Bizzart
ActiveSummary
Bizzart has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €905. Its solvency ranks better than 15% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability61▼-14
Solvency35▼-39
Growth32
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.73 against 8.11 in 2024; short-term debt: 24.7% and cash: 11.7% of total assets), and 90.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.6%
Return on assets
0.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9494 sector peers (2025).
NBB · sector comparisonPosition among 9494 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▼ 27.5%
2024 · €70k
2024: €70k
2025: €50k▼ -27.5% vs 2024
2024 → 2025
Total assets
€523k▲ 267%
2024 · €143k
2024: €143k
2025: €523k▲ +267% vs 2024
2024 → 2025
Net result
€905▼ 86.2%
2024 · €7k
2024: €7k
2025: €905▼ -86.2% vs 2024
2024 → 2025
Working capital
€-34k
2024 · €55k
2024: €55k
2025: €-34k▼ -163% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€70k-€50k▼ 27.5%
2024: €70k
2025: €50k▼ -27.5% vs 2024
Operating result€13k-€9k▼ 34.4%
2024: €13k
2025: €9k▼ -34.4% vs 2024
Net result€7k-€905▼ 86.2%
2024: €7k
2025: €905▼ -86.2% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €523k
Fixed assets
€428k ▲ 435%
Current assets
€95k ▲ 51.8%
Equity and liabilities €523k
Equity
€50k ▼ 27.5%
Debt
€473k ▲ 548%
Debt's share of the balance-sheet total rises from 51.2% to 90.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€28k▲
2024 · €23k
Cash flow
€20k▲
2024 · €17k
Current ratio
0.73▼
2024 · 8.11
Debt to equity
9.37▲
2024 · 1.05
ROE
1.8%▼
2024 · 9.5%
ROA
0.2%▼
2024 · 4.6%
Interest coverage
5.09▼
2024 · 8.14
Debt ≤ 1 year
€129k▲
2024 · €8k
Debt > 1 year
€336k▲
2024 · €63k
Income taxes
€2k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€143k€523k▲
Fixed assets21/28€80k€428k▲
Tangible fixed assets22/27€80k€428k▲
Land and buildings22-€362k
Plant, machinery and equipment23€17€0▼
Furniture and vehicles24€80k€66k▼
Current assets29/58€62k€95k▲
Amounts receivable after more than one year29€10k€0▼
Other amounts receivable291€10k€0▼
Amounts receivable within one year40/41€27k€30k▲
Trade receivables40€26k€21k▼
Other amounts receivable41€1k€9k▲
Cash at bank and in hand54/58€22k€61k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€143k€523k▲
Equity10/15€70k€50k▼
Contributions10/11€1k€1k=
Reserves13€68k€48k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€68k€48k▼
Profit (loss) carried forward14€344€1k▲
Amounts payable17/49€73k€473k▲
Amounts payable after more than one year17€63k€336k▲
Financial debts170/4€63k€336k▲
Amounts payable within one year42/48€8k€129k▲
Current portion of amounts payable after more than one year42-€15k
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€137€109k▲
Accrued charges and deferred income492/3€3k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€19k▲
Other operating charges640/8€1k€24k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€25k€51k▲
Operating profit (loss)9901€13k€9k▼
Financial income75/76B€785€0▼
Recurring financial income75€785€0▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€11k€3k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€7k€905▼
Profit (loss) for the period to be appropriated9905€7k€905▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€1k▼
Profit (loss) brought forward from the previous period14P€265€344▲
Transfer from equity791/2-€20k
Transfer to equity691/2€7k€0▼
To other reserves6921€7k€0▼
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €19k | ▲ 89.4% |
| Other operating charges640/8 | €1k | €24k | ▲ 1,831% |
| Non-recurring operating charges66A | €0 | - | - |
| Gross operating margin9900 | €25k | €51k | ▲ 109% |
