BIZZINTEL
ActiveSummary
BIZZINTEL has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €31k. Equity is shrinking by ~38.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 29% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency58▲+58
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 0.58 in 2024; short-term debt: 67% and cash: 80.8% of total assets), and 67% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33%
Return on assets
62.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
51 d early
2023
56 d early
2022
26 d late
2021
30 d late
2020
24 d late
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k
2024 · €-14k
2018: €15k
2019: €7k▼ -56.2% vs 2018
2020: €2k▼ -70.1% vs 2019
2021: €-7k▼ -447% vs 2020
2022: €-17k▼ -152% vs 2021
2023: €-25k▼ -48.4% vs 2022lowest in 8 years
2024: €-14k▲ +43.3% vs 2023
2025: €16k▲ +213% vs 2024highest in 8 years
2018 → 2025
Total assets
€49k▲ 131%
2024 · €21k
2018: €31k
2019: €19k▼ -37.6% vs 2018
2020: €14k▼ -28.6% vs 2019
2021: €9k▼ -34.5% vs 2020
2022: €5k▼ -46.0% vs 2021
2023: €3k▼ -46.9% vs 2022lowest in 8 years
2024: €21k▲ +730% vs 2023
2025: €49k▲ +131% vs 2024highest in 8 years
2018 → 2025
Net result
€31k▲ 179%
2024 · €11k
2018: €-1k
2019: €-8k▼ -552% vs 2018
2020: €-5k▲ +45.5% vs 2019
2021: €-9k▼ -91.0% vs 2020
2022: €-10k▼ -18.3% vs 2021lowest in 8 years
2023: €-8k▲ +19.9% vs 2022
2024: €11k▲ +233% vs 2023
2025: €31k▲ +179% vs 2024highest in 8 years
2018 → 2025
Working capital
€13k
2024 · €-15k
2018: €-8k
2019: €-11k▼ -29.8% vs 2018
2020: €-10k▲ +7.2% vs 2019
2021: €-14k▼ -35.7% vs 2020
2022: €-20k▼ -47.3% vs 2021
2023: €-26k▼ -31.1% vs 2022lowest in 8 years
2024: €-15k▲ +42.3% vs 2023
2025: €13k▲ +183% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-7k-€-17k▼ 152%€-25k▼ 48.4%€-14k▲ 43.3%€16k
2021: €-7k
2022: €-17k▼ -152% vs 2021
2023: €-25k▼ -48.4% vs 2022lowest in 5 years
2024: €-14k▲ +43.3% vs 2023
2025: €16k▲ +213% vs 2024highest in 5 years
Operating result€-9k-€-10k▼ 17.1%€-8k▲ 21.3%€11k€34k▲ 197%
2021: €-9k
2022: €-10k▼ -17.1% vs 2021lowest in 5 years
2023: €-8k▲ +21.3% vs 2022
2024: €11k▲ +241% vs 2023
2025: €34k▲ +197% vs 2024highest in 5 years
Net result€-9k-€-10k▼ 18.3%€-8k▲ 19.9%€11k€31k▲ 179%
2021: €-9k
2022: €-10k▼ -18.3% vs 2021lowest in 5 years
2023: €-8k▲ +19.9% vs 2022
2024: €11k▲ +233% vs 2023
2025: €31k▲ +179% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 197% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€4k ▲ 442%
Current assets
€46k ▲ 120%
Equity and liabilities €49k
Equity
€16k
Debt
€33k
Debt finances 67.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€35k▲
2024 · €12k
Cash flow
€32k▲
2024 · €12k
Current ratio
1.38▲
2024 · 0.58
Debt to equity
2.03▲
2024 · -2.48
ROE
188.6%
ROA
62.2%▲
2024 · 51.5%
Interest coverage
488.32▲
2024 · 116.37
Debt ≤ 1 year
€33k▼
2024 · €36k
Income taxes
€3k▲
2024 · €198
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€21k€49k▲
Fixed assets21/28€696€4k▲
Tangible fixed assets22/27€696€4k▲
Plant, machinery and equipment23€267€4k▲
Furniture and vehicles24€429€270▼
Current assets29/58€21k€46k▲
Amounts receivable within one year40/41€7k€6k▼
Trade receivables40€6k€887▼
Other amounts receivable41€106€5k▲
Cash at bank and in hand54/58€14k€40k▲
Equity and liabilities
Total equity and liabilities10/49€21k€49k▲
Equity10/15€-14k€16k▲
Contributions10/11€19k€19k=
Reserves13€15k€21k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€13k€20k▲
Profit (loss) carried forward14€-48k€-24k▲
Amounts payable17/49€36k€33k▼
Amounts payable within one year42/48€36k€33k▼
Trade debts44€3k€414▼
Suppliers440/4€3k€414▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€1k€75▼
Other amounts payable47/48€30k€28k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€536€2k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€13k€36k▲
Operating profit (loss)9901€11k€34k▲
Financial income75/76B€8€2▼
Recurring financial income75€8€2▼
Financial charges65/66B€102€72▼
Recurring financial charges65€102€72▼
Profit (loss) for the period before taxes9903€11k€34k▲
Income taxes67/77€198€3k▲
Profit (loss) for the period9904€11k€31k▲
