelo | €444,525 | €103,833 | 93.9% | - |
| CIT SOLUTIONS Keerbergen | €443,763 | €99,621 | 48.8% | - |
| TEASETAB Diest | €395,025 | €99,434 | 86.3% | - |
| ENGEKAM Soignies | €449,525 | €105,990 | 90.3% | - |
| DE SERANNO LANDMETERS Lede | €433,557 | €109,322 | 74.3% | - |
| CONSULTANCE TOUSSAINT Gembloux | €463,030 | €96,338 | 59.9% | - |
| VERMEERSCH CONSULTING Staden | €440,523 | €113,434 | 96.8% | - |
These companies have the same main activity as BIZZMINDS: computer programming (NACE 62100). They are comparable in size and age: total assets between €395,000 and €463,000, founded between 2008 and 2010.
Official details
Source: KBO- Status
- Active since 23-03-2009Normal situation
- Activity
- Computer programmingNACE 62100and 3 others
- Establishment unit
- 2.177.461.7403120 Tremelo, since 11-03-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 28-07-2024
Annual accounts 2025
- ≈ €150,000estimated
- €444,525▲ 14.7%
- Filing
- Filed on 12-06-2026, 49 days before the end of the filing period
Insights on BIZZMINDS
BIZZMINDS files the micro format. That format states no turnover. The gross margin rose from €3,514 in 2010 to €103,833 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BIZZMINDS
- What is the company number of BIZZMINDS?
- The company number of BIZZMINDS is 0810.604.155. The VAT number is the same number with BE in front: BE 0810.604.155.
- Where is BIZZMINDS based?
- The registered office is at Leemkuilenstraat 15, 3120 Tremelo.Company details
- What does BIZZMINDS do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of BIZZMINDS?
- BIZZMINDS is a private limited company (BV).
- When was BIZZMINDS founded?
- BIZZMINDS was founded on 23-03-2009.
- Is BIZZMINDS still active?
- Yes, BIZZMINDS is an active enterprise in the KBO register.
- What is the turnover of BIZZMINDS?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €103,833 and 32 comparable companies (NACE 62100). It probably lies between €130,000 and €220,000.Financials
- Is BIZZMINDS profitable?
- In financial year 2025, BIZZMINDS made a profit of €63,135.
- Where can I find the annual accounts of BIZZMINDS?
- BIZZMINDS filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BIZZMINDS due?
- BIZZMINDS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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