| Operating profit (loss)9901 | €13k | €9k | ▼ 34.4% |
| Financial income75/76B | €785 | €0 | ▼ 100% |
| Recurring financial income75 | €785 | €0 | ▼ 100% |
| Financial charges65/66B | €3k | €5k | ▲ 89.8% |
| Recurring financial charges65 | €3k | €5k | ▲ 89.8% |
| Profit (loss) for the period before taxes9903 | €11k | €3k | ▼ 70.6% |
| Income taxes67/77 | €5k | €2k | ▼ 48.7% |
| Profit (loss) for the period9904 | €7k | €905 | ▼ 86.2% |
| Profit (loss) for the period to be appropriated9905 | €7k | €905 | ▼ 86.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €143k | €523k | ▲ 267% |
| Fixed assets21/28 | €80k | €428k | ▲ 435% |
| Tangible fixed assets22/27 | €80k | €428k | ▲ 435% |
| Land and buildings22 | - | €362k | - |
| Plant, machinery and equipment23 | €17 | €0 | ▼ 100% |
| Furniture and vehicles24 | €80k | €66k | ▼ 17.7% |
| Current assets29/58 | €62k | €95k | ▲ 51.8% |
| Amounts receivable after more than one year29 | €10k | €0 | ▼ 100% |
| Other amounts receivable291 | €10k | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €27k | €30k | ▲ 8.6% |
| Trade receivables40 | €26k | €21k | ▼ 19.0% |
| Other amounts receivable41 | €1k | €9k | ▲ 574% |
| Cash at bank and in hand54/58 | €22k | €61k | ▲ 180% |
| Deferred charges and accrued income490/1 | €3k | €4k | ▲ 20.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €143k | €523k | ▲ 267% |
| Equity10/15 | €70k | €50k | ▼ 27.5% |
| Contributions10/11 | €1k | €1k | = |
| Reserves13 | €68k | €48k | ▼ 29.3% |
| Non-distributable reserves130/1 | €0 | - | - |
| Reserves not available under the articles1311 | €0 | - | - |
| Distributable reserves133 | €68k | €48k | ▼ 29.3% |
| Profit (loss) carried forward14 | €344 | €1k | ▲ 263% |
| Amounts payable17/49 | €73k | €473k | ▲ 548% |
| Amounts payable after more than one year17 | €63k | €336k | ▲ 437% |
| Financial debts170/4 | €63k | €336k | ▲ 437% |
| Amounts payable within one year42/48 | €8k | €129k | ▲ 1,578% |
| Current portion of amounts payable after more than one year42 | - | €15k | - |
| Trade debts44 | €4k | €3k | ▼ 19.5% |
| Suppliers440/4 | €4k | €3k | ▼ 19.5% |
| Taxes, remuneration and social security45 | €4k | €2k | ▼ 45.9% |
| Taxes450/3 | €4k | €2k | ▼ 45.9% |
| Other amounts payable47/48 | €137 | €109k | ▲ 79,508% |
| Accrued charges and deferred income492/3 | €3k | €8k | ▲ 174% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €905 | ▼ 86.2% |
| + Depreciation and write-downs630 | €10k | €19k | ▲ 89.4% |
| Operating cash flow (approximation) | €17k | €20k | ▲ 19.8% |
| Investment in fixed assets (approximation) | - | €-367k | - |
| Change in cash | - | €39k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2017
Ground area
628 m²
Building footprint
204 m²
Volume, LiDAR
886 m³
Parcel 36505B0569/00B000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bizzart
since 20172.266.828.632
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505B0569/00B000 | Flanders | 628 m² | 1 · 204 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HUBERT HENDRICKX ARCHITECTUUR
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MEAN-IT-ARCHITECTURE
BE 0826.747.529
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EJ Extern
BE 0759.916.410
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,323. 5,343 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-07-2017
Fiscal year end30-06
Activities, NACEBEL 2025
71111Activities of building architects
25110Manufacture of metal structures and parts of structures
25530Machining of metals
56210Event catering
73300Public relations and communication consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.