Profit (loss) for the period to be appropriated9905€11k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-17k▲
Profit (loss) brought forward from the previous period14P€-59k€-48k▲
Transfer to equity691/2-€6k
To other reserves6921-€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €5k | €2k | €536 | €2k | ▲ 189% |
| Other operating charges640/8 | €973 | €1k | €1k | €1k | €1k | ▲ 4.3% |
| Gross operating margin9900 | €-3k | €-4k | €-5k | €13k | €36k | ▲ 178% |
| Operating profit (loss)9901 | €-9k | €-10k | €-8k | €11k | €34k | ▲ 197% |
| Financial income75/76B | - | - | - | €8 | €2 | ▼ 76.3% |
| Recurring financial income75 | - | - | - | €8 | €2 | ▼ 76.3% |
| Financial charges65/66B | €72 | €72 | €72 | €102 | €72 | ▼ 29.4% |
| Recurring financial charges65 | €72 | €72 | €72 | €102 | €72 | ▼ 29.4% |
| Profit (loss) for the period before taxes9903 | €-9k | €-10k | €-8k | €11k | €34k | ▲ 198% |
| Income taxes67/77 | - | €120 | €226 | €198 | €3k | ▲ 1,309% |
| Profit (loss) for the period9904 | €-9k | €-10k | €-8k | €11k | €31k | ▲ 179% |
| Profit (loss) for the period to be appropriated9905 | €-9k | €-10k | €-8k | €11k | €31k | ▲ 179% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €9k | €5k | €3k | €21k | €49k | ▲ 131% |
| Fixed assets21/28 | €7k | €3k | €754 | €696 | €4k | ▲ 442% |
| Tangible fixed assets22/27 | €7k | €3k | €754 | €696 | €4k | ▲ 442% |
| Plant, machinery and equipment23 | - | €1k | €754 | €267 | €4k | ▲ 1,213% |
| Furniture and vehicles24 | €7k | €2k | - | €429 | €270 | ▼ 37.1% |
| Current assets29/58 | €2k | €2k | €2k | €21k | €46k | ▲ 120% |
| Amounts receivable within one year40/41 | €520 | €493 | €266 | €7k | €6k | ▼ 13.0% |
| Trade receivables40 | - | €182 | €124 | €6k | €887 | ▼ 86.3% |
| Other amounts receivable41 | €520 | €312 | €142 | €106 | €5k | ▲ 4,429% |
| Cash at bank and in hand54/58 | €2k | €2k | €2k | €14k | €40k | ▲ 182% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €9k | €5k | €3k | €21k | €49k | ▲ 131% |
| Equity10/15 | €-7k | €-17k | €-25k | €-14k | €16k | ▲ 213% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €15k | €15k | €15k | €15k | €21k | ▲ 43.1% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €13k | €13k | €13k | €13k | €20k | ▲ 49.1% |
| Profit (loss) carried forward14 | €-40k | €-51k | €-59k | €-48k | €-24k | ▲ 50.6% |
| Amounts payable17/49 | €16k | €22k | €28k | €36k | €33k | ▼ 7.7% |
| Amounts payable within one year42/48 | €16k | €22k | €28k | €36k | €33k | ▼ 7.7% |
| Trade debts44 | €1k | €322 | €37 | €3k | €414 | ▼ 84.8% |
| Suppliers440/4 | €1k | €322 | €37 | €3k | €414 | ▼ 84.8% |
| Taxes, remuneration and social security45 | €51 | €120 | €149 | €3k | €4k | ▲ 37.2% |
| Taxes450/3 | €51 | €120 | €149 | €2k | €4k | ▲ 116% |
| Remuneration and social security454/9 | - | - | - | €1k | €75 | ▼ 93.8% |
| Other amounts payable47/48 | €15k | €22k | €28k | €30k | €28k | ▼ 5.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-9k | €-10k | €-8k | €11k | €31k | ▲ 179% |
| + Depreciation and write-downs630 | €5k | €5k | €2k | €536 | €2k | ▲ 189% |
| Operating cash flow (approximation) | €-4k | €-5k | €-6k | €12k | €32k | ▲ 179% |
| Investment in fixed assets (approximation) | - | €-1k | €0 | €-478 | €-5k | ▼ 868% |
| Change in cash | - | €-169 | €39 | €13k | €26k | ▲ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €31k ▲179%
Operating result €34k, net result €31k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.38
Current ratio from 0.58 to 1.38; short-term debt falls from €36k to €33k.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after 6 loss-making years.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2008
Ground area
724 m²
Building footprint
194 m²
Volume, LiDAR
1,247 m³
Parcel 41019A0254/00E002, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gijzegem-Dorp 6, 9308 Aalst
since 20082.168.165.279
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41019A0254/00E002 | Flanders | 724 m² | 1 · 194 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 300 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 300 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 12,099 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.