Bizz Compagnon
ActiveBizz Compagnon has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €23k. Equity is shrinking by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+4
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.54 against 2.48 in 2024; short-term debt: 19.3% and cash: 44% of total assets), and 19.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.7%
Return on assets
34.9%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €53k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-04-2026, 27 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
27 d early
2024
12 d early
2023
1 d early
2022
23 d early
2021
23 d early
2020
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 76.2%
2024 · €30k
2020: €71k
2021: €54k
2022: €53k
2023: €43k
2024: €30k
2020 → 2025
Total assets
€66k▲ 55.8%
2024 · €42k
2020: €104k
2021: €78k
2022: €109k
2023: €74k
2024: €42k
2020 → 2025
Net result
€23k
2024 · €-13k
2020: €19k
2021: €-17k
2022: €15k
2023: €-9k
2024: €-13k
2020 → 2025
Working capital
€45k▲ 151%
2024 · €18k
2020: €58k
2021: €48k
2022: €36k
2023: €22k
2024: €18k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€53k▼ 2.3%€43k▼ 18.0%€30k▼ 30.2%€53k▲ 76.2%
Operating result€-18k-€18k€-9k€-12k▼ 39.1%€26k
Net result€-17k-€15k€-9k€-13k▼ 38.0%€23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €26k after a loss of €12k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€8k▼ 32.3%
Current assets
€58k▲ 92.2%
Equity and liabilities €66k
Equity
€53k▲ 76.2%
Debt
€13k▲ 5.0%
The debt ratio falls from 28.6% to 19.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▲
2024 · €-8k
Cash flow
€27k▲
2024 · €-9k
Solvency
80.7%▲
2024 · 71.4%
Current ratio
4.54▲
2024 · 2.48
Quick ratio
4.54▲
2024 · 2.48
Debt / equity
0.24▼
2024 · 0.40
ROE
43.2%▲
2024 · -43.3%
ROA
34.9%▲
2024 · -30.9%
Interest coverage
39.29▲
2024 · -7.96
Debt
€13k▲
2024 · €12k
Debt ≤ 1 year
€13k▲
2024 · €12k
Income taxes
€2k▲
2024 · €182
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€66k▲
Fixed assets21/28€12k€8k▼
Intangible fixed assets21€12k€8k▼
Current assets29/58€30k€58k▲
Amounts receivable within one year40/41€4k€27k▲
Trade receivables40-€20k
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€26k€29k▲
Deferred charges and accrued income490/1€530€1k▲
Equity and liabilities
Total equity and liabilities10/49€42k€66k▲
Equity10/15€30k€53k▲
Contributions10/11€2k€2k=
Reserves13€35k€51k▲
Tax-exempt reserves132€1k€1k=
Distributable reserves133€34k€50k▲
Profit (loss) carried forward14€-7k€0▲
Amounts payable17/49€12k€13k▲
Amounts payable within one year42/48€12k€13k▲
Current portion of amounts payable after more than one year42€2k€0▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€653€3k▲
Taxes450/3€653€3k▲
Other amounts payable47/48€5k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€440€1k▲
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€-6k€31k▲
Operating profit (loss)9901€-12k€26k▲
Financial income75/76B€32k€8▼
Recurring financial income75€90€8▼
Non-recurring financial income76B€32k€0▼
Financial charges65/66B€33k€752▼
Recurring financial charges65€1k€752▼
Non-recurring financial charges66B€32k€0▼
Profit (loss) for the period before taxes9903€-13k€25k▲
Income taxes67/77€182€2k▲
Profit (loss) for the period9904€-13k€23k▲
Profit (loss) for the period to be appropriated9905€-13k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€16k▲
Profit (loss) brought forward from the previous period14P€6k€-7k▼
Transfer to equity691/2-€16k
To other reserves6921-€16k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
18-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
07-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-17k ▼194%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
24-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkeblokstraat 311850 GrimbergenGround area
693 m²
Building footprint
144 m²
Volume, LiDAR
888 m³
Parcel 23402E0398/00L000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bizz Compagnon
since 20042.137.019.272
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0398/00L000 | Flanders | 693 m² | 1 · 144 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 266 EUR awarded · 266 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 266 EUR | 266 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 38,397 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2004
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46500Wholesale of information and communication equipment
46510Wholesale trade
51840
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:marc.demey@more-tcc.com
Phone:0473492010